Navigating Mumbai's Property Card Application Process and Importance

Discover the importance, benefits, and procedure for acquiring a property card in Mumbai.
Loan Against Property
5 min
02 April 2024

If you are a resident of Mumbai and own a property, then you must have heard of the term “property card.” A property card is an essential document that contains all the details of a property, including its area, usage, location, ownership, and other important information. In this article, we will discuss the importance of the property card Mumbai, how to obtain it, documents required, benefits, and key information.

Importance of Mumbai property card

A property card Mumbai is a crucial document that serves as proof of ownership. It is issued by the Municipal Corporation of Greater Mumbai (MCGM) and is mandatory for all property owners in Mumbai. The card contains details such as survey number, area, location, ownership, type of property, built-up area, and other details. It is necessary to have a property card to conduct any property-related transactions, such as buying, selling, transferring the property or to access financing options such as Bajaj Finserv Loan Against Property.

How to obtain a property card?

To obtain a Property Card Mumbai, you need to follow the steps given below:

Step 1: Visit the MCGM website.

Step 2: Click on the option “Property Card”.

Step 3: Enter the details of your property, such as survey number, area, and other relevant information.

Step 4: Upload the required documents.

Step 5: Make the payment.

Step 6: Submit the application.

After making the payment, your application will be processed, and the property card will be issued to you within a few days.

Documents required for a property card

To apply for a property card Mumbai, you need to submit the following documents:

  • Property tax payment receipt
  • Latest electricity bill
  • 7/12 extract or property registration document
  • Proof of identification (Aadhar Card, voter ID, or PAN card)

Benefits of having a property card

There are several benefits of having a property card Mumbai:

  1. It serves as proof of ownership of a property.
  2. It helps in conducting property-related transactions such as buying, selling, or transferring the property.
  3. It provides complete information about a property, including its area, location, and ownership details.
  4. It helps in resolving property disputes.

Difference between property card and land title

A property card and land title are two different documents. A property card contains information about a property, such as its area, location, and ownership details, while a Land Title contains details about the ownership of the land on which the property is built. A land title is issued by the revenue department, while a property card is issued by the municipal corporation.

How a property card can help in legal processes?

A property card Mumbai helps in legal processes such as property disputes and property-related transactions. It serves as proof of ownership, which is required in legal proceedings. It also helps in resolving property disputes by providing complete information about a property, including its area, location, and ownership details.

Mumbai property card: Key information

  • Property card Mumbai are issued by the Municipal Corporation of Greater Mumbai (MCGM).
  • It contains information about a property, such as its area, location, and ownership details.
  • It is mandatory for all property owners in Mumbai to have a property card.
  • It serves as proof of ownership and helps in property-related transactions.

Checklist for Mumbai property card

If you want to apply for a property card in Mumbai, you need to follow this checklist:

  • Check if all the details of the property are correct.
  • Ensure that all the required documents are available.
  • Make the payment
  • Submit the application online

In conclusion, a property card Mumbai is a crucial document that serves as proof of ownership and provides complete information about a property. It is mandatory for all property owners in Mumbai to have a property card, and it helps in conducting property-related transactions and resolving property disputes. The process of obtaining a property card is straightforward, and all the required information is available on the MCGM website.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

What is a property card?

A property card is a legal document that provides information regarding ownership, area, and other details of the property in Maharashtra. It allows landowners to prove their ownership and also helps the government keep track of land records.

How can I apply for a property card in Mumbai?

To apply for a property card in Mumbai, landowners can approach their respective municipal ward office and obtain the application form. It is necessary to provide a copy of the property deed, proof of payment of property tax, and other supporting documents to complete the application process.

What are the types of property cards in Maharashtra?

There are two types of property cards in Maharashtra- 7/12 extract and property registration card. The 7/12 extract provides information about the land's ownership, cultivation details, and survey number. The property registration card contains information regarding the property's structure, ownership, and tax payments.

Is a property card compulsory in Mumbai?

Yes, the property card is compulsory in Mumbai. The government introduced the property card system to maintain transparency in land ownership and prevent fraudulent activities. Landowners can also use the property card as collateral for loans.

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