Tata Motors and Maruti Suzuki are two pillars of the Indian automotive industry, each boasting distinct strengths and a loyal customer base. Tata Motors is renowned for its focus on safety and robust engineering, often bringing vehicles like the Tata Punch that emphasise durability and all-round performance. Maruti Suzuki, on the other hand, is celebrated for its fuel efficiency and affordability, with the Swift being a prime example of its approach to providing reliable and economical transportation solutions. Both companies continue to innovate and adapt to changing consumer demands, offering a range of vehicles that cater to a diverse spectrum of preferences in the market.
If you are thinking about buying either the Hyundai Venue or the Tata Punch, read our detailed guide, which covers all the details of both models. You can also explore how a new car loan from Bajaj Finance can facilitate a smoother car buying experience.
Key differences between Maruti Suzuki Swift and Tata Punch
The Tata Punch and Maruti Suzuki Swift cater to different segments of the car market, appealing to varied customer types with their unique characteristics. The Punch is designed for those who prefer a compact SUV with a strong emphasis on safety and higher driving position, making it ideal for buyers looking for a robust and versatile vehicle suitable for both city driving and occasional off-road adventures. In contrast, the Swift appeals to urban dwellers and young families who prioritise fuel efficiency, ease of driving, and value for money in a more conventional hatchback format. These differences highlight the diverse appeal of the two models, with the Punch attracting customers who desire a sturdier feel and potentially more space, while the Swift draws those seeking an agile and cost-effective urban commuter.
Starting at an affordable Rs. 5.99 lakh* for its base variant, the Swift LXI, Maruti Suzuki's offering extends up to Rs. 8.89 lakh* for its top-tier variant, Swift ZXI Plus DT AMT. On the other hand, the Tata Punch begins slightly higher at Rs. 6.13 lakh* for its base model, the Tata Punch Pure, with prices reaching Rs. 10.20 lakh* for the high-end Tata Punch Creative Flagship DT.
Whether you are planning to buy a Swift or the Punch, it is a significant expense. Managing these expenses associated with purchasing of a vehicle is made easier with a new car loan from Bajaj Finance. With Bajaj Finserv New Car Finance, you can get funds up to 100% of the car’s on-road price and bring home your desired car easily. All you have to do is fulfil our simple car loan eligibility criteria and submit a few documents to get approval.
Design and exterior
The Maruti Suzuki Swift boasts sportier looks with a youthful front fascia, characterised by bulbous headlights, swooping bonnet lines, and sporty machine-cut alloy wheels. While it has a distinct appearance, its design, having been around for a while, may not evoke as much excitement. On the other hand, the Tata Punch offers rugged looks and a stronger road presence, with SUV-inspired styling elements and better build quality. Additionally, it provides higher ground clearance, enhancing practicality.
Interiors and cabin space
The Maruti Suzuki Swift and Tata Punch offer distinctly styled interiors catered to different preferences and needs. The Swift is set to upgrade its cabin with modern tech features including a potentially larger 9-inch touchscreen infotainment system, a 360-degree camera, and a wireless phone charger, along with enhanced safety options like dual airbags. In contrast, the Tata Punch emphasises comfort and spaciousness, suitable for mild off-road driving with ample room for passengers, including sufficient rear headroom and features like adjustable rear head restraints and a centre armrest.
Performance and engine
Under the hood, the Maruti Suzuki Swift offers peppy performance and nimble handling, courtesy of its refined engines and lightweight construction. Meanwhile, the Tata Punch impresses with its robust performance and versatile capabilities, powered by a dynamic 1.2-liter Revotron petrol engine. Its sturdy build, elevated ground clearance, and optimized suspension ensure confident handling and stability, whether navigating city streets or tackling rough terrains.
Specification |
Maruti Suzuki Swift |
Tata Punch |
Engine Type |
1.2L Petrol (K12) |
1.2L Petrol (Revotron) |
Power (bhp) |
88.5 bhp @ 6000 rpm |
84 bhp @ 6000 rpm |
Torque (Nm) |
113 Nm @ 4400 rpm |
113 Nm @ 3300 rpm |
Transmission |
5-speed Manual / AMT |
5-speed Manual / AMT |
Fuel efficiency and mileage
The Maruti Suzuki Swift and Tata Punch both offer various fuel efficiency options, but the Swift generally presents higher mileage figures. The Swift’s petrol variants achieve a mileage of around 22.38 to 22.56 kmpl. Its CNG version goes up to 30.90 km/kg, with impressive real-world highway performance reaching up to 27.29 kmpl. In comparison, the Tata Punch offers slightly lower fuel efficiency, with its petrol models ranging from 18.8 to 20.09 kmpl and the CNG model at 26.99 km/kg.
Specification |
Maruti Suzuki Swift |
Tata Punch |
Fuel Type |
Petrol |
Petrol |
Mileage (km/l) |
22.38 km/l (MT) |
18.97 km/l (MT) |
Fuel Tank Capacity |
37 liters |
37 liters |
Technology and infotainment
Both the Maruti Suzuki Swift and the Tata Punch come equipped with 7-inch touchscreen infotainment systems. The Swift's system lacks physical buttons but offers a neat layout and access to vehicle and driving data. It has a sound system comprising four speakers and two tweeters, supports wired phone mirroring, and relies on a phone-based app for navigation. Maruti Suzuki's Suzuki Connect mobile app provides connected car features. On the other hand, the Tata Punch's Harman-sourced infotainment system sits atop the dashboard, allowing display customisation and offering a sleek user experience. It boasts a sound system with four door speakers and two A-pillar-mounted tweeters, superior charging options with multiple input ports, and similar wired phone mirroring and navigation services.
Safety features and ratings
Both the Maruti Suzuki Swift and the Tata Punch prioritise safety, integrating advanced features to enhance occupant protection and peace of mind on the road. The Swift comes equipped with dual front airbags, ABS with EBD and ISOFIX child seat anchors.
Similarly, the Tata Punch places a high emphasis on safety with features such as dual front airbags, ABS with EBD, rear parking sensors, and a reinforced safety structure.
Specification |
Maruti Suzuki Swift |
Tata Punch |
Global NCAP Rating |
1 star (2022 model) |
5 stars (2021 model) |
Airbags |
2 (Dual Front) |
2 (Dual Front) |
ABS with EBD |
Yes |
Yes |
Why choose Bajaj Mall for your car purchase?
Explore a vast selection of vehicles from Maruti Suzuki and Tata Motors on Bajaj Mall with ease. Utilise our straightforward search filters to find your perfect car according to brand and price. Once you have made your decision, conveniently complete your purchase using the financing solutions offered by Bajaj Finance. Benefit from competitive car loan interest rates on our new car loans, ensuring that your payments are affordable throughout the duration of the loan. Our flexible repayment plans allow you to spread the cost of your vehicle into easy-to-manage monthly instalments. Choose a repayment schedule that suits your financial situation best and start driving your dream car today.
Whether you are drawn to the sporty charm of the Maruti Suzuki Swift or the rugged versatility of the Tata Punch, both models offer compelling choices for your next purchase. By securing a new car loan through Bajaj Finance, the financial barrier to owning these vehicles can be substantially reduced. With Bajaj Finserv New Car Finance providing competitive interest rates and adaptable repayment options, purchasing your desired car becomes not just convenient but also economically viable.
Note: Mileage figures are as per ARAI certification and may vary based on driving conditions and other factors.
*The prices mentioned are ex-showroom prices in Delhi. Prices will vary depending on the city of purchase.
Check Maruti Suzuki Swift comparison with other car models
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