What is the difference between ABHA card and Ayushman card?

Read on to know what is ABHA and Ayushman cards and how are they different from each other.
Explore Plans
Check Our Health Insurance Plans
Get Quote
3 min
23-February-2024

Healthcare is one of the most essential aspects of human life, and it becomes more significant, particularly for those who struggle to afford it. The government of India has launched various initiatives to ensure accessible and affordable healthcare to citizens, regardless of their economic status. Among these programs, ABHA (Ayushman Bharat Health Account) and Ayushman Bharat card are two significant initiatives taken by the Government.

However, understanding the differences between the ABHA card and the Ayushman Bharat card is crucial for individuals seeking healthcare support. In this article, we will discuss the benefits, coverage, and key points of difference between an Ayushman Bharat Card and ABHA health ID card.

What is ABHA (Ayushman Bharat Health Account)?

Ayushman Bharat Health Account (ABHA) is an initiative under the Ayushman Bharat Digital Mission. Under this, a 14-digit health ID number is created for every individual which links all healthcare benefits, be it public health programmes or health insurance schemes with your ABHA ID. Given below are the key features of Ayushman Bharat Health Account:

  • Establishing a singular identity across various healthcare providers within the healthcare network.
  • Connect all healthcare perks, spanning from public health initiatives to insurance plans, to your unique ABHA health ID number.
  • Hassle-free online registration process for healthcare facilities across the country.
  • Effortlessly register for PHR (Personal Health Records) applications like ABDM for streamlined health data sharing.

Pro Tip

Avail hospitalisation and treatment benefits with health insurance plans starting at just Rs. 15*/day.

health-insurance-banner

Read more: How to download ABHA Health ID card

What is Ayushman Bharat Card?

Ayushman Bharat Yojana, also known as Pradhan Mantri Jan Arogya Yojana, aims to extend healthcare benefits to economically weaker families in India. Ayushman card is given to beneficiaries enrolled under Ayushman Bharat Yojana or Pradhan Mantri Jan Arogya Yojana (PMJAY). This card facilitates free medical treatment up to Rs. 5 lakh per family per year at hospitals enlisted under Ayushman Bharat for the scheme's participants.

Read more: PMJAY Registration Process in 2024

Difference between ABHA health ID and Ayushman card

The table given below shows the difference between ABHA health ID and Ayushman card:

Parameters ABHA health ID Ayushman card
Purpose ABHA card serves as a digital repository for all health records, ensuring easy accessibility and sharing. Ayushman card is issued to beneficiaries of the Ayushman Bharat Yojana, enabling cashless treatment at network hospitals.
Eligibility Available to all Indian nationals Designed for economically weaker sections of society, registered under PMJAY. Exclusively for the underprivileged individuals identified by the Socio-Economic and Caste Census (SECC).
Benefits Offers a unique 14-digit identification number for accessing medical records digitally. Provides cashless hospitalisation benefits.
Coverage Facilitates access to health records from any location. Every family is entitled to up to Rs. 5 lakh per year.
Enrolment Voluntary Mandatory for eligible individuals
Income group All citizens of India from all income groups can register for ABHA heath ID number. Ayushman cards are for the low- income group


In conclusion, while the ABHA health ID card and the Ayushman Bharat card are integral components of India's evolving healthcare landscape, understanding their differences is essential for individuals seeking healthcare support. By leveraging the benefits offered by these cards, individuals can navigate the complexities of healthcare financing more effectively, ensuring timely access to quality medical treatment when needed.Initiatives like ABHA emphasize on the importance of healthcare in the country and significance of health insurance in India.

Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

GET THE APP

Disclaimer

*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Tata AIG General Insurance Company Limited, The New India Assurance Company Limited, Cholamandalam MS General Insurance Company Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101.

Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers.

BFL is also a distributor of other third party products from Assistance Services providers such as CPP Assistance Services Pvt. Ltd., Bajaj Finserv Health Ltd. etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective Assistance service provider company.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.