Financial emergencies can strike like lightning, leaving you scrambling for solutions. A Rs. 80,000 instant loan can be a lifesaver, offering a quick fix for unexpected medical bills, urgent home repairs, or that car breakdown that threatens your daily commute. Insta Personal Loan offered by Bajaj Finance is a great way to get the funds to manage such emergencies.
Features of a Rs. 80,000 emergency loan
Here are the features of our Insta Personal Loan you can benefit from:
- Collateral-free funds: Instant loans typically do not need you to pledge any security as collateral. This makes them accessible to a wide range of borrowers. With Insta Personal Loan, you can just enter your mobile number and OTP to see if you have a pre-approved offer.
- Speedy disbursal: Unlike traditional loans that can be time-consuming, instant loans offer a much quicker disbursal of funds. With Insta Personal Loan, you get the money in your account within just 30 minutes* to 4 hours.
- Comfortable repayment: Instant loans offer flexible repayment options, With Insta Personal Loans, you can choose a repayment tenure ranging from 12 months to 87 months to repay your loan with ease.
Eligibility criteria for a Rs. 80,000 emergency loan
In the case of the Insta Personal Loan, customers do not need to check eligibility criteria separately since we provide pre-approved offers that are made after checking for the creditworthiness.
New customers with a pre-assigned limit may be subject to a CIBIL check and additional documentation requirements.
Check out in detail the eligibility criteria and documents required for our Insta Personal Loan.
Documents required for a Rs. 80,000 emergency loan
The below documents may be required when you are applying for a personal loan:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Utility bill of electricity and piped gas
- Select customers can get our Insta Personal Loan without submitting any documents at all.
Interest rates and charges applicable on a Rs. 80,000 emergency loan
Check the Insta Personal Loan interest rates before proceeding with your application. Ensure that you understand the associated fees and charges thoroughly before applying for an instant loan.
How to apply for a Rs. 80,000 emergency loan
You only need to follow the below steps to get our Insta Personal Loan.
- Click on ‘CHECK OFFER’ on this page.
- Enter your 10-digit mobile number and OTP.
- Go with the pre-assigned limit or choose a different loan amount.
- Choose a repayment tenure that suits you best.
- Click on ‘PROCEED’ to complete the online process.
The online process may differ depending on whether you are a new customer or have an existing relationship with us.
Conclusion
An Rs. 80,000 instant loan can be a valuable tool during emergencies. However, make sure that you evaluate your situation thoroughly, explore alternative options, and ensure you can comfortably manage repayments before committing. With the Bajaj Finance Insta Personal Loan, you can get quick funds for all your urgent needs. Get pre-approved offers and benefit from fast disbursal, flexible repayment options, and a hassle-free application process.
Check your Insta Personal Loan offer today
*Terms and conditions apply
