Features and benefits of our home loan

Read on to know why our home loan is a great option.

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Features and benefits of our home loan

Home Loan - Features and benefits 00:38 ‌

Home Loan - Features and benefits

Our Home Loan offers a sizeable loan and competitive interest rates. Know other benefits.

  • Loan amount of Rs. 15 crore*

    Loan amount of Rs. 15 crore*

    Buy your dream home and secure your future. Avail of a sizeable loan of up to Rs. 15 crore*.

  • Low interest rates

    Low interest rates

    Salaried professionals can avail of the loan at low interest rates starting at 8.50%* p.a. Pay EMIs as low as Rs. 759/lakh*.

  • Approval in 48 Hours*

    Approval in 48 Hours*

    Your loan will be approved within the next 48 Hours* or earlier in some cases, after your application submission.

  • Tenure of up to 32 years

    Tenure of up to 32 years

    Benefit from our long repayment tenure of up to 32 years and repay comfortably.

  • Hassle-free application

    Hassle-free application

    Skip numerous branch visits by opting for our doorstep document pick-up service and experience a comfortable application process.

  • Zero prepayment and foreclosure charges*

    Zero prepayment and foreclosure charges*

    For individual and non-individual borrowers with floating interest rate loans and loan taken for non-business purposes, there will be no prepayment and foreclosure charges.

  • Balance Transfer

    Balance Transfer

    Use our home loan balance transfer facility and qualify for a top-up loan of up to Rs. 1 crore* or higher.

  • 5000+ approved projects

    5000+ approved projects

    Choose from our 5000+ approved projects to avail of a quick loan.

  • Externally benchmarked interest rates

    Externally benchmarked interest rates

    You can choose to link your interest rate to an external benchmark, such as the Repo Rate. This benefits you during favourable market trends.

  • *Terms and conditions apply

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How to apply for a home loan

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Step-by-step guide to applying for a home loan

  1. Click on the 'APPLY' button on this page.
  2. Enter your full name, mobile number, and pin code, and choose ‘Salaried employee’ as the employment type.
  3. Now select the type of loan you wish to apply for.
  4. Generate and submit your OTP to verify your phone number.
  5. Upon OTP verification, enter additional details like your monthly income, required loan amount, and if you have identified the property.
  6. In the next steps, enter your PAN number and any other details as requested depending on your selected occupation type.
  7. Click on the ‘SUBMIT’ button.

That is it! Your application is submitted. Our representative will connect with you and guide you through the next steps.