Bajaj Housing Finance Home Loan in Agra

There are only a few cities in India that match Agra’s historical significance. Home to two UNESCO heritage sites, this city is one of the most popular tourist destinations in the world.

Finding a property in Agra can be tough owing to the high prices. However, you can match it with assistance from a home loan from Bajaj Finserv.

Choose to apply online and for more information, contact us.

Features and benefits

Applicants interested in availing a loan against property in Agra can read more to know about the features of the Bajaj Finserv Home Loan.

  • Affordable rate of interest

    Affordable rate of interest

    Starting from 8.50%* p.a., Bajaj Finserv offers applicants an affordable home loan option to fit their finances.

  • Get a top-up loan

    Get a top-up loan

    Get a top-up loan of up to Rs. 1 crore* or higher with zero additional documents and enjoy easy repayment terms.

  • Zero prepayment charges

    Zero prepayment and foreclosure charges*

    For individual and non-individual borrowers with floating interest rate loans and loan taken for non-business purposes, there will be no prepayment and foreclosure charges.

  • 24X7 account supervision

    24X7 account supervision

    Use our online customer portal to manage your housing loan account anytime, anywhere.

  • Speedy disbursal

    Speedy disbursal

    No more long waits for loan amounts with Bajaj Finserv. Find your sanction amount in your bank account in just 48* hours from approval.

  • Remote application

    Remote application

    Experience a truly remote home loan application from anywhere in India by applying for Bajaj Finserv online home loans and getting easy approval.

  • Flexi hybrid home loan

    Flexi hybrid home loan

    Enjoy reduced interest liability with a flexi hybrid home loan from Bajaj Finserv.

The economy of Agra is based primarily on tourism. Taj Mahal and Agra Fort are some of its notable places to visit. Besides that, agriculture, leather items, footwear are some of its prominent industries.

Situated beside the Yamuna River, this historical old city is a great place to invest in real estate. Bajaj Finserv offers you an avenue to make that investment. You can now source up to Rs. 15 crore*at competitive interest rates and favourable loan terms.

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Home loan eligibility criteria

Take the assistance of our easy-to-use home loan eligibility calculator to check the loan amount you qualify for.

Age:

23 years to 70 years** for self-employed borrowers and 23 years to 65 years** years for salaried applicants

CIBIL score:

725 or higher

Work experience:

Minimum 5 years for self-employed individuals and 3 years for salaried individuals

Monthly income:

Depends on a borrower’s city of residence

Citizenship:

Indian resident

 

Obtain a high-value loan from Bajaj Finserv against simple eligibility criteria and minimal documentation. Take steps to improve parameters like CIBIL score and income months before applying for a loan so you can easily get approval.

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Interest rates and charges

Know the present home loan interest rates as well as the additional fees on your Bajaj Finserv Housing Loan.

Frequently asked questions

How to apply online for a home loan in Agra?

You can apply online for a housing loan in Agra with minimum documentation & instant approval by submitting an online home loan application at Bajaj Finserv.

What is PMAY?

Pradhan Mantri Awas Yojana (PMAY) is an affordable housing scheme operated by the Indian Government to provide housing to every Indian. You can get a home loan at a reduced interest rate under this scheme.

What are the tax benefits available on home loans?

There are home loan tax benefits under different income tax sections, including 80C, 24(b), and 80EE. One can get an exemption up to Rs. 5 lakh under these sections combined.

What are pre-approved offers?

Pre-approved offers are a facility that enables current customers of Bajaj Finserv to skip the hassle of documentation. It’s because we have a working relationship with that individual. So, his/ her background verification details and other personal information are already with us.

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