When you own a Maruti Suzuki Baleno, ensuring its safety on the road is a top priority. One of the ways to do this is by purchasing the right car insurance. In this article, we'll know about Maruti Suzuki Baleno insurance. Explore important aspects like the Baleno car insurance price, how to buy insurance online, and its inclusions and exclusions.
About Maruti Suzuki Baleno insurance
Owning a Maruti Suzuki Baleno is not just about possessing a stylish and efficient car; it is also about securing your investment with comprehensive car insurance. Maruti Suzuki Baleno insurance offers comprehensive coverage for this popular hatchback, combining style and performance with financial security. With tie-ups with leading insurance providers, the policy includes benefits like cashless repairs, 24x7 roadside assistance, personal accident cover, and No Claim Bonus rewards. Safeguard your Baleno with this insurance for a worry-free and protected driving experience.
Benefits of buying a Maruti Baleno car insurance
Here are some key benefits of having a Maruti Baleno car insurance.
- Cashless repairs: Maruti Suzuki Baleno insurance often comes with the benefit of cashless repairs at the network of authorized service centres. This ensures a hassle-free experience for policyholders.
- 24x7 roadside assistance: Many insurance plans offer 24x7 roadside assistance, providing help in case of breakdowns, flat tyres, or any other emergencies, adding an extra layer of security.
- Personal accident cover: Baleno insurance plans often include personal accident cover for the owner-driver, offering financial protection in case of accidental injuries or unfortunate events leading to loss of life.
- No Claim Bonus (NCB): Safe and claim-free driving is rewarded through the No Claim Bonus, leading to reduced premiums during policy renewals.
How to buy Maruti Suzuki Baleno insurance online?
Purchasing insurance for your Maruti Suzuki Baleno is now easier than ever. Here's how you can buy Baleno car insurance online in a few simple steps:
- Research: Research different insurance providers and their policies to find the one that best suits your budget and coverage needs.
- Choose coverage: Decide on the type of coverage that you need. You can opt for third-party liability insurance or comprehensive insurance.
- Compare rates: Use online comparison portals to compare Baleno insurance prices and features offered by different insurers.
- Enter details: Once you have selected the insurance provider and policy, enter the necessary information about the car and yourself.
- Make payment: Pay for your Baleno car insurance online using a secure payment mode.
Key features to look out for when buying car insurance for Maruti Suzuki Baleno
The Maruti Suzuki Baleno is popular for its remarkable features, and the same extends to its insurance. When you purchase insurance for Baleno, you can expect several key features and benefits:
Feature |
Description |
Comprehensive coverage |
With comprehensive insurance, you get an all-in-one policy that covers damage to your own car and third-party liabilities. |
Add-ons |
Some common add-ons include zero depreciation, engine protection, and roadside assistance, which can enhance your Baleno insurance. |
No-claim bonus |
Insurers typically reward policyholders who do not make any claims during their policy term. This can result in a reduction in your premium during the policy renewal. |
Cashless repairs |
Many insurance providers have tie-ups with authorised service centres, making it convenient for Baleno owners to get cashless repairs in case of accidents or damage. |
Personal accident cover |
A mandatory inclusion in car insurance, it provides coverage in case of death or disability due to an accident. This coverage often extends to the passengers in the vehicle as well. |
Wide network of garages |
Leading insurers have a vast network of garages where you can get your Baleno repaired, ensuring help is always nearby. |
Inclusions for Maruti Suzuki Baleno insurance
Here are some of the key inclusions for Maruti Suzuki Baleno car insurance policies:
Key features |
Description |
Third-party liability coverage |
This covers damages to third-party property or person caused by your Baleno car. |
Own damage coverage |
This covers damages to your Baleno due to accidents, theft, fire, natural calamities, and other perils. |
Personal accident cover |
This covers accidental death or disability of the owner or driver of the vehicle. |
Exclusions for Maruti Suzuki Baleno insurance
Some of the key exclusions for Maruti Suzuki Baleno insurance policy are:
Key exclusions |
Description |
Damage due to drunken driving |
Any damage caused while driving under the influence of alcohol or drugs. |
Damage due to illegal activities |
If the damage is due to engaging in illegal activities like racing or unauthorised use of the vehicle. |
Damage during a war |
If the damage is due to war or war-like situations. |
Deliberate damage |
If damage is due to intentional or wilful negligence. |
Using the car for commercial purposes |
If you use your Baleno for commercial activities and it is insured under a personal policy, you will not be able to claim for damages. |
How to buy Maruti Baleno Car insurance online?
