Bajaj Finserv in your city
Mumbai, the capital city of Maharashtra, is the country’s financial capital and the world’s 6th most populous metropolitan area. Several industries contribute to the economic growth of the city.
Obtain sizeable funding for your company with a personalised business loan in Mumbai.
Features and benefits
-
Tenor up to 8 years
Repayment of a business loan is easier as Bajaj Finserv offers tenors up to 96 months.
-
Easy online accessibility
Get access to loan information like due dates, EMIs, outstanding principal, and more via our customer portal – Experia.
-
Zero collateral
With no collateral against the fund, apply for a Bajaj Finserv Business Loan without any risk.
-
Pre-approved offers
Check your pre-approved offers by providing details like name and contact number only.
-
High-value financing
Avail up to Rs. 80 lakh to invest in your business effortlessly. Enjoy unrestricted end-use.
-
Flexi loans
Reduce your EMIs by up to 45%* and enjoy repayment ease with the Flexi loan facility.
Known as the city of dreams, Mumbai houses the highest number of billionaires and millionaires in India. In terms of global financial flow, this city ranks among the top 10 centres of commerce in the world. Mumbai contributes around 70% of capital transactions to the economy of India. Besides, a few of the country’s premier nuclear and scientific institutes are located here. The industrial and economic opportunities attract people from across India to Mumbai.
Bajaj Finserv, one of the leading NBFCs, provides personalised business loans in Mumbai. Self-employed individuals can borrow high-value credit of up to Rs. 80 lakh to address diverse needs in business. They can lease a new office, invest in modern equipment, hire fresh talent, renovate the office space and do more.
*Terms and conditions apply
Documentation and eligibility criteria
-
Age
18 to 80*
(*Age should be 80 at Loan Maturity)
-
Nationality
Resident Indian
-
CIBIL score
685 and above
-
Business vintage
At least 3 years
Try to keep your current financial obligations to a minimum. Also, pay off existing debts to improve your repayment capability and chances of approval from Bajaj Finserv. Match the eligibility criteria and submit the business loan documents required to apply for a business loan.
Interest rates and charges
Upgrade your business with a loan at a nominal business loan interest rate and also know the other charges associated.
Frequently asked questions
Easily reduce the hassle of repayment by choosing a Flexi loan facility. Here, withdraw multiple times and repay the outstanding principal at your convenience. Also, the interest is charged only on the withdrawn funds, thereby lowering EMIs by up to 45%.*
A Bajaj Finserv Business Loan is not risky as no collateral is needed.
While the business turnover ratio isn’t a mandatory criterion, it strengthens your profile by reflecting your business’ profitability and growth.
The closer you are to 900, the better are your chances of approval. Ideally, your score must be above 685.
The approved amount is credited to a borrower’s account within 48 hours only.