In a world that moves at the speed of a click, the desire for instant gratification extends beyond the realms of daily life to the realm of travel. An instant travel loan is a financial solution designed to whisk you away on that dream vacation without the usual delays associated with traditional loans.
Features and benefits of instant travel loans
Quick processing: Planning a spontaneous getaway or seizing a last-minute travel deal often clashes with the bureaucratic hurdles of conventional loan processes. Instant travel loans address this mismatch by using technology to provide quick and hassle-free financing options. From booking flights to securing accommodations, these loans ensure that wanderlust is met with the promptness it deserves. In the case of Bajaj Finance Insta Personal Loan, the funds can be disbursed in as little as 30 minutes* to 4 hours.
Online accessibility: One of the standout features of instant travel loans is their accessibility. In a matter of minutes, prospective travellers can apply for a loan from the comfort of their homes using online platforms. This eliminates the need for extensive paperwork and lengthy approval periods, making it an ideal solution for those seeking swift financial assistance to fund their adventures. Select customers can get our Insta Personal Loan without needing to submit any documents.
Flexible repayment options: Instant travel loans come with flexible repayment plans, allowing borrowers to choose terms that align with their financial capabilities. This flexibility caters to a diverse range of travellers, ensuring that the joy of the journey is not overshadowed by financial stress. With our Insta Personal Loan, you get repayment tenure options ranging from 12 months to 87 months.
No collateral, no problem: Unlike traditional loans that may require collateral, instant travel loans are often unsecured. This means that borrowers can access funds for their vacations without putting their assets on the line. The focus is on making the loan application process streamlined and inclusive.
Eligibility criteria for instant travel loans
For our Insta Personal Loan, you do not have to check eligibility criteria separately since we provide pre-approved offers. For our regular personal loan, the eligibility criteria are:
- Nationality: Indian
- Age: 21 years to 80 years*.
- Employed with: Public, private, or MNC.
- CIBIL Score: 685 or higher.
- Monthly salary: Starting Rs. 25,001, based on the city you live in.
*Higher age limit is applicable at the time of loan maturity.
Documents required for instant travel loan
You don’t need to submit a lot of documents to get our Insta Personal Loan. You only need to submit some documents verifying your identity, monthly income, place of residence and a few more details. Select customers may get the loan without needing to submit any documents.
How to apply for an instant travel loan
- You can follow the below steps to get our Insta Personal Loan:
Click on ‘CHECK OFFER’. - Enter your 10-digit mobile number and OTP.
- Go with the pre-assigned limit or choose a different loan amount.
- Choose a repayment tenure that suits you best.
- Click on ‘PROCEED’ to complete the online process.
The online process may differ depending on whether you are a new customer or have an existing relationship with us.
In conclusion, instant travel loans are rewriting the script for those who dream of spontaneous getaways or find themselves enticed by unexpected travel opportunities. With a blend of technology, accessibility, and flexibility, these loans are helping individuals to turn their travel aspirations into immediate reality, unlocking a world of instant adventures.
