2 min read
20 August 2025

A business loan is a viable way of raising finance for purchasing new assets, buying new premises or expanding operations. A Bajaj Finserv Business Loan gives you funds of up to Rs. 80 lakh with benefits like a nominal interest rate, Flexi loan facility, and flexible prepayment terms.

Before you plan how to use the funds, make yourself aware of the application process. Bajaj Finserv has an easy application procedure that helps you raise funds on time. Here is how you can get the loan.

Business Loan
Business Loan

1. Eligibility criteria and documents required for a Bajaj Finserv Business Loan

You must meet the following criteria to be eligible for the loan:

  • You should be aged 24 to 80 years (*Age should be 80 years at loan maturity) as per product program.
  • Your business should be at least three years old
  • Your business should have filed income tax returns for at least the past year
  • The previous year’s turnover should have been audited by a chartered accountant

2. Select the mode of application

You can apply for the loan online or offline. The offline procedure requires you to message ‘BL’ to 9773633633. A Bajaj Finserv representative will contact you soon after with a pre-approved offer. The online procedure involves filling and submitting the application form with your documents online, after which the company representative will get in touch with you. Applying online is more convenient if you don’t have the time to visit a branch.

3. Enter your details and submit the documents

When you’re applying online, go through the application form thoroughly. Fill in details like your name, date of birth, loan tenor and principal with care. Once you complete this step, submit the application online along with photocopies of the relevant documents. You can also check your repayment capacity in advance using the business loan EMI calculator to make an informed decision.

4. Receive your loan after verification

Once you have submitted your application, a representative will verify your application and documents. Once the verification is complete, your loan will be approved, and you will receive the loan amount directly in your bank account in 24 hours. You don’t have to worry about waiting in long queues, cashing a cheque or travelling to the branch multiple times to get the money. Before applying, it’s a good idea to explore the current business loan interest rates to understand the cost of borrowing and choose the most suitable offer.

Following these steps can help you get a Bajaj Finserv Business Loan in no time. This loan offers an affordable solution by helping you instantly raise finance for pressing needs such as working capital expenses or expansion.

*Terms and conditions apply

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While care is taken to update the information, products, and services included in or available on our website and related platforms/websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/service document and applicable terms and conditions. In case any inconsistencies observed, please click on reach us.

*Terms and conditions apply

Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.

  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements, and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

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