Bajaj Finserv in your city
Kolhapur is an ancient city renowned for its numerous forts, historical monuments, and other tourist sites. Invest in the expansion of your enterprise in this city with a business loan in Kolhapur. Bajaj Finserv provides borrower-friendly features and attractive benefits with these loans. To know more, read on.
Features and benefits
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Pre-approved offers
Existing customers may be eligible for pre-approved offers, which helps them get funds more quickly.
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Finance up to Rs. 80 lakh
Use our Business Loan EMI Calculator to assess your repayment capacity and apply for a high-value loan accordingly.
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Multiple tenor options
Repay the loan conveniently with a long tenor of up to 96 months.
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Unsecured loan
Apply without collateral as Bajaj Finserv offers unsecured business loans in Kolhapur.
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Flexi loan facility
Choose the unique Flexi loan facility and lower your EMIs by up to 45%.*
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Online account access
Track your loan details on the go with our customer portal – Experia.
Kolhapur is South Maharashtra’s largest city and has a flourishing economy. Manage various expenses like business expansion, renovation, and machinery purchase effortlessly with a business loan in Kolhapur. Transparent terms and conditions with no collateral requirements make this loan easy to apply for and get.
*Conditions apply
Documentation and eligibility criteria
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Citizenship
Resident citizen of India
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Age
18 to 80*
(*Age should be 80 at Loan Maturity)
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Business vintage
Minimum 3 years
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Income tax returns
Must be filed for at least 1 year
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CIBIL score
Check your CIBIL Score for FREE685 and above
Bajaj Finserv requires minimal paperwork to complete the business loan application process. For the complete list of documents needed, click here.
Interest rates and charges
Bajaj Finserv levies affordable rates of interest and nominal fees on business loans to make them more affordable. For the complete list of charges, click here.
Frequently asked questions
A Bajaj Finserv Business Loan comes with no end-use restriction. Some of its purposes can be:
- Renovation of office premises
- Opening a new branch
- Leasing a larger workspace
- Buying machinery
- Hiring seasonal employees
- Upgrading systems
The easiest way to calculate your monthly instalments is by using the Bajaj Finserv Business Loan EMI Calculator. It requires no manual effort and computes results based on the following formula:
EMI = P x R x (1 + R) ^ N/[(1 + R) ^ N – 1]
Here, P denotes principal, R denotes interest rate, and N denotes repayment tenor.
Self-employed professionals, self-employed non-professionals, and entities can avail of a business loan. However, applicants must fulfil the eligibility criteria when applying.
A few types of business loans are:
- Machinery loans
- SME and MSME loans
- Working capital loans
- Business loans for women
