When you opt for Bajaj Finserv Gold Loan, you have various repayment options available. Depending on your chosen scheme, you can pay the interest amount monthly, bi-monthly, quarterly, half-yearly, or annually. While you can pay the interest amount as per the repayment scheme you’ve selected, principal can be paid at the end of the tenure.
In case you want to make any additional repayment, you also have the option to part-prepay your gold loan online. Our online loan payment services allow you to make additional payments towards your gold loan account. You can visit our customer portal – My Account and explore the gold loan repayment options.
- Make interest payments: You have the flexibility to make interest payments online at your convenience, using any extra funds you might have. This approach enables effective loan management and maximises the use of your financial resources.
- Part-prepayments: Part-prepayments: Through the part-prepayment option, you have the convenience of settling both principal and interest components online. This payment option allows you to manage your loan effectively, allowing you to make partial payments and potentially reducing the overall burden of the loan over time.
Gold loan online payment methods
To make an online payment for your gold loan with Bajaj Finance, follow these straightforward steps to ensure a smooth and hassle-free experience. The process is designed to be user-friendly, allowing you to manage your payments conveniently from the comfort of your home.
- Log in to your account: Use your registered mobile number to access your Bajaj Finance account.
- Navigate to the "Account" section: Once logged in, go to the "Account" tab.
- View active relationships: Click on "Your relationships" to see all your active loan accounts.
- Select your gold loan account: Find and click on your gold loan from the list of relationships.
- Initiate payment: Click on the "Make payment" option to proceed.
- Choose a payment method: Select the payment method that suits you best, such as net banking, debit card, or any other available option.
By following these steps, you can easily manage your gold loan payments. Bajaj Finance offers a variety of payment methods to cater to your preferences, ensuring flexibility and ease of use. This efficient process helps you keep track of your financial commitments and ensures timely payments, thus maintaining a good credit record.
These online payment options eliminate the hassles of branch visits. You can easily manage your loan repayment from the comfort of your home.
You can follow these simple steps to manage your gold loan payments in a hassle-free process.
Steps to Make Gold Loan Online Payment
- Visit My Account – Bajaj Finance customer portal by clicking on the ‘Sign-in’ button on this page.
- Enter the registered mobile number and the OTP.
- Verify yourself with your date of birth and proceed.
- Select the loan account from the ‘My Relations’ section.
- Click on ‘Make Payments’ within the ‘Quick Actions’ section.
- Choose the type of payment you want to make.
- Enter the required details and proceed to pay using our secured payment getaway.
You also have the option of managing your gold loan payments on the go by using our app. Visit the Play Store/ App Store to download the Bajaj Finserv app today.
