In Delhi, gold carries profound cultural significance, representing prosperity, tradition, and elegance. This appreciation for gold becomes especially apparent during weddings and festivals, where elaborate gold jewellery adorns both men and women, showcasing the city's rich craftsmanship and artistic heritage.
Get a gold loan in Delhi from Bajaj Finance and manage various financial requirements with ease. Get a gold loan per gram at competitive interest rates, multiple repayment options, and more.
Why is gold loan a feasible borrowing mode in Delhi?
Availing a gold loan in Delhi is a popular choice for many residents seeking quick and hassle-free financial assistance. These loans offer flexibility and convenience, allowing individuals to leverage their gold assets without relinquishing ownership. With transparent terms and minimal documentation requirements, gold loans in Delhi provide a convenient solution for meeting various financial needs, from emergency expenses to investment opportunities.
So, if you are looking for quick funds, the Bajaj Finserv Gold Loan offers you an easy and hassle-free option. You can avail funds starting from Rs. 5,000 up to Rs. 2 crore with interest rates starting at just 9.50% p.a. With our gold loan, you can meet all your planned and unplanned expenses with great ease. Our gold loan offers several benefits.
Benefits and features of gold loans in Delhi
Here are some benefits of taking gold loans in Delhi:
- Part-release facility
With our part-release facility, you can repay a part of your loan and take part of your gold jewellery back before the end of your loan tenure. - No part-prepayment or foreclosure fee*
Repay a part of your loan in advance or pay the entire amount at no extra cost. - Transparent evaluation
We use the most advanced karat metres across all our branches to make sure you get the most value for your gold. - Free insurance for gold
Our free insurance covers against theft or misplacement of your gold jewellery while it is in our custody. - Convenient repayment options
We offer multiple repayment options where you may choose to pay interest on a monthly, bi-monthly, quarterly, half-yearly, or annual basis as per your convenience. Please note that the principal amount and pending interest, if any, will be due for payment at the time of loan maturity. - Easy application process
Apply for a gold loan online. Our representatives will help you with your application when you visit our Gold Loan branch in your city. - Gold loan of up to Rs. 2 crore
We offer instant gold loans starting from Rs. 5,000 up to Rs. 2 crore. You can choose the amount that suits you best from the offer extended to you. - 800 branches and growing
We have recently opened 60 new branches and are adding more across India. We are also opening new branches in the cities that we operate in.
Eligibility criteria to avail gold loans in Delhi
Anyone can apply for a gold loan for a variety of purposes, including farming, business needs, medical emergencies, and more, as long as they meet the basic eligibility criteria for gold loan. The process is simple and accessible, provided the applicant is an Indian citizen aged between 21 and 70 years. Meeting these requirements ensures that your application is processed smoothly, allowing you to unlock the value of your gold to meet your financial needs.
Documents required to get gold loans in Delhi
- • Aadhaar card
- Voter ID card
- Passport
- Driving licence
- NREGA job card
- Letter issued by National Population Registration
Though the PAN card is not a mandatory requirement, if you apply for a gold loan of Rs. 5 lakh or above you will be asked to submit your PAN card as well.
Gold loan interest rates and charges in Delhi
With us, you can get a gold loan interest rate starting at just 9.50% per annum. You can stay assured of zero hidden charges with our 100% transparent terms and conditions.
Know all about our fees and charges before applying.
Why choose Bajaj Finance to avail a gold loan in Delhi?
Bajaj Finance offers a hassle-free application process, requiring minimal documentation and ensuring quick approval, making it an ideal choice for those in urgent need of funds. With additional benefits like multiple repayment options and transparent terms, we ensure a smooth and customer-focused borrowing experience, making it the preferred choice for availing of a gold loan in Delhi.
How to apply for a gold loan in Delhi?
Here is a detailed guide to apply for a gold loan.
- Click on “Apply” to initiate online application.
- Enter your 10-digit mobile number and click on “Get OTP.”
- Submit the OTP to verify your identity.
- Fill in your personal details and select the nearest gold loan branch.
- Download In-principle loan eligibility letter.
Once done, you will receive a call from our representative to confirm your appointment and guide you on the next steps.
Why is a gold loan a suitable credit option in Delhi?
A gold loan is a highly suitable credit option in Delhi due to its easy accessibility and quick approval process. With rising financial needs, be it for business, medical emergencies, or personal expenses, individuals can leverage the value of their gold to secure immediate funds. Unlike traditional loans, gold loans don’t require a credit score check, making them ideal for those with limited or poor credit histories. Moreover, gold loans offer competitive interest rates, making them an affordable borrowing option. In a bustling city like Delhi, where business ventures, education, and healthcare expenses are common, a gold loan's flexibility and fast processing time make it a popular choice. The loan amount is determined by the value of the pledged gold, allowing borrowers to access significant funding without any hassle, making it an attractive credit solution for many.
Know more about gold loan in other cities
Visit the nearest Bajaj Finserv Gold Loan branch in your city.
