Features and benefits of our home loan balance transfer
Features and benefits of home loan balance transfer and top-up
Here is everything you need to know about home loan balance transfer and top-up.
-
Top-up loan of up to Rs. 1 crore* or higher
Self-employed doctors can transfer their existing home loan to us and avail of a top-up loan of Rs. 1 crore* or higher, based on your eligibility.
-
Low interest rates
Avail of low interest rates starting from 9.15%* p.a. by refinancing your loan. Pay EMIs as low as Rs. 795/lakh*.
-
No restrictions on top-up use
You can use the top-up amount to pay for emergency medical bills, home renovation, wedding expenses, and other urgent needs.
-
Tenure of up to 25 years
Manage your loan comfortably with our long repayment tenure ranging up to 25 years.
-
Foreclosure facility
Self-employed doctors who opt for floating interest rates can make part prepayment or foreclose the entire loan without paying an additional fee.
-
Minimal documentation
Balance transfer process on home loans can be time-consuming. We keep our document requirements to a minimum, ensuring a hassle-free process.
-
Externally benchmarked linked loans
You can opt for an interest rate that is linked to an external benchmark, such as the Repo Rate, and benefit during favourable market trends.
-
Online account management
You can access your loan status and EMI schedule online and download your statement of account, and other documents on our customer portal - My Account.