Buy iPhone 12 mini on EMI without Credit Card

Own the iPhone 12 mini without a credit card! Bajaj Finserv offers easy EMIs on iPhones. Choose your tenure, pay in instalments, and unlock a world of possibilities.
Buy iPhone 12 mini on EMI without Credit Card
5 min
06-Mar-2024

Unlock the power of iPhone 12 mini without draining your wallet! Bajaj Finserv's Insta EMI Card offers a seamless solution to embrace Apple's compact powerhouse through easy monthly instalments, no credit card required.

Embark on a journey of smartphone excellence sans financial constraints. This article guides you through the convenient process of acquiring the feature-packed iPhone 12 mini on EMI with the Bajaj Finserv Insta EMI Card.

List of iPhone 12 mini models available on EMI

Model Description
iPhone 12 mini (64GB) This model offers 64GB of storage, making it a good choice for those who use cloud services for most of their storage needs.
iPhone 12 mini (128GB) With 128GB of storage, this model provides more space for apps, photos, and videos. It’s a great balance between cost and storage capacity.
iPhone 12 mini (256GB) This model offers the highest storage capacity in the iPhone 12 mini series. It’s ideal for users who have large storage needs for apps, high-quality photos, videos, and other media.

 

Each of these models is available in six different colours: black, white, red, green, blue, and purple. Keep in mind that the availability of these models may vary based on the region and the retailer.

How to buy iPhone 12 mini models in EMI using Insta EMI card

Acquiring the iPhone 12 mini is a breeze with Bajaj Finserv's Insta EMI Card, whether you prefer online or offline shopping.

For online purchases, simply navigate to your preferred e-commerce partner, select your desired iPhone 12 mini model, and opt for the Insta EMI Card at checkout. Customise your payment plan by choosing a comfortable EMI scheme and authorising the purchase with a secure OTP.

Alternatively, for in-store purchases, visit any of the 1.5 lakh+ Bajaj Finserv partner stores offering the iPhone 12 mini on EMI. After making your selection, proceed to the payment counter and request the Easy EMI option, presenting your Insta EMI Network Card as the preferred payment method.

Do note that model availability and EMI plan details may vary across regions and retailers. Therefore, it's advisable to review the terms and conditions thoroughly before finalising your purchase, ensuring a seamless and informed buying experience.

Check the documents required for the Insta EMI Card

Advantages of buying iPhone 12 mini models in EMI

Embracing the iPhone 12 mini on EMI through Bajaj Finserv's Insta EMI Card unlocks a world of conveniences, ensuring a seamless and budget-friendly ownership experience.

Here’s why the Bajaj Finserv Insta EMI Card is the perfect companion for your big-ticket shopping needs:

  • Low cost EMIs: Convert the full cost of your purchase into affordable monthly payments without straining your budget.
  • No hidden charges: Enjoy transparent terms with no surprise fees.
  • Pre-qualified loan offer amount of up to Rs. 3 lakh: Make multiple purchases across various partner stores and websites with a substantial pre-approved limit.
  • Flexible repayment tenure: Choose a repayment tenure between 1 and 60 months, based on your financial comfort.
  • Accepted at over 1.5 lakh stores and major e-commerce sites: The card is widely accepted, giving you the flexibility to shop from your favourite platforms.
  • Zero down payment offers: Take advantage of special offers during festive seasons with zero down payment.
  • No foreclosure charges: Repay your EMI in full whenever you wish without additional penalties.
  • Boost your credit score: By making timely payments, you can enhance your creditworthiness.

Check the benefits and features of Insta EMI Card

Eligibility criteria for Insta EMI Card

To apply for the Bajaj Finserv Insta EMI Card, you must meet the following conditions:

  • Indian national aged between 21 years and 65 years.
  • Have a regular source of income.
  • Hold a good credit score per Bajaj Finserv risk policies.
  • Provide valid documentation, including PAN and Aadhaar card, address proof, and bank account details for e-mandate registration.

Check the documents required for the Insta EMI Card

How to apply for the Bajaj Finserv Insta EMI Card

The application process for the Bajaj Finserv Insta EMI Card is designed to be swift and straightforward, ensuring a hassle-free experience.

Online

  • Download the Bajaj Finserv App or visit the official website.
  • Enter your mobile number and authenticate via OTP.
  • Fill in the application form to discover your pre-qualified card loan limit.
  • Complete your KYC verification using Aadhaar or DigiLocker.
  • Pay the Rs. 530/- + (inclusive of applicable taxes) joining fee and complete the e-mandate registration to activate your card.

Offline

  • Go to a Bajaj Finserv partner store and seek the assistance of a store representative.
  • Submit the necessary documents for verification.
  • Upon approval, pay the one-time fee, and your card will be issued for immediate use.

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

What is the lowest price of iPhone 12 Mini?

The lowest price of the iPhone 12 Mini varies based on the retailer and location. It can also differ during different times due to ongoing promotions, discounts, or offers. Ensure you plan your purchase from reputable retailers for authentic products.

Can I buy an iPhone 12 Mini on a Bajaj EMI card?

Yes, you can buy an iPhone 12 Mini using a Bajaj Finserv Insta EMI Card. It allows you to convert the cost of the purchase into easy monthly instalments.