Shopping at Spencer’s Retail, one of India’s leading retail chains, is a delightful experience. But what if you could make it even better? With the Bajaj Finserv Insta EMI Card, that’s precisely what you can do.
Spencer’s Retail overview
With its roots in Kolkata, Spencer’s Retail has spread its wings across 35 cities in India. A household name, synonymous with quality and variety, it offers a plethora of products ranging from daily groceries and high-end electronics to fitness equipment and home appliances.
The brand’s commitment to customer satisfaction and convenience is evident in its constant innovation and evolution. Whether you’re shopping in-store or online via their app or website, Spencer’s Retail promises a seamless experience made even more rewarding with your Bajaj Finserv Insta EMI Card.
How to shop at Spencer’s Retail using Insta EMI Card
You can use your Insta EMI Card to shop at Spencer’s Retail both offline and online. For offline shopping, provide your Bajaj Finserv Insta EMI Card details at the payment counter during checkout and select a repayment tenure that best suits your needs. For online shopping via the website or app, add the products you wish to purchase to your cart and, during checkout, enter your Insta EMI Card details and pick a tenure. The price of your purchases will be split into easy EMI payments across your chosen repayment term, making your shopping more convenient and hassle-free.
List of available Spencer’s Retail products on EMI
| Category | Brands |
| Home and kitchen | Servewell, Crystal, Hawkins, Prestige, Borosil, Ocean |
| Electricals and electronics | Gold Medal, Kutchina, Portronics, Havells, Orient, boAt |
| Personal care | Himalaya, Yardley, Dove, Wipro, Fitsprire, Nivea, Nihar, Colgate, Lifebuoy, Santoor |
Other products available at Spencer’s Retail include:
- Groceries and staples
- Fruits and vegetables
- Liquor
- Packaged foods
- Coffee and tea beverages
- Dairy and ice creams
- Frozen snacks
- Bakery
- Baby care
- Bathroom and cleaning products
- Imported and gourmet
- Organic foods
- Pet care products
- Cigarettes
Benefits of shopping at Spencer’s Retail using Insta EMI Card
There are many advantages of shopping with your Insta EMI Card:
- The ability to shop to your heart’s content without worrying about overspending, thanks to a pre-approved limit of up to Rs. 3 lakh.
- Divide your purchases into zero interest Easy EMIs.
- Manage your finances better without feeling the pinch by choosing a repayment tenure between 1 and 60 months that suits your financial circumstances.
- Close your loan ahead of schedule without any foreclosure charges.
- Pay nothing upfront during festive seasons when you avail of the zero down payment offers.
- Use your Bajaj Finserv Insta EMI Card on all major e-commerce websites and at more than 1.5 lakh partner stores across 4,000 Indian cities.
- Improve your creditworthiness by maintaining a solid repayment history to access credit products on favourable terms going forward.
Check the benefits and features of Insta EMI Card
Eligibility criteria for getting Insta EMI Card for shopping at Spencer’s Retail
Spencer’s Retail
- Applicants must be an Indian national between the ages of 21 years and 65 years.
- Applicants must have a regular income source and a credit score of 720 or more.
- Applicants must provide valid documentation, including PAN card, Aadhaar card, address proof, bank account information and IFSC code for e-mandate registration
Check the documents required for the Insta EMI Card
Applying for the Bajaj Finserv Insta EMI Card
When you shop at a Bajaj Finserv partner store, you can get assistance from the store representative to apply for your Insta EMI Card. Ensure you meet the eligibility requirements and submit the necessary documentation. Once approved, pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes), and your card will be issued.
You can also apply for the Insta EMI Card online on the Bajaj Finserv app or the official Bajaj Finserv website. First authenticate your mobile number and fill in the application form. Once your credit limit is revealed, proceed to complete your KYC verification and pay the one-time joining fee. Once that’s done, complete the e-mandate registration process to have your card activated for your use.
So, why wait? Making shopping at Spencer’s Retail even more rewarding. Apply for your Bajaj Finserv Insta EMI Card today!
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