5 min
22 June 2024
An occupancy certificate Haryana is a critical document. This is for when you are going to purchase or construct a building in Haryana. This document is quite essential, not just a formality. It is the proof that confirms that you own this property, and it is legally fit for occupation. This blog will delve into a comprehensive guide on why it is vital, how you can acquire an occupancy certificate and others.
Occupancy certificate Haryana revolutionises land record management and intersects with a loan against property by Bajaj Finance. Easy access to accurate land records through occupancy certificate Haryana allows financial institutions to confidently process home loan applications. This ensures smooth transactions for aspiring homeowners. Leveraging the transparency and efficiency of occupancy certificate Haryana, individuals seeking home loans navigate the process confidently with reliable land ownership documentation.
Legal validity - An OC or occupancy certificate is important for both buyers and purchasers. Without this, the occupancy of property is considered illegal, which leads to penalties and other issues. Moreover, an OC ensures that the property is safe, and has approved plans.
Property transactions - Buyers need the OC for property transactions. It confirms the property's legality and habitability, instilling confidence in buyers.
Resale and mortgaging - If you intend to sell or mortgage your property, an OC is crucial. Financial institutions and buyers demand this document to confirm legal compliance. Properties with OCs command a higher resale value.
Reducing penalties - An occupancy certificate alleviates the risk of having penalties imposed by the government.
Ensuring utilities - An occupancy certificate will ensure that your building gets necessary utilities. Such as gas, water supplies, etc.
Visit official website - Visit the official portal of the department of urban local bodies, Haryana.
Move to the next step - Navigate to the ‘Issuance of Occupation Certificate’ section. Click on the ‘Click here to apply’ button.
Fill needed details - Fill out the online application form with details. Such as applicant information, building type, building name, height, and area type.
Save it - Upload the necessary documents and click ‘Save’.
Obtain receipt - Receive an acknowledgement receipt upon submission.
Verify the document - The municipal corporation will verify your application. The authority will assess the application for risks. Low to moderate-risk applications may receive the certificate without a site inspection.
Get report - Upon approval, an inspection report will be generated. And charges will be communicated via SMS or email.
Undergo inspection - Buildings categorised as high risk will undergo inspection by the building inspector. Also, inspection details will be posted online. If discrepancies are found, the application may be rejected. It is vital to complete the payment process.
Review application - Check the final approval status of your application on the authority’s website.
Completion certificate: This is a document issued by the local authority certifying that the building construction has been completed according to approved plans and complies with all relevant building codes and regulations.
Approved building plan: The approved building plan sanctioned by the appropriate authority indicating the layout, construction details, floor plans, and other specifications of the building.
No objection certificate (NOC): NOCs from various departments such as the fire department, water supply department, environmental department, etc., confirming compliance with their respective regulations.
Property tax receipts: Receipts or documents confirming the payment of property taxes up to date.
Structural stability certificate: A certificate issued by a structural engineer confirming the structural stability and safety of the building.
Clearance certificates: Clearance certificates from various authorities for aspects such as electrical installations, water connections, and sewerage systems.
Occupancy application form: The completed application form for the occupancy certificate provided by the local authority.
Other supporting documents: Any additional documents or affidavits as required by the local authority.
Visit the official website of the concerned municipal corporation or development authority in Haryana.
Look for the section related to building permits, occupancy certificates, or property services.
Find the option to "Check Occupancy Certificate" or a similar title. It may be listed under a menu like "Online Services" or "Property Services."
Enter the required details such as the property address, application number, or other relevant information as prompted.
Submit the details and wait for the system to process the request.
Once processed, the online system should display the status of the occupancy certificate for the specified property. This may include details such as whether the certificate has been issued, pending, or any other relevant information.
You may also have the option to download or print the occupancy certificate if it has been issued and is available online.
If you encounter any issues or need further assistance, contact the municipal corporation or development authority's helpline or customer support for guidance.
Remember to ensure that you are using the official website of the relevant authority to access accurate and up-to-date information regarding occupancy certificates in Haryana.
Check online: Visit the official website of the concerned municipal corporation or development authority in Haryana. Look for the section related to property services or building permits. There might be an option to verify the authenticity of OCs online by entering the OC number or property details.
Contact the municipal authority: If online verification is not available or if you want to confirm the authenticity through official channels, contact the municipal corporation or development authority directly. You can find their contact information on their official website or by visiting their office in person.
Provide details: Provide the OC number or property details for which you want to verify the authenticity. The municipal authority should be able to cross-check the information in their records and confirm whether the OC is genuine.
Physical verification: In some cases, especially for older properties or if there are doubts about the authenticity, you may request a physical verification of the OC. This involves visiting the municipal office with relevant documents and requesting an officer to verify the OC's authenticity.
Consult a legal expert: If you have any doubts or concerns about the authenticity of the OC, it is advisable to consult with a legal expert or property consultant who can guide you through the verification process and provide legal advice.
Document verification: Once you receive confirmation of the OC's authenticity, ensure that you keep a copy of the OC and related documents safe for future reference. This documentation will be important for any property transactions or legal matters in the future.
