How to Check PMAY Status on CLSS Awas Portal (CLAP)

Learn how to track your Pradhan Mantri Awas Yojana status on the CLSS Awas Portal and understand your home loan eligibility. A handy guide for first-time home buyers to apply and benefit from PMAY subsidies.
Home Loan
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2 min
25 September 2024
The Pradhan Mantri Awas Yojana (PMAY) is a government plan to make affordable housing available to all. To simplify the process, the CLSS Awas Portal (CLAP) was launched. Through this portal, beneficiaries can track their PMAY status and monitor their application for the Credit Linked Subsidy Scheme (CLSS). If you are hoping to buy a home under this scheme, this guide will help you check your status, understand your home loan eligibility, and complete the application.

What is PMAY and why is it important?

The PM Awas Yojana is a government program that helps people in the Economically Weaker Section (EWS), Low-Income Group (LIG), and Middle-Income Group (MIG) get affordable homes. This initiative supports first-time home buyers by offering subsidies on home loan interest rates.

How to check PMAY status online?

You can check your PMAY CLAP status online in a few simple steps:

1. Go to the official CLSS Awas Portal (https://pmayuclap.gov.in/).

2. Click on the “Assessment ID” option.

3. Enter your application ID and the registered mobile number that you used during the PMAY application process.

4. After filling in the information, hit the “Submit” button. Your current PMAY status will be displayed on the screen.

Tracking your status helps ensure that your subsidy is on the right track and alerts you if there are any issues that need to be fixed.

Eligibility for PMAY

Getting a home loan under PMAY depends on several factors. The primary benefit under the PMAY scheme is the Credit Linked Subsidy Scheme (CLSS), which offers subsidies on home loan interest rates for eligible families. To qualify for this scheme, you need to meet the following PMAY eligibility criteria:

1. Income group: Your income level determines which subsidy category you fall under:

  • EWS (Economically Weaker Section): Annual income up to Rs. 3 lakh.
  • LIG (Low-Income Group): Annual income between Rs. 3 lakh and Rs. 6 lakh.
  • MIG I (Middle-Income Group): Annual income between Rs. 6 lakh and Rs. 12 lakh.
  • MIG II (Middle-Income Group): Annual income between Rs. 12 lakh and Rs. 18 lakh.
2. First-time home buyer: You must be a first-time home buyer, meaning you or your family should not already own a home.

3. Property location: The house to be purchased must be in one of the towns or cities covered under PMAY.

How to apply for PMAY

Follow these steps to apply for PMAY online:

1. Identify the category you qualify for under the PMAY scheme.

2. Go to the official PMAY website.

3. In the main menu, click on "Citizen Assessment."

4. Choose the applicant category that applies to you.

5. On the redirected page, enter your Aadhaar details.

6. Complete the PMAY application form with the necessary information, including:

  • Personal details
  • Income details
  • Address
  • Bank account information
7. Enter the captcha code.

8. Review all the details provided, then submit the form.

The Pradhan Mantri Awas Yojana (PMAY) makes it easier for people from different income groups to buy a home by offering government subsidies. The CLSS Awas Portal (CLAP) helps you track your application status, making the whole process smoother. If you are a first-time home buyer or looking for an affordable home, PMAY provides a clear and simple way to apply and get help with your home loan.

Frequently asked questions

What is PMAY CLAP?
PMAY CLAP (CLSS Awas Portal) is an online platform launched by the government to help beneficiaries of the Pradhan Mantri Awas Yojana (PMAY) track their Credit Linked Subsidy Scheme (CLSS) application status, ensuring a smoother process for affordable housing.

What does CLAP stand for in PMAY?
CLAP in PMAY stands for Credit Linked Subsidy Scheme Awas Portal. This portal allows applicants to monitor their home loan subsidy application under PMAY, ensuring transparency and providing updates on their subsidy status.

How do I check my PMAY CLAP status?
To check your PMAY CLAP status, visit the official CLSS Awas Portal, select “Assessment ID,” enter your application ID and registered mobile number, and click “Submit.” Your current PMAY application status will be displayed on the screen.

How does PMAY CLAP impact my home loan?
PMAY CLAP simplifies the home loan subsidy process by offering real-time tracking of your Credit Linked Subsidy Scheme (CLSS) application. This ensures transparency, helps monitor your subsidy status, and reduces delays, making home loans more affordable for eligible applicants.

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