Buying a car insurance policy online is a very easy process. All you need to do is fill in your personal and vehicle details, make the payment and the process is complete.
If you are looking to buy a car insurance policy for Maruti Baleno at Bajaj Finance Insurance Mall, follow the steps given below:
Step 1: Click here to visit the online application form.
Step 2: Enter the vehicle type, registration number, mobile number, and residential PIN code. Check the terms and conditions and click on the ‘Get Quote’ button below.
Step 3: Choose the IDV, NCB value, optional add-on covers, and plan type to get a list of relevant car insurance policies. You need to update the expiry date of your current car insurance policy here.
Step 4: Click on the ‘Buy Now’ button. You will need to add owner-driver personal accident cover mandated by the RTO. Click on ‘Next’ to proceed.
Step 5: Confirm the vehicle registration date and the previous policy type (Comprehensive/third-party). Click on ‘Proceed’ to buy car insurance online.
Step 6: Enter the vehicle owner’s name, date of birth, residential address, and contact number. Also, enter the vehicle engine and chassis number (as per the RC) and previous four-wheeler insurance policy details.
Step 7: Review your previously filled details and make the payment through your preferred online payment mode – Net banking, UPI, credit/debit card to buy the policy.
Add-ons for Maruti Suzuki Baleno insurance
When it comes to insuring your Maruti Suzuki Baleno, adding extra coverage through insurance add-ons can provide enhanced protection. Here are some popular add-ons to consider:
- Zero depreciation cover: Ensures full claim without factoring in vehicle depreciation.
- Engine protection: Covers engine damage due to water ingression or hydrostatic lock.
- Return to invoice: Provides coverage for the car's original invoice value.
- Roadside assistance: Offers 24/7 support for breakdowns, flat tires, and more.
- NCB protection: Safeguards your No Claim Bonus even after making a claim.
- Consumables cover: Includes reimbursement for consumable items like oil and coolant.
- Personal accident cover: Provides compensation in case of injuries or death.
- Key replacement: Covers the cost of replacing lost or stolen keys.
- Daily allowance: Offers daily allowance for alternate transportation during repairs.
Car Insurance for Maruti Suzuki Baleno through Bajaj Finance
You can choose a car insurance plan after comparing various policies. Top insurance providers are available at the Bajaj Finance Insurance Mall. Here are some of the key benefits of four-wheeler insurance policies offered through our insurance partners:
- Car insurance premium starting at just Rs. 2.094*.
- Get personal accident cover of up to Rs. 15 lakh*.
- No claim bonus of up to 50%.
- Choose from multiple add-on benefits.
- Completely digital process with minimum documentation.
How to renew Maruti Suzuki Baleno insurance online
Here is how you can renew your Maruti Suzuki Baleno insurance for continued coverage:
- Visit the insurance provider's website: Head to the official website of your insurance provider or the insurance portal you used to buy your policy.
- Select the 'Renewal' section: Go to the renewal section on the website and enter essential details like the policy number and expiry date.
- Review and update information: Carefully review the existing policy details and update any necessary information, such as changes in address or modifications to the coverage.
- Choose add-ons (if required): Evaluate the add-on covers available and select those that align with your needs for enhanced coverage.
- Payment and confirmation: Complete the renewal process by making the payment online. Once confirmed, you will receive the renewed policy document via email.
Maruti Baleno insurance claim process
Follow the below the guide to understand the Maruti Suzuki Baleno insurance claim process and make claims when required:
- Contact the insurance provider: In the unfortunate event of an accident or damage, notify your insurance provider immediately. Share essential details such as the location of the incident, the extent of damage, and any injuries sustained.
- Lodge a First Information Report (FIR): If required, especially in cases involving third-party damages, it is advisable to file an FIR at the nearest police station. This formal document helps streamline the insurance claim process.
- Document submission: Provide all necessary documents, including a copy of your driving licence, vehicle registration certificate, and the insurance policy. Timely submission of these documents expedites the claim settlement process.
- Vehicle inspection: The insurance company may arrange for a vehicle inspection to assess the extent of damage. This step aids in determining the claim amount and expedites the repair process.
- Claim settlement: Once the assessment is complete, the insurance company processes the claim and settles the amount directly or reimburses the policyholder, depending on the terms of the insurance policy.
In conclusion, insuring your Maruti Suzuki Baleno is a crucial step in safeguarding your investment and ensuring your peace of mind while on the road. Comparing prices, and understanding the key features, inclusions, and exclusions, can help in making the right decision.
Read more: Compare Car Insurance
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