By following these steps, you can verify the authenticity of an OC in Haryana and ensure that your property complies with all relevant regulations.
Issue notice: Send a formal legal notice to the builder demanding the OC within a specified timeframe.
Approach consumer forums: If the builder fails to comply, file a complaint with the appropriate consumer forum for a deficiency in service.
File a complaint with RERA: If applicable, lodge a complaint with the Haryana Real Estate Regulatory Authority (HRERA) for non-compliance with RERA regulations.
Consider legal action: If all else fails, pursue legal action through civil courts for specific performance, compensation, or agreement cancellation.
Document everything: Maintain records of all communications, agreements, payments, and legal notices for evidence in legal proceedings.
Seek legal advice: Consult with a real estate lawyer specialising in property disputes in Haryana for guidance on the best course of action.
Flexible repayment options: With a loan against property, you can opt for flexible repayment terms that suit your financial situation. This flexibility ensures that you can manage your property tax payments without straining your finances.
Lower interest rates: Compared to unsecured loans, a loan against property typically offers lower interest rates. This makes it a cost-effective solution for managing large expenses like property tax.
Large loan amounts: Bajaj Finserv provides substantial loan amounts against your property, ensuring that you have sufficient funds to cover your property tax and other financial needs.
Quick disbursal: With a streamlined application process and quick disbursal, you can access the funds you need promptly to pay your tax on time.
In conclusion, an Occupancy Certificate (OC) in Haryana is a crucial document that certifies a building's compliance with approved standards and its readiness for habitation. It is essential for property transactions, resale, and mortgage purposes, and helps reduce the risk of penalties. Obtaining an OC involves following a step-by-step process and providing necessary documents to the relevant authorities. Verifying the authenticity of the OC is also important, and legal actions can be pursued if a builder fails to provide it. Additionally, leveraging financial tools like loan against property by Bajaj Finance can help manage property-related expenses efficiently.
Occupancy certificate Haryana revolutionises land record management and intersects with a loan against property by Bajaj Finance. Easy access to accurate land records through occupancy certificate Haryana allows financial institutions to confidently process home loan applications. This ensures smooth transactions for aspiring homeowners. Leveraging the transparency and efficiency of occupancy certificate Haryana, individuals seeking home loans navigate the process confidently with reliable land ownership documentation.
What is an occupancy certificate?
The local municipal authority or the respective development authority in Haryana issues an Occupancy Certificate (OC). This legal document certifies that a building adheres to approved plans and building regulations and is safe for habitation. Essentially, it signifies that the construction complies with sanctioned plans. Also, the property is ready for occupancy.Importance of an occupancy certificate in Haryana
An Occupancy Certificate (OC) is an indispensable legal document proving a building's compliance with approved standards. In Haryana, the department of urban local bodies issues the OC only if the constructed building meets every required condition for occupancy. Key points about the occupancy certificate Haryana are mentioned below.Legal validity - An OC or occupancy certificate is important for both buyers and purchasers. Without this, the occupancy of property is considered illegal, which leads to penalties and other issues. Moreover, an OC ensures that the property is safe, and has approved plans.
Property transactions - Buyers need the OC for property transactions. It confirms the property's legality and habitability, instilling confidence in buyers.
Resale and mortgaging - If you intend to sell or mortgage your property, an OC is crucial. Financial institutions and buyers demand this document to confirm legal compliance. Properties with OCs command a higher resale value.
Reducing penalties - An occupancy certificate alleviates the risk of having penalties imposed by the government.
Ensuring utilities - An occupancy certificate will ensure that your building gets necessary utilities. Such as gas, water supplies, etc.
Step-by-step guide to apply occupancy certificate in Haryana:
Here is the comprehensive step-by-step guide through which you can acquire an occupancy certificate Haryana:Visit official website - Visit the official portal of the department of urban local bodies, Haryana.
Move to the next step - Navigate to the ‘Issuance of Occupation Certificate’ section. Click on the ‘Click here to apply’ button.
Fill needed details - Fill out the online application form with details. Such as applicant information, building type, building name, height, and area type.
Save it - Upload the necessary documents and click ‘Save’.
Obtain receipt - Receive an acknowledgement receipt upon submission.
Verify the document - The municipal corporation will verify your application. The authority will assess the application for risks. Low to moderate-risk applications may receive the certificate without a site inspection.
Get report - Upon approval, an inspection report will be generated. And charges will be communicated via SMS or email.
Undergo inspection - Buildings categorised as high risk will undergo inspection by the building inspector. Also, inspection details will be posted online. If discrepancies are found, the application may be rejected. It is vital to complete the payment process.
Review application - Check the final approval status of your application on the authority’s website.
Documents required for occupancy certificate in Haryana:
To obtain an occupancy certificate in Haryana, you typically need to provide several documents to the relevant authority. While the exact requirements may vary based on the specific location and regulations, here are the commonly required documents:Completion certificate: This is a document issued by the local authority certifying that the building construction has been completed according to approved plans and complies with all relevant building codes and regulations.
