Bank of Maharashtra, a public sector bank in India, offers a variety of financial products including credit cards, debit cards, loans, and investment schemes. Established in 1906, it has grown into a major bank with branches across India and offices internationally.

Bank of Maharashtra offers a variety of credit cards to suit different spending habits and lifestyles.

Types of Bank of Maharashtra credit cards

Bank of Maharashtra offers two credit cards in collaboration with the State Bank of India (SBI):

• Bank of Maharashtra SBI Gold credit card: This card is a good option for those who are new to credit cards or have a limited credit history. It has a lower annual fee of Rs. 499 and offers reward points on everyday purchases.
• Bank of Maharashtra SBI Platinum credit card: This card offers more benefits and rewards than the Gold card, but it also has a higher annual fee of Rs. 2,999. It is a good option for those who spend more on their credit cards and want to earn more rewards.

Steps to check your Bank of Maharashtra credit card bill on Bajaj Finserv

1. Download the Bajaj Finserv app or visit the Bajaj Finserv website (https://www.bajajfinserv.in/)
2. Log in to your account using your credentials
3. Navigate to the ‘BILLS AND RECHARGES’ section under ‘PAYMENTS’
4. Look for ‘CREDIT CARD BILLS’ and select your credit card issuer
5. Enter your credit card number and click on ‘FETCH BILL’ to view your statement

Breakdown of Bank of Maharashtra credit card statement

• Account information: This section includes your name, account number, statement period, and due date.
• Summary of account: This section provides a quick overview of your credit card activity, including:
• Previous statement balance: The outstanding balance is carried forward from the previous billing cycle.
• New purchases and cash advances: Total amount spent using the credit card for purchases and ATM withdrawals during the current billing cycle.
• Payments and credits: Total amount paid towards your credit card bill during the current billing cycle, including any refunds or credits received.
• Minimum amount due: The minimum amount that you need to pay by the due date to avoid late payment fees.
• Current statement balance: The total amount due on your credit card after accounting for all the transactions in the current billing cycle.
• Transaction details: This section lists all your individual transactions during the billing period. It typically includes:
• Date: The date the transaction occurred.
• Merchant name: The name of the business where you made the purchase.
• Amount: The amount spent for each transaction.
• Description: A brief description of the transaction (might not be available for all transactions).

Customers need to ensure timely and hassle-free payments for their credit card bills to avoid late fees and interest charges. You can pay your credit card bill using the Bajaj Pay platform on Bajaj Finserv. Bajaj Finserv uses the Bajaj Pay platform to make paying bills easier for customers. It is like a one-stop shop for hassle-free and straightforward bill payments.

Benefits of paying Bank of Maharashtra credit card bill on Bajaj Finserv

When paying for your Bank of Maharashtra credit card bill through the Bajaj Finserv BBPS platform, you can avail of the following benefits: 

• Quick and hassle-free
  With Bajaj Finserv BBPS platform, you can pay your Bank of Maharashtra credit card quickly and effortlessly.
• Safe and secure
  Bajaj Finserv provides a safe and secure payment platform on Bajaj Pay. Your payment details are secure with the platform’s robust security measures.
• Multiple payment options
  Bajaj Finserv offers multiple payment options, including debit card, credit card, net banking, and UPI. This allows you to choose the payment method that suits you best.
• Instant confirmation
  After making the payment, the platform immediately confirms the payment through an email and SMS.

Modes of payment 

The Bajaj Finserv Bajaj Pay platform offers a range of convenient payment options to pay your credit card bill. Let us explore the available modes: 

• Credit card/debit card: This is a widely accepted and convenient option. You can make payments using your Visa, Mastercard, or Maestro card issued by any bank in India.
• Net banking: If you prefer online bank transfers, Bajaj Finserv integrates with major banks across India. Simply select your bank from the list and utilise your existing net banking credentials for secure payments.
• Bajaj Pay UPI: This option leverages the Unified Payments Interface (UPI) for instant fund transfers. It is a secure and fast way to pay directly from your bank account using a UPI app.
• Bajaj Pay Wallet: Bajaj Finserv also offers its own digital wallet - Bajaj Pay Wallet. If you have a Bajaj Pay account, you can easily make payments using the balance stored in your wallet.

Pay other banks credit card bill payment 

Apart from Bank of Maharashtra credit card bill payment, Bajaj Finserv also lets you pay other banks' credit card bills. You can pay credit card bills of various banks such as BOB | HDFC | SBI | HDFC | IndusInd | Kotak | CITI | AMEX | AXIS | RBL | YES.

Here is how you can pay your Bank of Maharashtra credit card bill on the Bajaj Finserv website:

1. Visit the Bajaj Finserv website or click on https://www.bajajfinserv.in/
2. Go to the ‘BILLS AND RECHARGES’ under the ‘PAYMENTS’ section
3. Under the ‘FINANCIAL SERVICES AND TAXES’ section, select ‘CREDIT CARD BILLS’
4. Choose your credit card issuer as ‘BANK OF MAHARASHTRA’
5. Enter your credit card number and click on ‘FETCH YOUR BILL’
6. Select your preferred payment mode
7. Make the payment to pay the bill successfully

Fees and charges

Depending on the transaction amount and payment mode, a convenience fee of up to 2% (inclusive of applicable taxes) will be charged. For more information on fees and charges, click here.

Note: For failed transactions, the total amount, including charges except taxes, is reversed.