Every Indian household understands the critical importance of uninterrupted power supply. From maintaining office productivity during work-from-home scenarios to preserving food in refrigerators and keeping essential medical equipment running, inverters have become more than just a backup power solution – they are a lifeline of modern living. However, the substantial upfront cost often creates a significant barrier for many families looking to secure reliable power backup.
This article will comprehensively explore how you can purchase an inverter on EMI without a credit card. By leveraging innovative financial solutions like the Bajaj Finserv Insta EMI Card, which makes technology accessible and affordable for every Indian household.
How to buy an inverter on EMI without a credit card
Purchasing an inverter on EMI without a traditional credit card has been revolutionised by the Bajaj Finserv Insta EMI Card. This comprehensive guide breaks down the process into simple, manageable steps:
- Online shopping process: Navigate to your preferred e-commerce platform and select your desired inverter. Remember to compare specifications across different brands, consider power capacity, battery backup, warranty, and your specific requirements. During checkout, choose the Bajaj Finserv Insta EMI Card as your payment method. Select your preferred tenure, typically ranging from 1 to 60 months, based on your financial comfort. Finalise your purchase with an OTP.
- Offline shopping process: Visit your nearest Bajaj Finserv partner store and browse the available inverters before making your selection. Inform the sales representative about your intention to purchase using the Insta EMI Card. Share your card details and choose a suitable EMI tenure that matches your monthly budget.
The Bajaj Finserv Insta EMI Card transforms inverter purchasing into a seamless, financially smart experience:
- Pre-qualified card loan offer amount of up to Rs. 3 lakh: This generous limit empowers consumers to select high-quality inverters without immediate financial strain. The pre-approved limit considers your credit history and income, providing a personalised financial solution that adapts to your specific purchasing power.
- Easy, low-cost EMIS with minimal interest charges: Transform expensive inverter purchases into affordable monthly installments. The card offers competitive interest rates significantly lower than traditional personal loans, ensuring that technology remains accessible without creating financial stress.
- Zero foreclosure charges: Provides unparalleled financial flexibility by allowing early loan closure without punitive charges. This feature ensures you can adjust your repayment strategy according to changing financial circumstances without additional penalties.
- Flexible repayment options ranging from 1 – 60 months: Customise your repayment tenures with unprecedented flexibility. Whether you prefer shorter, more aggressive payment plans or extended tenures with lower monthly outgo, the Insta EMI Card accommodates diverse financial preferences.
- Widespread acceptance: Your Insta EMI Card is valid across 1.5 lakh+ stores in more than 4,000 Indian cities.
- Special festive promotions: Avail of zero down payment benefits during festive seasons and take home your inverter with no upfront payment.
Model | Price | EMI starting from |
Luminous Zelio+ 1100 | Rs. 6,299 | Rs. 1,050 |
Genus MaxiLion 1000 VA | Rs. 33,999 | Rs. 2,833 |
Luminous Inverter & Battery Combo | Rs. 25,690 | Rs. 4,282 |
V-Guard Prime 1150 Pure Sinewave 1000VA | Rs. 6,399 | Rs. 711 |
Livguard LGS900i Pure Sine Wave Inverter 700 VA | Rs. 4,699 | Rs. 783 |
V-Guard Smart Pro 1200 Pure Sine Wave 1000VA | Rs. 7,599 | Rs. 844 |
Luminous Eco Volt Neo 1050 Pure Sine Wave 900VA/12V | Rs. 6,049 | Rs. 1,008 |
Microtek Luxe 1400 Pure Sine Wave 1100VA/12V | Rs. 7,009 | Rs. 1,168 |
Okaya Inverter & Battery Combo (Smart Wave QSW 1175 12V | Rs. 13,701 | Rs. 2,284 |
EXIDE INVERTERZ Star(STAR12V1125) 12V | Rs. 5,900 | Rs. 983 |
Looking to buy the best inverter on EMI? Check your Insta EMI Card offers now!
Documents required for Insta EMI Card
Essential documents for the Insta EMI Card include:
- PAN card
- Aadhaar card for KYC confirmation
Key eligibility requirements:
- Indian national citizenship
- Age range strictly between 21 and 65 years
- Regular income source
- Good credit score per Bajaj Finserv risk policies
Online application process
- On the Insta EMI Card page, enter your registered mobile number
- Complete OTP-based authentication
- Fill comprehensive application form
- Upload scanned document copies
- Pay one-time joining fee of Rs. 530
- Receive instant approval notification
- Locate nearest Bajaj Finserv partner store
- Carry complete set of documents
- Meet customer relationship executive
- Complete in-person application
- Undergo quick verification process
- Pay joining fee and have your card activated for use
Upgrade your power backup strategy with the Bajaj Finserv Insta EMI Card. Experience unparalleled financial flexibility, technological empowerment, and seamless purchasing. Check your pre-approved offer now and revolutionise your power management solution!