Approved building plan: The approved building plan sanctioned by the appropriate authority indicating the layout, construction details, floor plans, and other specifications of the building.
No objection certificate (NOC): NOCs from various departments such as the fire department, water supply department, environmental department, etc., confirming compliance with their respective regulations.
Property tax receipts: Receipts or documents confirming the payment of property taxes up to date.
Structural stability certificate: A certificate issued by a structural engineer confirming the structural stability and safety of the building.
Clearance certificates: Clearance certificates from various authorities for aspects such as electrical installations, water connections, and sewerage systems.
Occupancy application form: The completed application form for the occupancy certificate provided by the local authority.
Other supporting documents: Any additional documents or affidavits as required by the local authority.
Steps to check occupancy certificate online in Haryana:
Here are the steps to check occupancy certificate online in Haryana:Visit the official website of the concerned municipal corporation or development authority in Haryana.
Look for the section related to building permits, occupancy certificates, or property services.
Find the option to "Check Occupancy Certificate" or a similar title. It may be listed under a menu like "Online Services" or "Property Services."
Enter the required details such as the property address, application number, or other relevant information as prompted.
Submit the details and wait for the system to process the request.
Once processed, the online system should display the status of the occupancy certificate for the specified property. This may include details such as whether the certificate has been issued, pending, or any other relevant information.
You may also have the option to download or print the occupancy certificate if it has been issued and is available online.
If you encounter any issues or need further assistance, contact the municipal corporation or development authority's helpline or customer support for guidance.
Remember to ensure that you are using the official website of the relevant authority to access accurate and up-to-date information regarding occupancy certificates in Haryana.
How to verify the authenticity of an OC in Haryana?
To verify the authenticity of an Occupancy Certificate (OC) in Haryana, you can follow these steps:Check online: Visit the official website of the concerned municipal corporation or development authority in Haryana. Look for the section related to property services or building permits. There might be an option to verify the authenticity of OCs online by entering the OC number or property details.
Contact the municipal authority: If online verification is not available or if you want to confirm the authenticity through official channels, contact the municipal corporation or development authority directly. You can find their contact information on their official website or by visiting their office in person.
Provide details: Provide the OC number or property details for which you want to verify the authenticity. The municipal authority should be able to cross-check the information in their records and confirm whether the OC is genuine.
Physical verification: In some cases, especially for older properties or if there are doubts about the authenticity, you may request a physical verification of the OC. This involves visiting the municipal office with relevant documents and requesting an officer to verify the OC's authenticity.
Consult a legal expert: If you have any doubts or concerns about the authenticity of the OC, it is advisable to consult with a legal expert or property consultant who can guide you through the verification process and provide legal advice.
Document verification: Once you receive confirmation of the OC's authenticity, ensure that you keep a copy of the OC and related documents safe for future reference. This documentation will be important for any property transactions or legal matters in the future.
By following these steps, you can verify the authenticity of an OC in Haryana and ensure that your property complies with all relevant regulations.
Legal actions if builder fails to provide OC in Haryana
Here are the steps for legal action if a builder fails to provide an Occupancy Certificate (OC) in Haryana:Issue notice: Send a formal legal notice to the builder demanding the OC within a specified timeframe.
Approach consumer forums: If the builder fails to comply, file a complaint with the appropriate consumer forum for a deficiency in service.
File a complaint with RERA: If applicable, lodge a complaint with the Haryana Real Estate Regulatory Authority (HRERA) for non-compliance with RERA regulations.
Consider legal action: If all else fails, pursue legal action through civil courts for specific performance, compensation, or agreement cancellation.
Document everything: Maintain records of all communications, agreements, payments, and legal notices for evidence in legal proceedings.
Seek legal advice: Consult with a real estate lawyer specialising in property disputes in Haryana for guidance on the best course of action.
Benefits of Bajaj Finserv Loan Against Property
A Bajaj Finserv Loan Against Property can be a valuable financial tool:Flexible repayment options: With a loan against property, you can opt for flexible repayment terms that suit your financial situation. This flexibility ensures that you can manage your property tax payments without straining your finances.
Lower interest rates: Compared to unsecured loans, a loan against property typically offers lower interest rates. This makes it a cost-effective solution for managing large expenses like property tax.
Large loan amounts: Bajaj Finserv provides substantial loan amounts against your property, ensuring that you have sufficient funds to cover your property tax and other financial needs.
Quick disbursal: With a streamlined application process and quick disbursal, you can access the funds you need promptly to pay your tax on time.
In conclusion, an Occupancy Certificate (OC) in Haryana is a crucial document that certifies a building's compliance with approved standards and its readiness for habitation. It is essential for property transactions, resale, and mortgage purposes, and helps reduce the risk of penalties. Obtaining an OC involves following a step-by-step process and providing necessary documents to the relevant authorities. Verifying the authenticity of the OC is also important, and legal actions can be pursued if a builder fails to provide it. Additionally, leveraging financial tools like loan against property by Bajaj Finance can help manage property-related expenses efficiently.
