Features and benefits

  • Zero collateral needed

    Zero collateral needed

    There is no need to pledge any asset to avail of funding for your service enterprise.

  • Quick processing

    Quick processing

    Simply meet the eligibility criteria and get loan approval within 48 hours*.

  • Flexi benefits

    Flexi benefits

    Avail of the unique Flexi Loan facility. This feature allows you to withdraw freely at no additional cost.

  • Swift disbursal

    Swift disbursal

    Submit minimal documentation and benefit from money-in-bank in just 48 hours* after approval.

  • Personalised loan deals

    Personalised loan deals

    For quick and easy access to funds, check for a pre-approved offer.

  • Easy repayment

    Easy repayment

    We offer tenure ranging from 12 months to 96 months to suit your repayment capacity.

  • Online loan management

    Online loan management

    Easily manage your loan account, anytime, anywhere, with our customer portal – My Account.

Business loan for service enterprises

As a business owner in the service enterprise industry, you should not compromise on infrastructure or equipment. To get what you need for your business to grow, you might require external funding. The Bajaj Finserv Business Loan for service is an option you can rely on. You can get up to Rs. 80 lakh* to comfortably meet any business-related expenses to take your service enterprise to the next level.
(*inclusive of Insurance premium, VAS charges, documentation charges, Flexi fees, and processing fees)

We offer a range of solutions to meet your industry-specific needs. Here are some of the specialised offerings that we provide:

  1. Business and working capital loans for hotel owners.
  2. Business loan for boutique owners.
  3. Business loan for software development and media agencies.
  4. Business loan for courier companies.
  5. Business and working capital loans for mobile handset dealers.
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Eligibility criteria and documents required

Bajaj Finance offers Business Loans to service enterprises on easy-to-meet eligibility criteria for business loan. Further, we require minimal documentation only.

  • Age

    Age

    18 to 80*
    (*age should be 80 at loan maturity).

  • Nationality

    Nationality

    Indian

  • CIBIL Score

    CIBIL Score

    685 or higher

  • Work status

    Work status

    Self-employed

  • Business vintage

    Business vintage

    At least 3 years

You will need the following documents to apply

  • KYC documents - Aadhaar/ passport/ voter’s ID/ driving license/ letter from NPR/ NREGA job card
  • PAN card
  • Proof of business ownership
  • Other financial documents

How to apply

The steps to apply for the Bajaj Finserv Business Loan for service enterprises are simple:

  1. 1 Click on the ‘APPLY' button on this page.
  2. 2 Enter your 10-digit mobile number and OTP.
  3. 3 Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code.
  4. 4 Once you enter all your details, please click on ‘PROCEED’ to visit the loan selection page.
  5. 5 Enter the loan amount that you need. Choose from our three business loan variants – Term, Flexi Term, and Flexi Hybrid. 
  6. 6 Choose the repayment tenure – you can select tenure options of 12 months to 96 monthsand click on ‘PROCEED’. 
  7. 7 Complete your KYC and submit your business loan application.

Our representative will guide you on the next steps. The loan amount will be transferred to your bank account upon verification of your documents.

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

GET THE APP

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

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