2 min
19 August 2024
House extensions are a fantastic way to enhance your living space, add value to your property, and adapt your home to better suit your needs. Whether you want to build an extra room, expand your kitchen, or create a dedicated workspace, house extensions offer a range of possibilities. In this comprehensive guide, we will explore the different types of house extensions in India, the associated costs, and the planning permissions you need to consider before starting your project.
1. Single-storey rear extension: This is one of the most common types of house extensions in India. A single-storey rear extension involves extending your home into the garden or backyard, making it perfect for expanding your kitchen or creating a spacious living area. With the right design, this extension can seamlessly blend indoor and outdoor spaces.
2. Double-storey extension: If you need more space but have a limited footprint, a double-storey extension is an ideal solution. It involves building vertically, adding an extra floor on top of your existing structure. This option is suitable for growing families who need additional bedrooms or a larger living space.
3. Side return extension: For homes with narrow side alleys, a side return extension can help utilise underused space. This type of extension is typically used to widen a kitchen or dining area, creating a more open and airy layout.
4. Wrap-around extension: A wrap-around extension combines a rear and side extension, maximizing ground-floor space. This option is perfect for creating a large, open-plan living area that flows from the kitchen to the dining and lounge areas.
5. Loft conversion: Loft conversions are gaining popularity in Indian cities where space is limited. Converting your attic into a functional room, such as an extra bedroom, home office, or studio, is an efficient way to extend your home without altering its footprint.
6. Garage conversion: If you have an unused garage, converting it into a liveable space is a cost-effective way to add a room to your house. You could transform it into a guest room, study, or even a home gym.
1. Single-storey extension costs: The cost of a single-storey extension in India can range from Rs. 1,500 to Rs. 3,000 per square foot. This price includes basic construction, but premium materials, finishes, and features like large windows or skylights can drive up costs.
2. Double-storey extension costs: A double-storey extension is more cost-effective per square foot since it covers more space with similar foundations and roofing. Costs typically range between Rs. 2,000 and Rs. 4,000 per square foot.
3. Loft conversion costs: Loft conversions are generally more affordable than full extensions. Depending on the complexity of the project, costs can range from Rs. 1,800 to Rs. 3,000 per square foot. Adding dormer windows or en-suite bathrooms can increase expenses.
4. Garage conversion costs: Converting a garage is often cheaper than building a new extension. The costs range from Rs. 1,200 to Rs. 2,500 per square foot, depending on the level of refurbishment required.
5. Additional costs to consider: Apart from construction, factor in costs for architectural designs, planning permissions, and building approvals. These professional services can range from Rs. 50,000 to Rs. 2,00,000 depending on the complexity of your project.
1. Building plan approval: Before construction begins, you will need approval for your building plan from the local municipal corporation or panchayat. The approval process involves submitting architectural drawings, property documents, and layout plans. The authorities will assess whether your extension complies with zoning laws, building codes, and safety regulations.
2. Floor Space Index (FSI) regulations: The Floor Space Index (FSI) determines how much construction is permissible on a given plot. FSI regulations vary from city to city, and exceeding the allowed FSI can result in penalties. Ensure your extension plans fall within the legal limits set by your local authority.
3. Environmental clearance: For large-scale extensions or projects near environmentally sensitive zones, obtaining environmental clearance may be necessary. This applies if your extension involves significant land alteration, water use, or pollution.
4. Heritage zone restrictions: If your home is located in a designated heritage zone, special permissions may be required. Heritage regulations often restrict the type of modifications allowed to preserve the area’s cultural significance.
5. Building completion certificate: Once your house extension is complete, you must obtain a Building Completion Certificate (BCC) from the local authority. This certificate confirms that the construction adheres to the approved plans and complies with building regulations.
6. Legal assistance: Navigating planning permissions and building regulations can be complex, especially in urban areas. Consulting a legal expert or architect familiar with local laws can help ensure a smooth process.
1. Architect: An experienced architect will design an extension that not only meets your needs but also complies with local building regulations. They’ll also assist in getting your building plans approved.
2. Contractor: A reliable contractor with a proven track record is crucial for timely and high-quality construction. Get multiple quotes, check references, and review their previous projects before making your choice.
3. Interior designer: If you’re going for a premium finish, consider hiring an interior designer to create a cohesive look for your extended space. Designers can help you select materials, furnishings, and layouts that enhance both aesthetics and functionality.
4. Legal advisor: A legal advisor can help you navigate complex regulatory requirements, especially if your property is in a restricted zone or has legal disputes.
Here's how you can apply for a home loan balance transfer & top-up Loan from Bajaj Housing Finance:
1. Click on the 'APPLY' button on the Bajaj Housing Finance page.
2. Fill in your details: Provide your name, mobile number, employment status, and select the loan type.
3. Verify your OTP for phone number authentication.
4. Select your current home loan provider: Enter your monthly income and desired loan amount.
5. Provide additional details: Enter your date of birth, PAN number, email address, current EMI, and other relevant information.
6. Submit your application by clicking on the 'SUBMIT' button.
Once your application is submitted, it will be promptly processed, and a representative will contact you for the next steps.
Whether you are expanding your living space, building an extra room, or upgrading your existing layout, Bajaj Housing Finance makes financing simple and stress-free. Fulfil your dream of a stylish, functional home designed to match your lifestyle with their tailored home loan solutions.
Don’t wait—apply now and bring your house extension plans to life!
Creative house extension ideas
When planning house extensions, it’s essential to choose a design that complements your existing home structure while fulfilling your needs. Here are some popular extension ideas tailored for Indian homes:1. Single-storey rear extension: This is one of the most common types of house extensions in India. A single-storey rear extension involves extending your home into the garden or backyard, making it perfect for expanding your kitchen or creating a spacious living area. With the right design, this extension can seamlessly blend indoor and outdoor spaces.
