Loan Against Property in Hyderabad
Occupying over 250 sq. miles on the Deccan Plateau, Hyderabad has the 5th largest urban economy in the country. This capital city of Telangana is a centre of biotechnology and pharmaceuticals and houses several other industries. If you are looking to leverage the value of your property, consider applying for a Loan Against Property in Hyderabad to meet your financial needs, whether personal or business-related.
Avail a loan against property in Hyderabad from Bajaj Finserv to finance multiple requirements. We have 2 branches in the city.
Features and Benefits of Loan Against Property in Hyderabad
Applicants interested in availing a loan against property in Hyderabad can read more to know about the features of the Bajaj Finserv Loan Against Property.
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Affordable rate of interest
Bajaj Finserv offers applicants an affordable loan against property option to fit their finances.
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Money in the account within 72 hours*
Quit worrying about financial emergencies. Bajaj Finserv takes only up to 72 hours* to credit the amount to your account.
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Financing of Rs. 10.50 crore**
Loans against property are available of up to Rs. 10.50 crore*, basis eligibility. Meet your financing needs effortlessly.
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Balance transfer facility
Enjoy lower interests on an existing loan by opting for a loan against property balance transfer. Get high-value top-up loans too.
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Easily accessible loan amount
Access all your loan against property information, including EMIs, outstanding balance, documents, etc. via our customer portal – My Account.
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Tenor options
Tenors of up to 15 years are available for salaried applicants with a good credit profile.
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Flexi loans
Enjoy added repayment flexibility and bring down your EMIs by up to 45%* with the Flexi loan facility.
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Part-prepayment and foreclosure
Reduce your debt burden with our loan against property part-prepayment and foreclosure facilities at nominal or zero charges.
Hyderabad, known as the City of Nizams, preserves several historical sites and monuments, including the famous Golconda Fort and Charminar. Tourism forms a major revenue generator for this city. Besides, there are several small and large enterprises operational across Hyderabad. Its service sector is the predominant economic contributor, employing almost 90% of the city’s workforce.
If you are residing here, address your bigger financing needs with a loan against property in Hyderabad. Bajaj Finserv offers the fastest approval along with features like longer repayment tenor, part-prepayment facility, Flexi loan facility, etc. Also, reduce your EMIs and total cost of borrowing by opting for our hassle-free balance transfer facility.
Walk into your nearest branch or complete the application process online effortlessly.
Eligibility and documents required to avail a loan against property in Hyderabad
Qualify for high-value credit effortlessly with our easy-to-meet eligibility criteria for a loan against property.
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Citizenship
Indian
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Job status
Both salaried and self-employed individuals are eligible
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Age
Minimum age: 25 years* (18 years for non-financial property owners)
Maximum age: 85 years* (including non-financial property owners)
*Age of the individual applicant/ co-applicant at the time of loan maturity.
*Higher age of co-applicant may be considered up to 95 years basis 2nd generation (legal heir) meeting age norms and to be taken as co-applicant on loan structure.
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CIBIL score
750 and above
Make sure to maintain a stable and regular source of income. Strengthen your repayment capability further and improve your loan approval chances by providing additional sources of income. Bajaj Finserv offers the best features and flexibility with a mortgage loan.
Loan against property in Hyderabad interest rates and charges
Enjoy the best interest rates along with nominal charges on a loan against property in Hyderabad. Enjoy affordability, alongside the benefits to part prepay or foreclose the loan availed.
Popular loan against property in India
How to apply for loan against property in Hyderabad?
Here's a step-by-step process for applying for a loan against property:
- Click the 'APPLY' button on this page.
- Enter your pin code and click ‘Proceed’.
- Provide your basic information, including full name and mobile number.
- Choose the loan type, input your net monthly income, area pin code, and the loan amount you need.
- Generate and enter the OTP to verify your phone number.
- Fill in additional details such as your property location, current EMI or monthly obligations, and PAN number.
- Click the ‘Submit’ button to complete your application.
Employment Type |
Effective ROI (p.a.) |
Salaried |
9% to 12% per annum (Floating rate of Interest) |
Self-employed |
9% to 12% (Floating rate of Interest) |
Frequently asked questions
A balance transfer facility with Bajaj Finserv helps reduce your interest rates on the loan. Also, enjoy better terms and a high-value top-up loan.
You can foreclose your loan at zero costs, if you’re an individual with a floating interest rate.
You can provide the following assets as collateral:
- Self-occupied and rented commercial properties
- Self-occupied and rented residential properties
- Industrial properties
- Residential land having no construction
A loan against property in Hyderabad can be utilized for multiple purposes including healthcare, wedding, higher education, business expansion, foreign trip, debt consolidation, home improvement, etc.
You can reduce the EMIs by choosing a longer repayment tenor. Also, Flexi loans can help lower up to 45%* on your monthly installments.
