Online shopping has become an integral part of our daily lives. From fashion to electronics, groceries to home appliances, we can buy almost anything with just a few clicks. But, what if this convenience could come at a more affordable cost that aligned with your budget? That’s where the Bajaj Finserv Insta EMI Card comes in. Let’s explore how this financial tool can be your gateway to hassle-free shopping on EMI.
Overview
Shopping apps like those from Amazon and Flipkart have revolutionised the way we shop. Whether you’re browsing for the latest fashion trends, or hunting for the best deals on gadgets, these apps offer convenience, variety, and exciting discounts. And, with the Bajaj Finserv Insta EMI Card, you can take your shopping experience on these apps to the next level.
How EMI shopping on the Bajaj Finserv App works
The Bajaj Finserv app streamlines the EMI shopping process with its Insta EMI Card. Users can easily register, apply for the card, and browse partner stores online or offline. By selecting products and choosing flexible repayment tenures, users can make purchases without straining their budgets.
Once a purchase is made, the app allows users to manage their EMIs efficiently, providing an overview of outstanding balances and payment dates. With options like Easy EMI, Bajaj Finserv makes high-value shopping affordable. Customer support is readily available for any queries, ensuring a smooth and hassle-free shopping experience.
Features and benefits of using the Insta EMI Card for shopping
The Bajaj Finserv Insta EMI Card liberates you from the shackle of immediate payments. You can buy your desired product now, and pay for it later in easy monthly instalments. Here’s a closer look at the features and benefits of the Insta EMI Card:
- Pre-qualified limit: Depending on your eligibility, you can receive a generous pre-qualified card loan limit of up to Rs. 3 lakh. This limit acts as your virtual credit line, allowing you to make purchases without having to pay immediately.
- Wide network: The card is accepted across more than 4,000 cities across India at 1.5 lakh+ partner stores and all major e-commerce websites and apps. Whether you’re shopping online or offline, you can shop on EMIs without any hassles.
- Zero down payment: During festive seasons or special promotions, you can avail of zero down payment schemes. This means you don’t have to pay anything up front when making your purchase.
- Flexible repayment terms: Convert your purchases into monthly instalments over flexible repayment tenures of over 1 to 60 months.
- Nil foreclosure charges: You can pay off your loan early without worrying about foreclosure charges.
- Credit score boost: Contribute positively to your creditworthiness with regular and punctual EMI payments.
Eligibility criteria for the Bajaj Finserv Insta EMI Card
- Indian national
- Between 21 years and 65 years of age
- With a regular source of income
- With a credit score of 720 or higher
- Possessing valid documentation, including PAN and Aadhaar cards, proof of address, and bank account information and IFSC code for e-mandate registration
How to apply for Insta EMI Card
If you meet the basic eligibility criteria, follow either one of these routes to gain instant approval:
- Online application
- Visit the Bajaj Finserv website
- Enter your mobile phone number and complete the OTP verification process
- Fill in the necessary personal, employment, and banking related details to discover your pre-qualified limit
- Complete the KYC verification process
- Pay the one-time joining fee
- Offline application
- At a Bajaj Finserv partner store, just prior to purchase, opt for in-store financing
- Ensure you carry the necessary documentation along so that the store representative can assist you and verify the documents
- Once approved, pay the one-time joining fee to have your card issued and ready-to-use
- Your dream smartphone, that cosy recliner, or the latest fashion trends – they’re all within reach. So, go ahead, explore, indulge, and shop smartly with the Bajaj Finserv Insta EMI Card. Apply today!
Check also:
| EMI full form | BNPL | POS full form |