2. Double-storey extension: If you need more space but have a limited footprint, a double-storey extension is an ideal solution. It involves building vertically, adding an extra floor on top of your existing structure. This option is suitable for growing families who need additional bedrooms or a larger living space.
3. Side return extension: For homes with narrow side alleys, a side return extension can help utilise underused space. This type of extension is typically used to widen a kitchen or dining area, creating a more open and airy layout.
4. Wrap-around extension: A wrap-around extension combines a rear and side extension, maximizing ground-floor space. This option is perfect for creating a large, open-plan living area that flows from the kitchen to the dining and lounge areas.
5. Loft conversion: Loft conversions are gaining popularity in Indian cities where space is limited. Converting your attic into a functional room, such as an extra bedroom, home office, or studio, is an efficient way to extend your home without altering its footprint.
6. Garage conversion: If you have an unused garage, converting it into a liveable space is a cost-effective way to add a room to your house. You could transform it into a guest room, study, or even a home gym.
Costs involved in house extensions
The cost of house extensions in India varies significantly based on factors like the type of extension, materials used, labour charges, and your location. Here’s an overview of typical costs:1. Single-storey extension costs: The cost of a single-storey extension in India can range from Rs. 1,500 to Rs. 3,000 per square foot. This price includes basic construction, but premium materials, finishes, and features like large windows or skylights can drive up costs.
2. Double-storey extension costs: A double-storey extension is more cost-effective per square foot since it covers more space with similar foundations and roofing. Costs typically range between Rs. 2,000 and Rs. 4,000 per square foot.
3. Loft conversion costs: Loft conversions are generally more affordable than full extensions. Depending on the complexity of the project, costs can range from Rs. 1,800 to Rs. 3,000 per square foot. Adding dormer windows or en-suite bathrooms can increase expenses.
4. Garage conversion costs: Converting a garage is often cheaper than building a new extension. The costs range from Rs. 1,200 to Rs. 2,500 per square foot, depending on the level of refurbishment required.
5. Additional costs to consider: Apart from construction, factor in costs for architectural designs, planning permissions, and building approvals. These professional services can range from Rs. 50,000 to Rs. 2,00,000 depending on the complexity of your project.
Planning permissions for house extensions
House extensions typically require planning permissions and approvals from local authorities. It’s crucial to understand the legalities involved before starting your project to avoid delays or fines. Here’s what you need to know:1. Building plan approval: Before construction begins, you will need approval for your building plan from the local municipal corporation or panchayat. The approval process involves submitting architectural drawings, property documents, and layout plans. The authorities will assess whether your extension complies with zoning laws, building codes, and safety regulations.
2. Floor Space Index (FSI) regulations: The Floor Space Index (FSI) determines how much construction is permissible on a given plot. FSI regulations vary from city to city, and exceeding the allowed FSI can result in penalties. Ensure your extension plans fall within the legal limits set by your local authority.
3. Environmental clearance: For large-scale extensions or projects near environmentally sensitive zones, obtaining environmental clearance may be necessary. This applies if your extension involves significant land alteration, water use, or pollution.
4. Heritage zone restrictions: If your home is located in a designated heritage zone, special permissions may be required. Heritage regulations often restrict the type of modifications allowed to preserve the area’s cultural significance.
5. Building completion certificate: Once your house extension is complete, you must obtain a Building Completion Certificate (BCC) from the local authority. This certificate confirms that the construction adheres to the approved plans and complies with building regulations.
6. Legal assistance: Navigating planning permissions and building regulations can be complex, especially in urban areas. Consulting a legal expert or architect familiar with local laws can help ensure a smooth process.
Choosing the right professionals for your house extension
The success of your house extension depends on hiring the right team of professionals. Here’s a quick guide:1. Architect: An experienced architect will design an extension that not only meets your needs but also complies with local building regulations. They’ll also assist in getting your building plans approved.
2. Contractor: A reliable contractor with a proven track record is crucial for timely and high-quality construction. Get multiple quotes, check references, and review their previous projects before making your choice.
3. Interior designer: If you’re going for a premium finish, consider hiring an interior designer to create a cohesive look for your extended space. Designers can help you select materials, furnishings, and layouts that enhance both aesthetics and functionality.
4. Legal advisor: A legal advisor can help you navigate complex regulatory requirements, especially if your property is in a restricted zone or has legal disputes.
Financing your house extension
Planning a house extension can be exciting but also requires sufficient funding. Bajaj Housing Finance offers top-up loans to provide extra funds beyond your existing home loan, making it easier to finance your home renovations. With competitive interest rates and flexible repayment options, our top-up loans allow quick access to funds without the hassle of excessive paperwork or lengthy approval processes.Here's how you can apply for a home loan balance transfer & top-up Loan from Bajaj Housing Finance:
1. Click on the 'APPLY' button on the Bajaj Housing Finance page.
2. Fill in your details: Provide your name, mobile number, employment status, and select the loan type.
3. Verify your OTP for phone number authentication.
4. Select your current home loan provider: Enter your monthly income and desired loan amount.
5. Provide additional details: Enter your date of birth, PAN number, email address, current EMI, and other relevant information.
6. Submit your application by clicking on the 'SUBMIT' button.
Once your application is submitted, it will be promptly processed, and a representative will contact you for the next steps.
Whether you are expanding your living space, building an extra room, or upgrading your existing layout, Bajaj Housing Finance makes financing simple and stress-free. Fulfil your dream of a stylish, functional home designed to match your lifestyle with their tailored home loan solutions.
Don’t wait—apply now and bring your house extension plans to life!
