Property Registration in Bihar

Property registration in Bihar is a crucial step in any real estate deal, ensuring legal ownership and a smooth transaction. Understanding the property registration details of Bihar, such as the stamp duty and registration fees, is essential for a hassle-free process. In Bihar, the stamp duty rate is 6.3% for men and 5.7% for women, based on the property’s selling price, along with a registration fee of 2% of the market value.

The Bihar government has made it easier with an online payment system, where you can pay stamp duty, registration fees, and check the market value rates. It’s important to complete property registration in Bihar within four months of purchase to avoid penalties. By understanding these details, you can ensure a smooth and legally valid property transaction.

What is stamp duty in Bihar?

In Bihar, stamp duty and registration fees vary depending on factors such as gender and the type of property. For example, residential and commercial properties are subject to property taxes, while industrial properties are exempt.

Men are required to pay a stamp duty of 6.3%, along with a registration fee of 2%. Women benefit from a 0.6% reduction in stamp duty, which means they only pay 5.7%, while the registration fee remains at 2%. The following table outlines the stamp duty and registration charges in Bihar based on ownership and transfer type:

According to the Bihar Government's Registration Act of 1908, the Department of Stamp Duty and Registration mandates that all property registrations be carried out using the department’s certified computerised software. This requirement ensures that property transactions are properly recorded in accordance with state regulations, with registration through a sub-registrar being compulsory for all property transfers.

Steps for property registration in Bihar

Registering property in Bihar involves a legal process to ensure the transfer of property ownership is properly recorded. Here's a step-by-step guide on how to register property in Bihar:

Here is the step-by-step process of property registration in Bihar:

1. Property verification: Confirm property ownership and resolve any disputes.
2. Stamp duty payment: Calculate and pay stamp duty based on property value.
3. Document preparation: Create sale or gift deed on stamp paper.
4. Visit sub-registrar office: Go to the local office where property is located.
5. Document submission: Submit property documents with IDs, photos, and proofs.
6. Verification and fees: Verify documents and pay registration fees.
7. Photographs and thumbprints: Parties and witnesses provide thumbprints and photos.
8. Registration: Sub-Registrar records details and seals documents.
9. Certified copy: Obtain a certified sale deed copy.
10. Post-registration: Update property records with authorities.
11. Capital gains tax: Pay if applicable.
12. Mutation: Apply for property mutation with the municipal office.
13. Legal assistance: Consider legal help for a smooth process.

Consult local authorities for specific requirements and guidance during property registration.

Why property registration is essential?

Property registration is essential because it legally establishes ownership and protects against potential disputes. By registering property, buyers secure legal recognition, which prevents claims by other parties. This process also creates a public record that verifies the transfer and details of ownership, offering transparency and reducing fraud risks. Additionally, registered properties are essential for availing financial services, such as home loans, as banks require proof of ownership. Property registration ensures security and peace of mind, safeguarding an individual’s investment in the long term.

How to calculate stamp duty in Bihar?

Here is the step-by-step process for calculating stamp duty in Bihar:

1. Understand stamp duty: Stamp duty is a mandatory charge for property transactions in Bihar.
2. Consider property factors: Stamp duty calculation depends on property market value, location, and type.
3. Government rates: Bihar's government sets specific stamp duty rates.
4. Accurate calculation: It's essential to calculate stamp duty accurately to avoid legal issues.
5. Online calculators: Use online stamp duty calculators for convenience.
6. Consult authorities: Consult local authorities for precise stamp duty information.
7. Use our calculator: Utilise our stamp duty calculator for quick calculations.

By following these steps, you can determine the correct stamp duty charges for your property transaction in Bihar.

Stamp duty and registration fees payment process in Bihar

Here is the process of paying stamp duty and registration fees in Bihar in bullet points:

• Calculate stamp duty: Determine the stamp duty amount based on property details.
• Payment methods: Choose from various payment modes like cash, demand draft, or online.
• Authorised banks: Visit authorized banks or use the government portal for payment.
• Online payment: Pay securely through the official government portal online.
• Receipt collection: After successful payment, obtain a receipt, a crucial document for registration.

