In today’s fast-paced world, financial emergencies can occur unexpectedly, requiring immediate attention. Whether it is medical expenses, urgent repairs, or unforeseen travel costs, quick access to funds becomes vital. If you need Rs. 10,000 loan urgently, our Insta Personal Loan provides a seamless solution. With pre-approved offers and rapid disbursal times ranging from 30 minutes** to 2 hours, managing emergencies is easier than ever. Address your financial needs promptly with minimal effort and complete peace of mind.
Types of instant money loans
- Payday loans: Short-term loans typically repaid by your next payday.
- Personal loans: Unsecured loans with quick approval and disbursal, often used for various purposes.
- Emergency loans: Specifically designed for unexpected financial needs, with quick approval and funding.
- Credit card cash advances: Withdrawal of cash against your credit card limit, often available instantly.
Let us delve into how you can benefit from an instant money loan and manage your expenses effectively.
Features and Benefits of an Urgent Loan of Rs. 10,000
During a financial crisis requiring urgent funds, instant money loans present a convenient solution. They offer quick access to funds, bypassing the hassle of lengthy approval processes.
Check your Insta Personal Loan offer
Here are the key features of the Bajaj Finance Insta Personal Loan:
- Faster processing: You do not need to go through a lengthy approval process associated with regular loans.
- Instant funding: Since you are screened for your creditworthiness beforehand, the loan disbursal process is significantly shortened. You can get the funds you need in as little as 30 minutes*.
- Flexible tenures: With Insta Loans, you can pick a convenient repayment tenure ranging up to 96 months.
- Minimal documentation: Insta Personal Loans require minimal documentation for loan processing.
What are the purposes of a Rs. 10,000 urgent loans
- Education: A Rs. 10,000 loan helps cover tuition, exam fees, or study materials, ensuring uninterrupted learning.
- Medical emergencies: Get quick funds for doctor consultations, medications, or urgent treatments without financial stress.
- Gadgets and electronics: Easily replace or upgrade essential gadgets like phones and laptops with an instant loan.
- Wedding: Cover last-minute wedding expenses like outfits, gifts, or venue bookings hassle-free.
- Travel: Use the loan for transport, accommodation, or emergency travel without straining savings.
- Pay bills: Settle utility bills, rent, or credit card dues on time and avoid penalties.
- Repairs: Manage unexpected home or vehicle repairs without disrupting your budget.
Additional Read: How to get an instant loan
Eligibility criteria and documents required
Your Insta Personal Loan eligibility and required documents depend on whether you're a new or existing customer. With Bajaj Finance, you can avail a loan starting from Rs. 20,000.
If you are an existing customer
- Since you are an existing customer with a pre-approved offer, there are no additional eligibility criteria that apply to you.
- Some of our existing customers may be asked to submit additional documents, such as your income proof, KYC documents, and bank statement to apply for instant personal loan.
If you are a new customer
Customers with an Insta Personal Loan offer may need to go through a CIBIL check and provide additional documents. The documentation and application process may differ slightly.
Documents required
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card
Age: 21 years to 80 years**
*Higher age limit applicable at the time of loan maturity.
You do not have to check Insta Personal Loan eligibility criteria separately since it provides pre-approved offers for existing customers and pre-assigned limits for new customers. All you have to do is enter your mobile number and OTP to check your offer.
Also read: What is a credit score
Interest rates and charges on urgent loan of Rs. 10000
Repay your personal loan affordably with nominal interest rates and charges. Know more about the personal loan interest rate and associated charges.
Steps to apply for an urgent Rs. 10,000 personal loan online
You can get an Insta Personal Loan from Bajaj Finance by following the below steps:
- Click on ‘CHECK OFFER’.
- Enter your 10-digit mobile number and OTP.
- Go with the pre-assigned limit or choose a different loan amount.
- Choose a repayment tenure that suits you best.
- Click on ‘PROCEED’ to complete the online process.
The online process may differ depending on whether you are a new customer or have an existing relationship with us.
In conclusion, instant money loans are a convenient and hassle-free way to meet your financial needs. With the help of an Insta Personal Loan EMI Calculator, you can easily determine your monthly instalment and plan your budget accordingly.
Check other personal loan options based on your budget
Whether you need funds for a planned expense or an emergency, the Bajaj Finance Insta Personal Loan can provide you with the money you need, when you need it.
*Terms and conditions apply.
