Why is Bajaj Finserv one of the best NBFCs and personal loan providers in India?

Bajaj Finserv is one of the best personal loan providers in Delhi NCR. For residents of NCR, Bajaj Finserv can be a good choice as it offers the following: A complete online application process Collateral-free personal loans 100% transparent terms and conditions Repayment over tenors ranging from 12 months to 96 months High loan value of up to Rs. 55 lakh Minimal documentation Instant approval and quick credit to account Online account management facility Flexi loans, reducing EMIs by up to 45%*

What is the online application process for personal loan in Delhi NCR?

Irrespective of your location in Delhi-NCR, you can easily apply for a Bajaj Finserv Personal Loan online by following these steps: Fill up the application form accurately Submit essential documents Get approval and money in your account within hours

Personal Loan in Delhi NCR: Pay Up To 45% Lesser EMI, Apply Now

Bajaj Finserv in Delhi - Leading Finance Company

Delhi is officially known as the national capital territory and a union territory of India. And is home to the capital of India, New Delhi.

Delhi, officially recognized as the National Capital Territory and a union territory of India, is home to the capital city, New Delhi. If you’re a resident seeking the best personal loan in Delhi, Bajaj Finserv is an excellent option. They offer high-value personal loans with attractive pre-approved offers and instant loan transfers, perfect for urgent financial needs. By meeting the eligibility criteria, you can unlock multiple benefits, ensuring a seamless borrowing experience. Choose Bajaj Finserv to access one of the best personal loan providers in Delhi and meet your financial requirements swiftly and efficiently.

Minimum documents

Enjoy a hassle-free documentation process with minimum paperwork from Bajaj Finserv - the leading finance company in Delhi.
Flexi loans

Withdraw from pre-sanctioned funds and repay conveniently with the Flexi loan facility.
Get up to Rs. 55 lakh

You can get a loan of up to Rs. 55 lakh and enjoy unrestricted use.
Online account management

Stay updated with repayment schedules, EMIs, outstanding balance, etc., via our customer portal - My Account. It’s accessible 24x7.
Tenor options

Tenors of up to 96 months months ease your repayment hassle. Calculate monthly outflows with Bajaj Finserv’s online EMI Calculator.
No hidden rates

Ensure affordability with zero hidden rates from Bajaj Finance Limited, one of the best loan providers in Delhi. To know more, read our terms and conditions.
Fund within 24 hours*

Address your financing needs quickly and easily. The loan amount is credited to your account within 24 hours*.
Instant approval

Get instant loan in Delhi. No more waiting for hours or days. Cater to your emergencies with personal loan in minutes.

Delhi, the heart of the National Capital Region (NCR), is the second wealthiest city in India, boasting 23,000 millionaires and 18 billionaires. As the largest commercial hub in North India, it hosts a variety of service industries, including telecommunications, tourism, technology, media, banking, and hospitality. The economy thrives on several key sectors, such as real estate, health and community services, construction, and power. Additionally, Delhi has one of the fastest-growing retail industries, making it an attractive destination for entrepreneurs and businesses.

For residents seeking financial support, obtaining a personal loan in Delhi NCR can be an effective solution. Options like the best personal loan in Delhi offer competitive rates and flexible terms, catering to various needs. Whether it's for emergencies or investments, these loans provide quick access to funds, ensuring you can seize opportunities in this dynamic economic landscape.

Bajaj Finserv provides personal loan in Delhi against no guarantor or collateral. Once eligible, borrowers can seek funds of up to Rs. 40 lakh at competitive rates and charges. Features like Flexi loans allow multiple withdrawals from a pre-sanctioned amount and impose interest rates only on the utilised funds. This lowers EMIs by up to 45%*. To know more, read our terms and conditions.*Conditions apply

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The documentation requirements for a personal loan in <location name> can vary from lender to lender. Below are the documents that are required to be submitted when applying for a Bajaj Finance Personal Loan:

KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
PAN card
Employee ID card
Salary slips of the last 3 months
Bank account statements of the previous 3 months
Piped gas bill
Pension order
Letter of Allotment of Accommodation Issued by Employer
Property / Municipal tax receipt
Utility bill

Shift the interest rate and charges table from to heading “Interest rates and charges for personal loan in Delhi” after the content “Residents in Delhi can avail themselves of competitive personal loan interest rates with Bajaj Finserv.

Check the online interest calculator to find accurate repayment details based on the latest personal loan interest rate. It helps you plan better and choose the best loan option.

