How to apply for the Insta EMI Card
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Eligibility criteria on to apply for Insta EMI Card
To apply for the Insta EMI Card, you must meet some basic eligibility requirements, including:
- Indian nationality
- Age between 21 – 65 years
- Regular income source
- Good credit score per Bajaj Finserv risk policies
You should also be able to furnish the necessary documents, including PAN and Aadhaar card details for KYC verification.
Check detailed documents required for Insta EMI Card
Depending on your eligibility, you might qualify for a Bajaj Finserv Insta EMI Card limit of up to Rs. 3 lakh as a pre-qualified card loan offer amount. Enter your mobile number and OTP to check your eligibility now!
Frequently asked questions
Getting a Bajaj Finserv Insta EMI Card is quite easy with an online application. If you have a regular income and have a good credit score, you can apply for the card online by clicking here. As it is a digital card, you can access it instantly on our customer portal section "My Account" and avail of its benefits as soon you get it.
How to apply
- Click on Apply on top of this page.
- Enter your 10-digit mobile number and verify that with the OTP sent to your phone
- Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code
- Select your employment type and gender
- Click on proceed and check your pre-qualified card loan offer amount
- Verify your KYC using your Aadhaar Card or DigiLocker
- Post successful KYC, check your card loan offer amount details
- Select and apply a promo code of your choice and pay a one-time joining fee of Rs. 530/- (inclusive of applicable taxes)
- After successful payment, view your card details on the Bajaj Finserv app
No documentation submission is required when you have your Bajaj Finserv Insta EMI Card. Simply authenticate your purchase with the OTP sent to your registered mobile number, and you're good to go.
You can use the Insta EMI Card to shop from merchants across various other 1.5 LAKH online and offline partner stores like
- Amazon
- Flipkart
- Croma Store
- Home Centre
- Poorvika Mobiles
- Sangeetha Mobiles
- MakeMyTrip
- Easemytrip
- Goibibo
- Unacdamey
- Godrej
- OnePlus
- Flo Mattress
- realme
- Voltas
Approval for the Bajaj Finserv Insta EMI Card is instant upon successful application and verification, allowing immediate use for shopping.
The Insta EMI Card is not free; a one-time joining fee is charged during activation, typically around Rs. 530 inclusive of taxes.
A reliable repayment history and a good CIBIL Score per Bajaj Finserv risk policies are required for approval.
Your Insta EMI Card may be blocked due to missed payments, poor credit history, or failure to meet eligibility criteria.
To improve your eligibility, ensure a stable income, maintain a good credit score, and provide accurate documentation during application.
