How to Buy a Guitar on Easy EMI

Get the latest guitars on Easy EMI using Bajaj Finserv Insta EMI Card.
How to Buy a Guitar on Easy EMI
5 mins
13 Nov 2023

In the realm of music, the soulful strumming of a guitar resonates deeply, often inspiring individuals to embrace the instrument. However, the initial cost of purchasing a guitar might pose a financial challenge for many aspiring musicians. Easy EMI solutions emerge as a promising avenue, offering a way to make this musical dream a reality without the burden of immediate hefty payments. Understanding the process of buying a guitar through this method, especially without the necessity of a credit card, can bridge the gap between the desire for a guitar and its actual attainment for music enthusiasts.

How to buy a guitar on Easy EMI

Getting a guitar through a Easy EMI plan involves a series of simple steps, offering music enthusiasts a pathway to own their dream instrument without immediate financial strain. Here is a guide to navigating this process:

Research and selection

Begin by researching the various types of guitars available in the market, considering factors such as skill level, preferred music genre, and budget. Different types include acoustic, electric, classical, and bass guitars, each catering to diverse playing styles and preferences.

Explore Easy EMI options

Look for retailers or online platforms that offer Easy EMI plans specifically for musical instruments, particularly guitars. Ensure they offer zero-or low-interest instalment plans.

Comparing EMI plans

Compare the terms and conditions of different EMI plans, considering factors such as instalment durations, associated fees, and the availability of Easy EMI options.

Application process

Once you have selected the guitar and the favourable EMI plan, proceed to apply for it. This usually involves providing necessary documents and details for approval.


Different types of guitars available on No Cost EMI

Guitars come in various types, each designed for specific playing styles and musical genres:

  • Acoustic guitars: Ideal for folk, country, and unplugged performances, these guitars generate sound acoustically without amplification.
  • Electric guitars: Suited for rock, blues, and various genres requiring amplification, these guitars have a solid body and rely on amplifiers for sound projection.
  • Classical guitars: Often used in classical, flamenco, or fingerstyle music, these guitars have nylon strings and a distinct sound.
  • Bass guitars: Vital for creating the low-end rhythm in music, these guitars are essential in bands and certain music genres.

Understanding the different guitar types is crucial in making an informed decision based on individual preferences and playing styles.

Benefits of buying a guitar using the Insta EMI Card

Opting for a guitar through the EMI route offers several advantages:

  • Minimal interest: EMI plans with minimal interest make the purchase financially feasible and lighter on the pocket.
  • Flexible payment schedules: EMI plans allow the cost of the guitar to be spread over manageable equal monthly instalments, relieving immediate financial pressure.
  • Accessible without credit card: Especially advantageous for those without a credit card, this method provides access to musical instruments without traditional credit-based purchases.

Check benefits and features of the Insta EMI Card

How to get a guitar on EMI with Bajaj Finserv Insta EMI Card

Bajaj Finserv Insta EMI Card opens doors for individuals seeking to purchase a guitar without a credit card. To avail of the EMI card, one can visit the Bajaj Finserv website and apply online or approach their representative at partnered stores. Since it is a digital card, after its instant activation, you can start using the EMI card immediately. To shop for a guitar using the Insta EMI Card, you need can follow these steps:

  1. Find your nearest musical instrument store using the Bajaj Finserv Partner Store Locator
  2. Visit the store and choose your desired guitar
  3. Provide your Insta EMI Card details at the store during checkout
  4. Select a favourable EMI tenure and make the purchase
  5. To shop for a guitar online, visit any one of our online partner stores like Amazon, Flipkart, Bajaj Mall, etc.
  6. Select the guitar of your choice and add it to the cart
  7. Proceed to the payment process and choose EMI as your option
  8. Add your Insta EMI Card details and select your desired EMI tenure
  9. Complete the remaining process and finalise the purchase

That is it. You now own a guitar of your choice.

Eligibility criteria to shop for guitar on Insta EMI Card

Eligibility for obtaining the Bajaj Finserv Insta EMI Card is very simple. Here are the following parameters that you need to meet, to be eligible to get the Insta EMI Card.

  • You should be an Indian citizen
  • You must be between 21 years to 65 years
  • You must have a regular source of income
  • Your credit score should be per Bajaj Finserv risk policies

You also need the following documents handy, during the application process.

  • PAN card
  • Aadhaar card number for KYC confirmation
  • Address proof
  • Bank account number and IFSC code for e-mandate registration

Meeting these criteria facilitates a smooth application process for the Insta EMI Card.

Check documents required for the Insta EMI Card

Purchasing a guitar without a credit card through a Easy EMI plan is a great option for music lovers. EMI cards like the Bajaj Finserv Insta EMI Card make it easier to get musical instruments, removing money hurdles. Using these plans helps people make owning a guitar a real possibility, whether they are starting or already skilled, making music more joyful and accessible for everyone.

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Can I buy a Piano on EMI?

Yes, you can buy a piano on EMI, and it is a popular option for individuals who wish to spread the cost of a piano over time. Many retailers and financial institutions offer EMI options for purchasing musical instruments like pianos, making it more accessible to a broader audience. To make a piano purchase on EMI, you can explore financing options provided by banks, credit card companies, or specialised lenders. These options often come with different repayment plans and interest rates, allowing you to choose a plan that fits your budget. Ensure you check the terms and conditions, interest rates, and any additional fees associated with the EMI plan before making a decision.

Why choose the Bajaj Finserv Insta EMI Card for buying a guitar on EMI?

The Bajaj Finserv Insta EMI Card offers a convenient and flexible payment option for purchasing a guitar on EMI. With the EMI Card, you can convert the cost of the guitar into easy monthly instalments, making it affordable and budget-friendly. The card comes with a pre-approved loan limit, reducing the need for extensive documentation and ensuring a hassle-free application process. Additionally, it provides exclusive offers and discounts on partner stores, enhancing the overall value for customers. Bajaj Finserv is known for its wide network of partner outlets, making it easier for you to find the perfect musical instrument and enjoy the convenience of affordable payments.

What merchant categories can the EMI Card be used for?

You can use the Insta EMI Card to shop from merchants across 1.5 lakh+ offline partner stores and e-commerce platforms like

Can I buy a Guitar on EMI with Bajaj Finserv EMI Insta Card?

Yes, you can buy a guitar on EMI with Bajaj Finserv EMI Insta Card. Bajaj Finserv EMI Network offers a wide range of musical instruments like guitars, keyboards, tabla, and much more on easy EMIs and zero down payment on select products. You can use the Bajaj Finserv EMI Network Card to pay for your purchase and avail benefits like easy EMIs and zero down payment on select products. You can also shop for musical instruments on EMI online on Bajaj Mall.

Can I shop for a guitar on Easy EMI without a credit card?

Yes, you can shop for a guitar on Easy EMI without a credit card. Bajaj Finserv Insta EMI Card is a service that allows you to shop on EMI without a credit card. You can also shop for musical instruments on EMI from other e-commerce websites like Amazon, Flipkart, or Bajaj Mall using the Insta EMI Card.

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