Type of fee	Applicable charges
Rate of interest	10% to 31% p.a.
Processing fees	Up to 3.93% of the loan amount (inclusive of applicable taxes).
Flexi Facility Charge	Term Loan – Not applicable Flexi variant - A fee will be deducted upfront from the loan amount (as applicable below) Up to Rs. 1,999/- for loan amount less than Rs. 2,00,000 Up to Rs. 3,999/- for loan amount from Rs. 2,00,000 to Rs. 3,99,999 Up to Rs. 5,999/- for loan amount from Rs. 4,00,000 to Rs. 5,99,999 Up to Rs. 7,999/- for loan amount from Rs. 6,00,000 to Rs. 9,99,999 Up to Rs. 8,999/- for loan amount from Rs. 10,00,000 to Rs. 14,99,999 Up to Rs. 9,999/- for loan amount from Rs. 15,00,000 to Rs. 19,99,999 Up to Rs. 10,999/- for loan amount from Rs. 20,00,000 to Rs. 24,99,999 Up to Rs. 11,999/- for loan amount from Rs. 25,00,000 to Rs. 29,99,999 Up to Rs. 12,999/- for loan amount of Rs. 30,00,000 and above All the Flexi charges above are inclusive of applicable taxes Loan amount includes approved loan amount, insurance premium, and VAS charges.
Bounce charges	Rs. 700 - Rs. 1,200 per bounce. “Bounce charges” shall mean charges for (i) dishonour of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonour of payment mandate or non-registration of the payment mandate or any other reason
Pre-payment charges	Full Prepayment Term Loan: Up to 4.72% (inclusive of applicable taxes) on the outstanding loan amount as on the date of full prepayment. Flexi Term Loan (Flexi Dropline): Up to 4.72% (inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as on the date of full prepayment. Flexi Hybrid Loan: Up to 4.72% (inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as of the date of full prepayment. Part-prepayment Term Loan: Up to 4.72% (inclusive of applicable taxes) of the principal amount of the loan prepaid on the date of such part-prepayment. Not Applicable for Flexi Term Loan (Flexi Dropline) and Flexi Hybrid. *Foreclosure will be processed post clearance of first EMI
Penal charge	Delay in payment of instalment(s) shall attract Penal Charge of Rs. 8 - Rs. 12 per day per instalment from the respective due date until the date of receipt of the full instalment(s) amount.
Stamp duty (as per respective state)	Payable as per state laws and deducted upfront from loan amount.
Annual maintenance charges	Term Loan: Not applicable Flexi Term Loan (Flexi Dropline): Up to 0.295% (inclusive of applicable taxes) of the total withdrawable amount (as per the repayment schedule) on the date of levy of such charges. Flexi Hybrid Loan: Up to 0.295% (inclusive of applicable taxes) of the total withdrawable amount during the initial tenure. Up to 0.295% (inclusive of applicable taxes) of total withdrawable amount during subsequent tenure.
Broken period interest / Pre-monthly Instalment interest	Method of recovery of "Broken Period Interest/Pre monthly instalment Interest" would be as follows: EMI Date : 2nd Scenario 1: If Loan is disbursed on 1st or post 10th of the month: For Term Loan: BPI amount will be capitalised, i.e added to Principal amount on Due date / Deducted from disbursement For Flexi Loans: BPI amount will be capitalised, i.e added to Principal amount on Due date / Added to first instalment Scenario 2: If Loan is disbursed between 3rd and 10th of the month: First instalment will consist of interest for actual number of days EMI Date : 7th Scenario 1: If Loan is disbursed on 1st to 6th or post 10th of the month: For Term Loan: BPI amount will be capitalised, i.e added to Principal amount on Due date / Deducted from disbursement For Flexi Loans: BPI amount will be capitalised, i.e added to Principal amount on Due date / Added to first instalment Scenario 2: If Loan is disbursed between 7th and 10th of the month: First instalment will consist of interest for actual number of day

Note: Additional cess if any, will be applicable to all charges according to state law.

*Terms and conditions apply.

How to apply for a Personal loan in Bangalore, Karnataka?

Step-by-step guide to apply for a personal loan

Click on ‘APPLY’ at the top of this page to open our online personal loan application form.
Enter your 10-digit mobile number and the OTP sent to your phone.
Fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
Now, click on PROCEED’ to visit the loan selection page.
Enter the loan amount that you need.
Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’.
Complete your KYC and submit your application.

Our representative will guide you on the next steps. The loan amount will be transferred to your bank account on the successful verification of your documents

Conclusion

In conclusion, a personal loan in Bangalore is a convenient and flexible financial solution for various needs. Whether you need funds for education, medical expenses, or home renovations, there are options available to suit your requirements. Even if you have a low credit score, you can still avail of a personal loan for low CIBIL score in Bangalore. By meeting the eligibility criteria and providing the necessary documents, you can secure a loan with ease.

Frequently asked questions

Bajaj Finserv is one of the best personal loan providers in Delhi NCR. For residents of NCR, Bajaj Finserv can be a good choice as it offers the following:

A complete online application process
Collateral-free personal loans
100% transparent terms and conditions
Repayment over tenors ranging from 12 months to 96 months
High loan value of up to Rs. 55 lakh
Minimal documentation
Instant approval and quick credit to account
Online account management facility
Flexi loans, reducing EMIs by up to 45%*

The essential documents are your employee ID card, salary slips, account statements, KYC documents, and a photograph. However, you may have to submit additional papers during the process, if required.

Irrespective of your location in Delhi-NCR, you can easily apply for a Bajaj Finserv Personal Loan online by following these steps:

Fill up the application form accurately
Submit essential documents
Get approval and money in your account within hours

To know the highest loan amount you are qualified to avail of, use the online Bajaj Finserv Eligibility Calculator.

EMIs or Equated Monthly Instalments comprise the outstanding principal amount and the payable interest. Borrowers must pay these EMIs on fixed due dates every month until the tenor ends.

In Delhi, securing an instant loan is swift. Simply apply online through our website. Complete the digital application process, provide required documents, and undergo a quick verification process. Once approved, the funds are disbursed swiftly in your bank account.

To take a loan in Delhi, research various lenders, check eligibility criteria, and gather necessary documents. Apply online or in person, and wait for approval and disbursement.

To obtain Rs. 10,000 urgently without a salary, explore options like peer-to-peer lending or collateral loans. Some lenders may offer loans based on assets or personal guarantees.

To take an urgent loan, identify your financial needs, research suitable lenders, and prepare necessary documents. Apply online for quicker processing and ensure you meet eligibility requirements.

Yes, you can get a loan in one day by opting for online lenders that provide instant loans. Ensure your documentation is ready for rapid processing and approval.