The Bajaj Finserv Super Credit Card, a collaborative offering from Bajaj Finserv and leading banks like RBL Bank and DBS Bank. It is designed to provide a wide range of benefits tailored to the diverse needs of modern consumers. It aims to offer not just transactional ease but also a host of value-added services that enhance the overall financial experience of cardholders. Here is an in-depth look at the features and benefits of the Bajaj Finserv Super Credit Card:

Key features

1. No Cost EMIs: One of the standout features of the Bajaj Finserv Super credit card is the ability to convert purchases into No Cost EMIs. This feature is particularly useful for high-value transactions, allowing cardholders to spread their payments over a period without incurring additional interest costs.
2. Reward points: The card offers a lucrative rewards program. Cardholders can earn reward points on every transaction, which can be redeemed for a variety of products, vouchers, and services. Specific categories like dining, entertainment, and online shopping often provide accelerated reward points.
3. Cashback offers: The card frequently comes with cashback offers on specific purchases, particularly in categories like groceries, fuel, and utility bill payments. These offers can significantly reduce the effective cost of purchases for cardholders.
4. Instant Loan: The card offers the facility to avail of an instant loan against the credit limit. This can be particularly useful in emergencies or for planned high-value expenses. The loan process is usually quick, with minimal documentation required.
5. Airport lounge access: Frequent travellers can benefit from complimentary access to airport lounges. This feature adds comfort and convenience to the travel experience, providing a place to relax and refresh while waiting for flights.
6. Fuel surcharge waiver: The card provides a waiver on fuel surcharges, making it a cost-effective option for those who frequently refuel their vehicles.
7. Insurance coverage: The Bajaj Finserv Super Credit Card often includes insurance benefits such as travel insurance, purchase protection, and fraud protection, offering an added layer of security to cardholders.

Steps to check your Bajaj Finserv Super credit card bill on Bajaj Finserv

1. Download the Bajaj Finserv app or visit the Bajaj Finserv website (https://www.bajajfinserv.in/)
2. Log in to your account using your credentials
3. Navigate to the ‘BILLS AND RECHARGES’ section under ‘PAYMENTS’
4. Look for ‘CREDIT CARD BILLS’ and select your credit card issuer
5. Enter your credit card number and click on ‘FETCH BILL’ to view your statement

How to understand your Bajaj Finserv Super credit card monthly statement

Your statement breaks down your spending for the month. Transactions are listed with details like date, merchant name, and amount. Key sections to focus on:

• Total purchases: This is your total spending for the month.
• Rewards earned: See points earned or cashback credited depending on your card variant.
• Minimum payment due: This is the amount you must pay by the due date to avoid late fees.
• Outstanding balance: This shows how much you owe after minimum payment is subtracted.
• Interest charges (if applicable): This section highlights any interest accrued on unpaid balances.

Customers need to ensure timely and hassle-free payments for their credit card bills to avoid late fees and interest charges. You can pay your credit card bill using the Bajaj Pay platform on Bajaj Finserv. Bajaj Finserv uses the Bajaj Pay platform to make paying bills easier for customers. It is like a one-stop shop for hassle-free and straightforward bill payments.

Benefits of paying Bajaj Finserv Super credit card bill on Bajaj Finserv

When paying for your Bajaj Finserv Super credit card bill through the Bajaj Pay platform, you can avail of the following benefits:

• Quick and hassle-free
  With Bajaj Finserv Bajaj Pay platform, you can pay your Bajaj Finserv Super credit card quickly and effortlessly.
• Safe and secure
  Bajaj Finserv provides a safe and secure payment platform on Bajaj Pay. Your payment details are secure with the platform’s robust security measures.
• Multiple payment options
  Bajaj Finserv offers multiple payment options, including debit card, credit card, net banking, and UPI. This allows you to choose the payment method that suits you best.
• Instant confirmation
  After making the payment, the platform immediately confirms the payment through an email and SMS.

Modes of payment

The Bajaj Finserv Bajaj Pay platform offers a range of convenient payment options to pay your credit card bill. Let us explore the available modes:

• Credit card/debit card: This is a widely accepted and convenient option. You can make payments using your Visa, Mastercard, or Maestro card issued by any bank in India.
• Net banking: If you prefer online bank transfers, Bajaj Finserv integrates with major banks across India. Simply select your bank from the list and utilise your existing net banking credentials for secure payments.
• Bajaj Pay UPI: This option leverages the Unified Payments Interface (UPI) for instant fund transfers. It is a secure and fast way to pay directly from your bank account using a UPI app.
• Bajaj Pay Wallet: Bajaj Finserv also offers its own digital wallet - Bajaj Pay Wallet. If you have a Bajaj Pay account, you can easily make payments using the balance stored in your wallet.

Pay other banks credit card bill payment

Apart from Bajaj Finserv DBS Bank Super credit card bill payment, Bajaj Finserv also lets you pay other banks' credit card bills. You can pay credit card bills of various banks such as BOB | HDFC | SBI | HDFC | IndusInd | Kotak | CITI | AMEX | AXIS | RBL | YES.

Here is how you can pay your Bajaj Finserv Super credit card bill on the Bajaj Finserv website:

1. Visit the Bajaj Finserv website or click on https://www.bajajfinserv.in/
2. Go to the ‘BILLS AND RECHARGES’ under the ‘PAYMENTS’ section
3. Under the ‘FINANCIAL SERVICES AND TAXES’ section, select ‘CREDIT CARD BILLS’
4. Choose your credit card issuer   as ‘BAJAJ FINSERV SUPER’
5. Enter your credit card number and click on ‘FETCH YOUR BILL’
6. Select your preferred payment mode
7. Make the payment to pay the bill successfully

Fees and charges

Depending on the transaction amount and payment mode, a convenience fee of up to 2% (inclusive of applicable taxes) will be charged. For more information on fees and charges, click here.

Note: For failed transactions, the total amount, including charges except taxes, is reversed.