How to get Rs. 10,000 loan urgently

Check out all the eligibility criteria and documents required to get an instant loan with minimal documentation.
Insta Personal Loan
3 min
18-March-2024

In today’s fast-paced world, financial emergencies can occur unexpectedly, requiring immediate attention. Whether it is medical expenses, urgent repairs, or unforeseen travel costs, quick access to funds becomes vital. If you need Rs. 10,000 loan urgently, our Insta Personal Loan provides a seamless solution. With pre-approved offers and rapid disbursal times ranging from 30 minutes** to 2 hours, managing emergencies is easier than ever. Address your financial needs promptly with minimal effort and complete peace of mind.

Types of instant money loans

  1. Payday loans: Short-term loans typically repaid by your next payday.
  2. Personal loans: Unsecured loans with quick approval and disbursal, often used for various purposes.
  3. Emergency loans: Specifically designed for unexpected financial needs, with quick approval and funding.
  4. Credit card cash advances: Withdrawal of cash against your credit card limit, often available instantly.

Let us delve into how you can benefit from an instant money loan and manage your expenses effectively.

Features and Benefits of an Urgent Loan of Rs. 10,000

During a financial crisis requiring urgent funds, instant money loans present a convenient solution. They offer quick access to funds, bypassing the hassle of lengthy approval processes.

Check your Insta Personal Loan offer

Here are the key features of the Bajaj Finance Insta Personal Loan:

  • Faster processing: You do not need to go through a lengthy approval process associated with regular loans.
  • Instant funding: Since you are screened for your creditworthiness beforehand, the loan disbursal process is significantly shortened. You can get the funds you need in as little as 30 minutes*.
  • Flexible tenures: With Insta Loans, you can pick a convenient repayment tenure ranging up to 87 months.
  • Minimal documentation: Insta Personal Loans require minimal documentation for loan processing.

What are the purposes of a Rs. 10,000 urgent loans

A Rs. 10,000 urgent loans can be a versatile solution for managing unexpected financial challenges. It can help cover medical expenses, providing immediate relief during emergencies. This loan is also useful for meeting daily necessities during temporary cash shortages or handling unexpected travel expenses. Additionally, it is ideal for quick home repairs or small upgrades, ensuring comfort and convenience.

Freelancers or small businesses can leverage this loan to manage operational expenses or address short-term cash flow gaps. With minimal documentation and quick fund disbursal, it offers an efficient way to handle financial emergencies. Apply online today and access funds swiftly, ensuring your plans remain unaffected.

Eligibility criteria and documents required

The eligibility criteria for instant money loans are simple, making it easier for you to qualify for the loan.

Typically, the eligibility criteria revolve around the following factors:

  • Credit score: A good credit score indicates creditworthiness.
  • Income: A stable income demonstrates the ability to repay the loan.
  • Employment history: A steady job history enhances eligibility.
  • Age: Typically, there is a minimum and maximum age range defined by the lenders.
  • Debt-to-income ratio: A lower ratio indicates better repayment capacity.
  • Existing loans: The number and amount of current loans affect eligibility.
  • Citizenship: Some lenders require citizenship or residency.
  • Documentation: Valid identification and financial documents are necessary.

You do not have to check Insta Personal Loan eligibility criteria separately since it provides pre-approved offers for existing customers and pre-assigned limits for new customers. All you have to do is enter your mobile number and OTP to check your offer.

Interest rates and charges on urgent loan of Rs. 10000

Repay your personal loan affordably with nominal interest rates and charges. Know more about the personal loan interest rate and associated charges.

How to apply for an instant money loan

You can get an Insta Personal Loan from Bajaj Finance by following the below steps:

  1. Click on ‘CHECK OFFER’.
  2. Enter your 10-digit mobile number and OTP.
  3. Go with the pre-assigned limit or choose a different loan amount.
  4. Choose a repayment tenure that suits you best.
  5. Click on ‘PROCEED’ to complete the online process.

The online process may differ depending on whether you are a new customer or have an existing relationship with us.

In conclusion, instant money loans are a convenient and hassle-free way to meet your financial needs. With the help of an Insta Personal Loan EMI Calculator, you can easily determine your monthly instalment and plan your budget accordingly.

Check other personal loan options based on your budget

Get Rs. 20,000 Loan Urgently

Get Rs. 30,000 Loan Urgently

Get Rs. 25,000 Loan Urgently

Get Rs. 50,000 Loan Urgently


Whether you need funds for a planned expense or an emergency, the Bajaj Finance Insta Personal Loan can provide you with the money you need, when you need it.

*Terms and conditions apply.

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

How to get Rs. 10,000 rupees instantly?

With our Insta Personal Loan, you can get funds from Rs. 20,000 to Rs. 12,76,500 by following the below steps:

  1. Click on ‘CHECK OFFER’ on this page.
  2. Enter your 10-digit mobile number and OTP.
  3. Go with the pre-assigned limit or choose a different loan amount.
  4. Choose a repayment tenure that suits you best.
  5. Click on ‘PROCEED’ to complete the online process.

The online process may differ depending on whether you are a new customer or have an existing relationship with us.

How to get Rs. 10,000 loan on Aadhaar card?

You will require a few documents to get a Rs. 10,000 loan:
KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card

  • PAN card
  • Employee ID card
  • Salary slips of the last 3 months
  • Bank account statements of the previous 3 months
  • Piped gas bill
  • Pension order
  • Letter of Allotment of Accommodation Issued by Employer
  • Property / Municipal tax receipt
  • Utility bill
  • Real-time image / photograph
  • Ration card
What is the interest rate for Rs. 10000 personal loan?

The interest rates for a Bajaj Finserv Personal Loan range from 10% to 31% p.a.

What is the repayment tenure for Rs. 10000 personal loan?

The repayment tenure for a Rs. 10,000 personal loan usually ranges from 3 to 12 months, depending on the lender’s terms and borrower’s preference.

Can I use the Rs. 10000 personal loan for any purpose, or are there restrictions?

You can use a Rs. 10,000 personal loan for any legal expenses, such as a wedding, higher education, medical costs, or home repairs.

Can self-employed individuals also apply for a Rs. 10000 personal loan?

Yes, self-employed individuals can apply for a Rs. 10,000 personal loan by meeting the eligibility requirements.

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