Shopping has never been easier with the best EMI shopping app that lets you buy now and pay later in simple monthly instalments. The Bajaj Finserv Insta EMI Card takes convenience to the next level, offering pre-qualified card loan offer amount limits to shop for electronics, furniture, fashion, and more across a vast network of partner stores. With this card, you can enjoy zero down payment on select products, competitive pricing, and flexible repayment tenures. Whether you're buying online or in-store, the Bajaj Finserv EMI Network ensures a hassle-free experience with exciting cashback offers and exclusive deals. Start shopping smart today and manage your finances effortlessly with the Bajaj Finserv Insta EMI Card!
What is an EMI Shopping app?
An EMI Shopping App lets you buy your favorite products now and pay later in easy installments. These apps offer flexible payment options, making shopping more affordable and convenient.
Shopping apps like Amazon and Flipkart have revolutionized the way we shop. Whether you’re browsing for the latest fashion trends or hunting for the best deals on gadgets, these platforms offer variety, convenience, and exciting discounts. And, with the Bajaj Finserv Insta EMI Card, you can take your shopping experience on these apps to the next level.
The Bajaj EMI App for Online Shopping is simple and hassle-free with its Insta EMI Card. Here’s how it works:
1. Get Started
- Download the Bajaj Finserv App and sign up.
- Apply for the Insta EMI Card in a few easy steps.
2. Shop with EMI
- Browse partner stores online or visit offline stores.
- Select your desired product and choose the EMI option.
- Pick a flexible repayment tenure that suits your budget.
3. Manage Your EMIs
- Track your outstanding balance and payment dates in the app.
- Make easy repayments without financial strain.
4. Get Support Anytime
- Need help? Bajaj Finserv offers quick customer support for any queries.
With the Easy EMI option, you can shop for high-value products without worrying about large upfront payments.
Features and benefits of using the Insta EMI Card on EMI shopping app
The Bajaj Finserv Insta EMI Card liberates you from the shackle of immediate payments. You can buy your desired product now, and pay for it later in easy monthly instalments. Here’s a closer look at the features and benefits of the Insta EMI Card:
- Pre-qualified limit: Depending on your eligibility, you can receive a generous pre-qualified card loan limit of up to Rs. 3 lakh. This limit acts as your virtual credit line, allowing you to make purchases without having to pay immediately.
- Wide network: The card is accepted across more than 4,000 cities across India at 1.5 lakh+ partner stores and all major e-commerce websites and apps. Whether you’re shopping online or offline, you can shop on EMIs without any hassles.
- Zero down payment: During festive seasons or special promotions, you can avail of zero down payment schemes. This means you don’t have to pay anything up front when making your purchase.
- Flexible repayment terms: Convert your purchases into monthly instalments over flexible repayment tenures of over 1 to 60 months.
- Nil foreclosure charges: You can pay off your loan early without worrying about foreclosure charges.
- Credit score boost: Contribute positively to your creditworthiness with regular and punctual EMI payments.
Eligibility criteria for the Bajaj Finserv Insta EMI Card
- Indian national
- Between 21 years and 65 years of age
- With a regular source of income
- With a good credit score per Bajaj Finserv risk policies
- Possessing valid documentation, including PAN and Aadhaar cards, proof of address, and bank account information and IFSC code for e-mandate registration
Read more: Check documents required for insta emi card
How to apply for Insta EMI Card
If you meet the basic eligibility criteria, you need to understand how to apply for Insta EMI Card, You can apply for EMI Card through an easy online or offline process. Choose the online method for instant approval via the Bajaj Finserv app or website, or visit a partner store for offline application.
- Online application
- Visit the Bajaj Finserv website
- Enter your mobile phone number and complete the OTP verification process
- Fill in the necessary personal, employment, and banking related details to discover your pre-qualified limit
- Complete the KYC verification process
- Pay the one-time joining fee
- Offline application
- At a Bajaj Finserv partner store, just prior to purchase, opt for in-store financing
- Ensure you carry the necessary documentation along so that the store representative can assist you and verify the documents
- Once approved, pay the one-time joining fee to have your card issued and ready-to-use
- Your dream smartphone, that cosy recliner, or the latest fashion trends – they’re all within reach. So, go ahead, explore, indulge, and shop smartly with the Bajaj Finserv Insta EMI Card. Apply today!
Check also
| EMI full form | BNPL | POS full form |