Documents required for property/ land registration in Bihar

1. Encumbrance Certificate
2. Identity Proof (Buyer and Seller)
3. Address Proof (Buyer and Seller)
4. PAN Card (Buyer and Seller)
5. Passport Size Photographs (Buyer and Seller)
6. Property Valuation Certificate
7. Property Tax Payment Receipts
8. No Objection Certificate (If applicable)
9. Affidavit
10. Possession Certificate
11. Approved Building Plan (For constructed property)
12. Stamp Duty and Registration Fee Payment Receipts
13. Previous Property Tax Payment Receipts
14. Agreement to Sell (if applicable)

Please note that document requirements may vary depending on the property type and location, so consult local authorities or legal advisors for specific details.

Factors affecting stamp duty and registration charges in Bihar

When applying for a home loan in Bihar, it's important to take into account several factors that can affect stamp duty charges. These costs can have a significant impact on the overall affordability of your property purchase and should be factored into your financial planning and budgeting.

1. Property value: The value of the property directly influences the amount of stamp duty. Higher-priced properties generally incur higher stamp duty charges.
2. Property location: Stamp duty rates can vary by state and, at times, by city or district within a state.
3. Property type: Different rates may apply depending on whether the property is residential, commercial, or industrial.
4. Buyer’s gender: Some states, including Bihar, offer lower stamp duty rates for women to encourage female property ownership.
5. Property age: The age of the property may impact the stamp duty, as newer properties might attract different rates compared to older ones.
6. Urban vs. rural areas: Stamp duty rates can differ for properties located in urban and rural areas.
7. Transaction type: The nature of the transaction, whether it’s a sale, gift, or lease, may influence the applicable stamp duty rate.
8. Built-up area: In some cases, the size of the constructed area can also affect the stamp duty charges.

Eligibility for property registration in Bihar

To register property in Bihar, the applicant must be an Indian citizen and at least 18 years old. The property should be free from legal disputes and encumbrances. Required documents include proof of identity (Aadhaar, PAN card), proof of address, and the sale deed. The property must be registered at the Sub-Registrar’s office in the jurisdiction where the property is located. Stamp duty and registration fees must be paid, and the property should comply with local zoning laws. Both the buyer and seller need to be present during registration, along with two witnesses.

Property registration Bihar - How to get land related information

To get land-related information in Bihar, visit the Bihar Bhumi website. You can access details about land records Bihar, mutation status, and other property-related information. Enter the required details such as district, circle, and land type to retrieve the information. Alternatively, you can visit the local circle office or sub-registrar’s office for assistance. Ensure you have necessary documents like the land deed and proof of identity. 

How to prepare registration documents in Bihar

To prepare property registration documents in Bihar:

1. Draft the Sale Deed with legal assistance
2. Collect property and ownership details
3. Specify sale details and parties' information
4. Address property's legal status and tax information
5. Include an affidavit and NOC (if needed)
6. Calculate and pay stamp duty and registration fees
7. Affix photographs and signatures
8. Verify the document's accuracy
9. Visit the Sub-Registrar's Office with all documents
10. Complete the registration process
11. Collect a certified copy of the registered sale deed as proof of ownership

Property registration in Bihar involves a systematic process that requires careful attention to detail. You can ensure a legally valid property transaction by understanding the steps involved, calculating stamp duty accurately, and following the proper payment process. It is recommended to seek legal advice and guidance to navigate through the complexities of property registration in Bihar.

What is the step-wise guide to register land/ property in Bihar?

Here's a simplified step-by-step guide to register land or property in Bihar:

1. Verify property details for accuracy
2. Create a sale deed document with legal assistance
3. Gather required documents
4. Visit the local Sub-Registrar's Office
5. Submit documents for verification
6. Pay stamp duty and registration fees
7. Affix photographs and signatures
8. Review documents for accuracy
9. Complete the registration process
10. Obtain a certified copy of the registered sale deed
11. Update property records with local authorities if necessary

How to Check Bihar land registry details online?

To access land registry details for Bihar, follow these steps:

1. Go to Bihar Bhumi to begin your search.
2. Choose the district, circle, and village for the land you’re inquiring about.
3. Input either the Khata or Khesra number to locate specific land records.
4. The site will display the land registry details, including ownership and property history.

This online method offers quick, easy access to Bihar’s land records, aiding in transparency and efficient verification.