Insta EMI Card eligibility and documents

Read on to know the criteria required to apply for our Insta EMI Card

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Eligibility criteria and documents required for Bajaj Finserv Insta EMI Card

Anyone can get an Insta EMI Card as long as you meet the basic criteria mentioned below. If you meet the criteria, you will need a set of documents to complete your application process.

Eligibility criteria

  • Nationality: Indian
  • Age: 21 years to 65 years
  • Income: You must have a regular source of income
  • Credit score: As per Bajaj Finance risk policies

Documents required

  • PAN Card
  • Aadhaar Card number for KYC confirmation
  • Address proof

More details required to apply for the Insta EMI Card

Your personal information is required to determine if you can get an Insta EMI Card.

If you are interested in applying for the Bajaj Finserv Insta EMI Card, you’ll need to meet some basic eligibility criteria. To apply for the card, you must be an Indian citizen between 21 years and 65 years of age with a regular source of income and a good credit score. You’ll also need to provide some documents to complete your application process, including your PAN card, Aadhaar card number for KYC confirmation, address proof.

These factors are considered to check your eligibility and card limit.

  1. Age: The Bajaj Finserv EMI Card age limit is between the age of 21 years and 65 years.
  2. Regular source of income: Your Insta EMI Card limit will be determined according to your monthly income. There is a catch to this, though. If you already have many loans open, you can be given a lesser limit until you settle one of them.
  3. City: Depending on the city you reside in, your Insta EMI Card limit may differ. This is due to the fact that larger cities often have higher incomes than smaller cities.
  4. Credit rating: For us, your credit rating is the single most crucial consideration. Numerous organisations known as credit bureaus (TransUnion, CIBIL, Experian, etc.) keep track of all of your loans and credit cards as well as your history of payments to determine your credit score. A better credit score increases your chances of receiving the card as well as the sanctioned limit.
  5. Repayment history: Repaying your EMIs on time is a sign of financial responsibility. Your credit score increases when you pay your EMI on time. Your credit score decreases when you don’t make a monthly payment.

Still haven’t found what you’re looking for? Click on any of the links at the top of this page.

How to apply for the Insta EMI Card

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Step-by-step guide to applying for the Bajaj Finserv Insta EMI Card

  1. Enter your 10-digit mobile number and click on “GET IT NOW” on the top of the page.
  2. Enter the OTP and submit.
  3. Enter your full name and click on “Yes, Auto-Fetch Details”
  4. Verify your pre-filled personal details. Select your gender and employment type and click on “PROCEED”
  5. Click on proceed and check your pre-qualified card loan offer amount
  6. Click on Proceed to verify your KYC details.
  7. Post successful KYC, check your card loan offer amount details.
  8. Select and apply a promo code of your choice and pay a one-time joining fee of Rs. 530/-
  9. After successful payment, view your card details on the Bajaj Finserv app

Note: The online process may differ depending on whether you are a new customer or have an existing relationship with us.

Frequently asked questions

What is the minimum salary requirement for Bajaj Finserv Insta EMI Card?

There is no minimum salary requirement to apply for a Bajaj Finserv Insta EMI Card. As long as you have a regular source of income and a decent credit score, you are eligible. Complete the application process in no time and get yourself the Insta EMI Card to make your shopping more affordable.

How to get the Bajaj Finserv Insta EMI Card?

Getting a Bajaj Finserv Insta EMI Card is quite easy with an online application. If you have a regular income and have a good CIBIL Score, you can apply for the card online by clicking here. As it is a digital card, you can access it instantly on our customer portal section "My Account" and avail of its benefits as soon you get it.

How to apply

  • Click on Apply on top of this page.
  • Enter your 10-digit mobile number and verify that with the OTP sent to your phone
  • Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code
  • Select your employment type and gender
  • Click on proceed and check your pre-qualified card loan offer amount
  • Verify your KYC using your Aadhaar Card or DigiLocker
  • Post successful KYC, check your card loan offer amount details
  • Select and apply a promo code of your choice and pay a one-time joining fee of Rs. 530/-
  • After successful payment, view your card details on the Bajaj Finserv app

Who is eligible for the Bajaj Finserv Insta EMI card?

The Bajaj Finserv Insta EMI card eligibility is generally extended to individuals who are Indian citizens aged between 21 years and 65 years with a steady income source and a good credit history.

What documents are required for the Insta EMI Card?

To apply for the Insta EMI Card, you do not have to submit any physical documents. You typically need your PAN card and Aadhaar card details to apply for the card.

Am I eligible for the Insta EMI Card?

Eligibility for the Insta EMI Card is usually determined by factors like your age, income, credit score, and existing relationship with Bajaj Finserv.

How to check eligibility for Bajaj Finserv Insta EMI Card?

You can assess your eligibility for the Bajaj Finserv Insta EMI Card by visiting their official website or contacting their customer service with your personal and financial details.

Is having a PAN card mandatory for availing the Insta EMI Card?

No, submitting PAN is optional while availing the Insta EMI Card. You can apply and get the card without sharing PAN details.

Is it safe for me to share the information to avail of the Bajaj Finserv Insta EMI Card?

Sharing information for the Bajaj Finserv Insta EMI Card is generally safe, as long as you are using official and secure channels. Be cautious of scams and only provide information on the official website or authorised branches.

What merchant categories can the Insta EMI Card be used for?

You can use the Insta EMI Card to shop from merchants across various other 1.5 lakh+ online and offline partner stores like

What are the requirements for Insta EMI Card?

To apply for the Insta EMI Card, you must be an India citizen between 21 and 65 years of age with a regular source of income and a good credit score. You will also need your Aadhaar card number for KYC verification.

You can apply for the card by filling the online application form with your basic details, verifying your KYC, and paying a one-time joining fee of ₹530 (inclusive of applicable taxes).

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