Features and benefits of our loan against property for doctors

Read on to know why our loan against property is a great option.

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Features and benefits of our loan against property

All you need to know about our Loan Against Property 00:42 ‌

All you need to know about our Loan Against Property

Watch this video to know everything about our loan against property: Features and benefits, fees and charges, eligibility criteria, and more.

  • Loan of up to Rs. 10.50 crore*

    Loan of up to Rs. 10.50 crore*

    Manage your financial urgencies with a substantial loan amount of up to Rs. 10.50 crore* sanctioned based on your mortgaged property.

  • Low interest rates

    Low interest rates

    Doctors can get a loan against property at an affordable interest rate starting from 9% to 12% (Floating rate of Interest) p.a.

  • Disbursal in 72 hours*

    Disbursal in 72 hours*

    Your loan amount will be credited to your bank account within 72 hours* of approval or even earlier in some cases.

  • Tenure of up to 15 years

    Tenure of up to 15 years

    Our repayment tenure of up to 15 years makes it convenient for you to manage the loan.

  • Multiple end-use options

    Multiple end-use options

    Use the loan amount to manage significant life events like weddings, higher education, or even pay for a medical emergency.

  • No foreclosure charges*

    No foreclosure charges*

    If all borrowers and co-borrowers are individuals, loan availed on floating interest rates, and loan taken for purposes other than business use, then there will be no foreclosure/ part-prepayment charges.

  • Externally benchmarked interest rates

    Externally benchmarked interest rates

    Link your loan to an external benchmark, such as the Repo Rate and benefit during favourable market trends.

  • *Terms and conditions apply

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How to apply for a loan against property

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Step-by-step guide to apply for a loan against property

  1. Click on the 'APPLY' button on this page.
  2. Enter your full name, mobile number, and pin code, and choose ‘Self-employed Doctor’ as the employment type.
  3. Now select the type of loan that you wish to apply for.
  4. Generate and submit your OTP to verify your phone number.
  5. Upon OTP verification, enter additional details like your monthly income, required loan amount, and if you have identified the property.
  6. In the next steps, enter your PAN number and any other details as requested depending on your selected occupation type.
  7. Click on the ‘SUBMIT’ button.

That is it! Your loan request is submitted. Our representative will connect with you and guide you through the next steps.