Buy Inverter on EMI without Credit Card

Buy an inverter on EMI without a credit card using Insta EMI Card. Zero down payment, instant approval, and flexible EMI plans available. Power your home affordably with easy monthly payments!
Buy Inverter on EMI without Credit Card
3 min
25-Mar-2025
Power fluctuations have become a persistent challenge in Indian households, transforming inverters from a luxury to an absolute necessity. Imagine a sweltering summer day when electricity decides to play hide and seek, leaving your electronic devices and critical appliances vulnerable. The thought of investing in a quality inverter might seem financially daunting, especially when traditional financing options appear complex and restrictive.

Every Indian household understands the critical importance of uninterrupted power supply. From maintaining office productivity during work-from-home scenarios to preserving food in refrigerators and keeping essential medical equipment running, inverters have become more than just a backup power solution – they are a lifeline of modern living. However, the substantial upfront cost often creates a significant barrier for many families looking to secure reliable power backup.

This article will comprehensively explore how you can purchase an inverter on EMI without a credit card. By leveraging innovative financial solutions like the Bajaj Finserv Insta EMI Card, which makes technology accessible and affordable for every Indian household.

How to buy an inverter on EMI without a credit card

Purchasing an inverter on EMI without a traditional credit card has been revolutionised by the Bajaj Finserv Insta EMI Card. This comprehensive guide breaks down the process into simple, manageable steps:

  • Online shopping process: Navigate to your preferred e-commerce platform and select your desired inverter. Remember to compare specifications across different brands, consider power capacity, battery backup, warranty, and your specific requirements. During checkout, choose the Bajaj Finserv Insta EMI Card as your payment method. Select your preferred tenure, typically ranging from 1 to 60 months, based on your financial comfort. Finalise your purchase with an OTP.
  • Offline shopping process: Visit your nearest Bajaj Finserv partner store and browse the available inverters before making your selection. Inform the sales representative about your intention to purchase using the Insta EMI Card. Share your card details and choose a suitable EMI tenure that matches your monthly budget.
Benefits of buying an inverter on EMI with Insta EMI Card

The Bajaj Finserv Insta EMI Card transforms inverter purchasing into a seamless, financially smart experience:

  • Pre-qualified card loan offer amount of up to Rs. 3 lakh: This generous limit empowers consumers to select high-quality inverters without immediate financial strain. The pre-approved limit considers your credit history and income, providing a personalised financial solution that adapts to your specific purchasing power.
  • Easy, low-cost EMIS with minimal interest charges: Transform expensive inverter purchases into affordable monthly installments. The card offers competitive interest rates significantly lower than traditional personal loans, ensuring that technology remains accessible without creating financial stress.
  • Zero foreclosure charges: Provides unparalleled financial flexibility by allowing early loan closure without punitive charges. This feature ensures you can adjust your repayment strategy according to changing financial circumstances without additional penalties.
  • Flexible repayment options ranging from 1 – 60 months: Customise your repayment tenures with unprecedented flexibility. Whether you prefer shorter, more aggressive payment plans or extended tenures with lower monthly outgo, the Insta EMI Card accommodates diverse financial preferences.
  • Widespread acceptance: Your Insta EMI Card is valid across 1.5 lakh+ stores in more than 4,000 Indian cities.
  • Special festive promotions: Avail of zero down payment benefits during festive seasons and take home your inverter with no upfront payment.
Inverter brands and models available on EMI

ModelPriceEMI starting from
Luminous Zelio+ 1100Rs. 6,299Rs. 1,050
Genus MaxiLion 1000 VARs. 33,999Rs. 2,833
Luminous Inverter & Battery ComboRs. 25,690Rs. 4,282
V-Guard Prime 1150 Pure Sinewave 1000VARs. 6,399Rs. 711
Livguard LGS900i Pure Sine Wave Inverter 700 VARs. 4,699Rs. 783
V-Guard Smart Pro 1200 Pure Sine Wave 1000VARs. 7,599Rs. 844
Luminous Eco Volt Neo 1050 Pure Sine Wave 900VA/12VRs. 6,049Rs. 1,008
Microtek Luxe 1400 Pure Sine Wave 1100VA/12VRs. 7,009Rs. 1,168
Okaya Inverter & Battery Combo (Smart Wave QSW 1175 12VRs. 13,701Rs. 2,284
EXIDE INVERTERZ Star(STAR12V1125) 12VRs. 5,900Rs. 983


Looking to buy the best inverter on EMI? Check your Insta EMI Card offers now!

Documents required for Insta EMI Card

Essential documents for the Insta EMI Card include:

  • PAN card
  • Aadhaar card for KYC confirmation
Eligibility criteria for Insta EMI Card

Key eligibility requirements:

  • Indian national citizenship
  • Age range strictly between 21 and 65 years
  • Regular income source
  • Good credit score per Bajaj Finserv risk policies
How to apply for the Insta EMI Card

Online application process

  • On the Insta EMI Card page, enter your registered mobile number
  • Complete OTP-based authentication
  • Fill comprehensive application form
  • Upload scanned document copies
  • Pay one-time joining fee of Rs. 530
  • Receive instant approval notification
Offline application process

  • Locate nearest Bajaj Finserv partner store
  • Carry complete set of documents
  • Meet customer relationship executive
  • Complete in-person application
  • Undergo quick verification process
  • Pay joining fee and have your card activated for use
Conclusion

Upgrade your power backup strategy with the Bajaj Finserv Insta EMI Card. Experience unparalleled financial flexibility, technological empowerment, and seamless purchasing. Check your pre-approved offer now and revolutionise your power management solution!

Frequently asked questions

Can I buy an inverter on EMI?
Yes, the Bajaj Finserv Insta EMI Card provides flexible EMI options for. Check your pre-approved offer for instant financing!

Which brands of inverters can I buy on EMI?
Your Bajaj Finserv Insta EMI Card is accepted across all major e-commerce platforms and across 1.5 lakh+ partner stores nationwide, housing the top-brands of inverters.

Are there any interest-free EMI options for buying an inverter?
You can buy your inverter with minimal interest charges on Easy EMI with your Insta EMI Card. Check your eligibility now!

How can I apply for an EMI plan to buy an inverter?
Use your Bajaj Finserv Insta EMI Card to purchase the inverter of your choice and select a repayment tenure between 1 and 60 months that fits within your monthly budget. Your purchase will be split into Easy EMIs with minimal interest, allowing you to buy now and pay later comfortably.

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Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Low Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.
Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

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Disclaimer

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