Rs. 60,000 Instant Loan App

Apply for la Rs. 60,000 loans with the Bajaj Finserv App. Calculate EMIs, apply online, and get funds instantly.
Insta Personal Loan
3 min
28-June-2024

In today's dynamic world, access to quick financial assistance can be a game-changer. Whether you need to cover medical emergencies, home repairs, or unplanned travel expenses, a Rs. 60,000 instant loan can provide the support you need. The Bajaj Finserv app offers an efficient way to obtain an Insta Personal Loan, ensuring that funds are available at your fingertips. This article delves into the features of the instant loan app, the application process for a Rs. 60,000 instant loan, and the necessary documents required for a seamless experience.

Financial emergency and need of Rs. 60,000 loan urgently

Facing an unexpected financial crisis and need quick funds? A Rs. 60,000 loan can help cover urgent expenses like medical bills, home repairs, or education fees. With digital lending platforms, you can apply easily through a Rs. 60,000 loan app, get instant approval, and receive the amount within hours. These apps offer flexible repayment options and minimal documentation, making the process hassle-free. Before applying, check eligibility, interest rates, and repayment terms to ensure a smooth borrowing experience. Quick access to funds can help you manage financial emergencies without unnecessary delays.

Features of the Bajaj Finserv App

The Bajaj Finserv app is designed to offer a seamless and convenient financial experience, allowing users to manage loans and other services effortlessly. Here are its key features:

  • Loan management – Apply for loans, check eligibility, and track EMIs in one place.
  • Pre-approved offers – Get personalised loan offers instantly based on your credit profile.
  • Instant loan disbursal – Quick approval and funds credited within minutes.
  • Bill payments and recharges – Pay utility bills, recharge mobile/DTH, and manage transactions easily.
  • Secure and user-friendly – Ensures data privacy with an intuitive interface for smooth navigation.

What is the purpose of an urgent loan of Rs. 60,000

A personal loan of Rs. 60,000 can help manage sudden financial needs without delays.

  • Medical emergencies – Cover unexpected medical bills, hospital expenses, or urgent treatments with quick disbursal from a Rs. 60,000 loan.
  • Home repairs – Handle urgent home maintenance, plumbing, or electrical repairs without disturbing your savings.
  • Education expenses – Pay tuition fees, buy study materials, or enrol in a short-term course to enhance skills.
  • Travel or wedding expenses – Finance last-minute travel plans or wedding costs with easy and flexible repayment options.

Eligibility criteria for Rs. 60,000 instant loan through loan app

  • Nationality: Indian
  • Age: 21 years to 80 years* *.
  • Employed with: Public, private, or MNC.
  • CIBIL Score: 685 or higher.
  • Customer profile: Self-employed or Salaried

Documents required for a Rs. 60,000 Instant Loan

Typically, you will need the following:

  • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
  • PAN card
  • Employee ID card
  • Salary slips of the last 3 months
  • Bank account statements of the previous 3 months
  • Piped gas bill
  • Pension order
  • Letter of Allotment of Accommodation Issued by Employer
  • Property / Municipal tax receipt
  • Utility bill
  • Real-time image / photograph
  • Ration card

How to apply for a Rs. 60,000 instant loan on the app

Applying for a Rs. 60,000 instant loan on the Bajaj Finserv app is simple and easy. Follow these steps:

  1. Download the app: Install the Bajaj Finserv app from the Google Play Store or Apple App Store.
  2. Register or log in: Create an account or log in using your existing credentials.
  3. Access the personal loan section : Locate the personal loan section within the app interface.
  4. Select loan amount and tenure : Choose the loan amount of Rs. 60,000 and repayment period that suits your requirements. Use our Insta Personal Loan EMI Calculator to determine your EMI amount and assess whether it fits your repayment budget.
  5. Submit application: Fill in the required details and submit your application. Upload documents if needed.

Once submitted, a representative will then reach out to you to help you with the further process.

Conclusion

The Bajaj Finserv app offers a convenient and reliable solution for those in need of quick financial assistance. With features like quick application, pre-approved offers, and flexible repayment options, obtaining a Rs. 60,000 instant loan has never been easier. By following the simple application process and providing the necessary documents, you can secure the funds you need to address any immediate financial challenges. Whether it's an Insta Personal Loan for emergencies or planned expenses, the Bajaj Finserv app ensures you have the support you need, when you need it.

Check your Insta Personal Loan offer

*Terms and conditions apply.

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

How to get a Rs. 60,000 loan through an app instantly?

You can use the Bajaj Finserv App and follow the below steps:

  • Register or log in.
  • Access the personal loan section.
  • Select loan amount and tenure.
  • Upload documents if required.
  • Submit application.

Once submitted, a representative will then reach out to you to help you with the further process.

What credit score do I need for a Rs. 60,000 loan through app?
To get a Bajaj Finserv Personal Loan, you need a CIBIL Score of 685 or more. For Insta Personal Loan, you do not need to check the credit score separately since we extend offer only after verifying the credit profile of customers.
Is it hard to get a Rs. 60,000 instant loan through an app?
Using an app to get a Rs. 60,000 instant loan is fairly easy, provided you meet the eligibility criteria and have the required documentation.
Which loan app provides Rs. 60,000 with low interest?

Several loan apps offer Rs. 60,000 at competitive interest rates. Check out the interest rates, processing fees, and repayment terms to find the best option.

Can students get a Rs. 60,000 instant loan?

Students may get a Rs. 60,000 loan if they meet specific eligibility criteria.

Is a PAN card necessary for a Rs. 60,000 loan?

You can check the documents required for a personal loan before applying for a Rs. 60,000 loan.

How to check the approval status of my Rs. 60,000 instant loan?

You can check your loan approval status through the app, website, or customer service helpline using your application reference number.

What are the late payment charges on a Rs. 60,000 loan?

Late payment charges vary and may include penalty fees, increased interest, and a negative impact on your credit score.

Can I prepay a Rs. 60,000 instant loan without extra charges?

Check the prepayment terms and conditions before applying.

What happens if I don’t repay my Rs. 60,000 instant loan on time?

Non-repayment can result in late fees, a lower credit score, legal action, and difficulty securing future loans. Always ensure timely repayment.

Do Rs. 60,000 instant loan apps require collateral?

No, most Rs. 60,000 instant loans are unsecured, meaning they do not require collateral.

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