Disclaimer
Results generated by the calculator(s) are indicative in nature.
The calculator(s) are not intended to provide its users/ customers with results that are either certified by Bajaj Finance Limited (“BFL”) or are an obligation, assurance, warranty, undertaking or commitment, financial and professional advice by BFL, under any circumstances. The calculator(s) is only a tool that assists the users/ customers arrive at results of various illustrative scenarios generated from data input by the user/ customer. The use of the calculator is entirely at the risk of the user/ customer, BFL is not responsible for any reason, for any errors in any outcome resulting from the use of the calculator. The interest rate applied on the loan will depend on the prevailing rates at the time of loan booking.
Frequently asked questions
The loan-to-value ratio for a loan against securities with Bajaj Finance Limited varies depending upon the type of securities pledged. Listed Equity Shares & Equity MF up to 50%, Debt MF up to 90% & Bonds up to 95%.
The loan amount you can get against your securities depends on the type of securities you pledge. With Bajaj Finance Limited, you can get a loan of up to 50% of the value of equity shares, up to 90% of the value of mutual funds, and up to 95% of the value of bonds and so on.
You can avail of a loan against securities with Bajaj Finance Limited by providing any of the following securities:
- Shares
- Mutual funds
- Bonds**
- Unit linked insurance policy
Send us your requirement at las.support@bajajfinserv.in for further details.
Yes, we have an online application process that allows you to apply for a loan against your securities from the comfort of your home. You can click on ‘APPLY’ button on this page to begin application process online, fill in the required details, and submit the necessary documents.
The loan amount typically depends on the value and type of securities you pledge, and it can range from a percentage of the collateral's value. Interest rates, tenures, and other terms may vary. You can usually continue to receive any dividends, interest, or bonuses on the pledged securities. Be aware of maintenance margins, as a fall in the value of your collateral might necessitate additional securities or repayment.
For easy and smooth application for loan against securities with Bajaj Finance, we recommend keeping the following documents handy:
- PAN card
- Proof of Identity and Address (Aadhaar, Passport, Driving Licence, Voter ID etc.)
- Demat holding statement
Financial institutions typically accept a variety of securities as collateral for loans like shares, mutual funds, fixed deposit, life insurance policies, ESOP shares etc. The specific securities accepted and the loan-to-value ratio (LTV) may vary depending on the financial institution and the current market conditions. It's advisable to check with your bank or financial institution for the most accurate and up-to-date information.
Yes Loan Against Securities eligibility calculator is free to use.
Yes you can start by deciding how much you want to borrow. The loan amount you input directly impacts your potential EMI, so ensure you have a realistic number in mind.
The loan amount you qualify for is based on the current market value of your securities. If the value changes significantly after applying, it may affect your eligibility or loan amount.
Bajaj loan against securities calculator provide estimates. The actual loan amount may vary based on the lender's final evaluation, including your creditworthiness and other factors.
Yes, you can use the calculator multiple times to explore different scenarios based on changing security values or LTV ratios.
