Instant personal loans have gained immense popularity in recent years as they offer a hassle-free way to get financial assistance. These loans are designed to cater to your specific needs and provide a quick way to borrow money. For instance, Instant personal loans for housewives or working women can help them meet urgent expenses such as medical emergencies, home repairs, education expenses, and more.
You can get an Insta Personal Loan if you find yourself in need of funds right away to pay for anything. The loan is meant to suit the unique needs of our customers, who may require instant access to funds.
Features and benefits of an instant personal loan for women:
- Quick processing
The main advantage of instant loans is the rapid processing of funds. You have the option to accept a pre-approved offer given by us or opt for a lower amount. The process moves quickly because the creditworthiness of the customer is assessed before an offer is made. In the case of a Bajaj Finance Insta Personal Loan, select customers can expect the funds to be deposited into their bank accounts within only 30 minutes*, without providing any additional documentation. - No income proof for existing customers
Insta Personal Loan is a pre-approved loan offer. You do not have to check any eligibility parameters. Whether you are a salaried professional or a self-employed working woman, you can go ahead and check your loan offer. Select customers may not have to submit any documents at all for a Bajaj Finance Insta Personal Loan. Likewise, there is no requirement for submitting income proof documents either. Other customers might need to provide only a few basic documents such as bank account statements and KYC documents. - Pre-assigned limits
You can check your borrowing capacity without going through a lengthy application process. Existing customers can get a loan limit that has been pre-approved, and new customers can get a pre-assigned limit right away. You can check your instant personal loan offer by just entering the phone number and OTP. - Flexible tenures
Insta Personal Loans offer flexible terms that range up to 87 months. You can select a repayment period that best suits your needs. - No hidden charges
You can read all about our fees and charges on our website as well as in our loan documents. You do not have to worry about any hidden charges.
Eligibility criteria for an instant loan for women
Our Insta Personal Loan provides pre-approved offers to existing customers. New customers can also generate a pre-assigned limit by entering their mobile number and OTP.
Since we check the creditworthiness of borrowers before extending offers, you do not have to check any eligibility criteria separately. The age limit for getting an Insta Personal Loan is 21 years to 80 years*.
*Higher age limit applicable at the time of loan maturity.
Documents required for obtaining an instant loan for women
Select customers can get our Insta Personal Loan without having to submit any documents. Depending on your profile, you may need to submit the following documents:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Utility bill of electricity and piped gas
Process of applying for an instant personal loan for women
An Insta Personal Loan is available to anyone. Your documentation requirements will depend on whether you are a new or existing customer.
For existing customers
You might have a pre-approved loan offer. All you need is your mobile phone.
- Simply click on ‘CHECK OFFER’ on the Insta Personal Loan page to view your pre-approved offer.
- You will be required to provide your phone number and a one-time password (OTP) to confirm your profile.
- You might not even need to send any paperwork since your loan has been pre-approved.
For new customers
You do not necessarily have to be an existing customer to get the benefits of an Insta Personal Loan. Anyone with a valid mobile number can check their Insta Personal Loan offer. Though some new customers might be requested to provide a few documents to validate the information.
You always have the option of applying for a standard personal loan if you do not see an Insta Personal Loan offer.
An instant loan for women is an excellent option for those who need quick access to funds. These loans offer a hassle-free way of getting financial assistance that is available to everyone.
*Terms and conditions apply