How to Fix and Avoid Errors When Entering a Wrong UPI PIN

Find solutions for wrong UPI PIN errors, reset steps, and tips to enhance payment security.
How to Fix and Avoid Errors When Entering a Wrong UPI PIN
SET UP UPI
5 mins
11 November 2024
What happens when you enter the wrong UPI PIN

Entering the wrong UPI PIN can lead to several issues. First, your transaction will fail. You may receive an error message. After multiple incorrect attempts, your UPI access may be temporarily blocked. This is a security measure to protect your account.

You may also need to wait before trying again. If you repeatedly enter the wrong PIN, you might have to reset it entirely. Always ensure you remember your PIN to avoid these complications.

Steps to reset your UPI PIN safely

1. Open your UPI app.

2. Go to the “SETTINGS” or “PROFILE” section.

3. Select “FORGOT UPI PIN.”

4. Verify your identity using OTP.

5. Follow the prompts to set a new PIN.

6. Confirm your new PIN.

7. Save changes and log out for security.

Tips to avoid entering the wrong UPI PIN

  • 1. Memorise your UPI PIN securely.
  • 2. Avoid writing it down.
  • 3. Use a simple but unique combination.
  • 4. Double-check before entering the PIN.
  • 5. Turn off auto-fill options on devices.
How to secure Your UPI account and PIN

  • 1. Enable two-factor authentication.
  • 2. Regularly update your app for security patches.
  • 3. Use strong passwords for linked accounts.
  • 4. Monitor transactions frequently for suspicious activity.
  • 5. Keep your UPI PIN private from everyone.
Conclusion

Keeping your UPI account secure is essential. Always be cautious when entering your PIN. If you make a mistake, follow the steps to reset it safely.

Use tips to avoid errors in the future. Remember, security is key in digital transactions. Stay informed and vigilant to protect your finances effectively.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

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Frequently asked questions

What happens if I enter the wrong UPI PIN multiple times?
If you enter the wrong UPI PIN thrice, your account may be temporarily blocked for 24 hours. This is a security measure to prevent unauthorised access. During this time, you cannot perform debit transactions. However, credit transactions can still occur. You can reset your UPI PIN immediately to restore access.

How can I reset my UPI PIN if I forgot it?
To reset your UPI PIN, open your UPI app and navigate to the payment methods section. Select your bank account and choose the “Forgot UPI PIN” option. Enter your debit card details and receive an OTP on your registered mobile number. Enter the OTP and set a new UPI PIN.

Is there a limit to UPI PIN attempts?
Yes, there is a limit to UPI PIN attempts. Most banks allow three incorrect attempts before temporarily blocking your account for 24 hours. This limit is enforced to protect against unauthorised access and fraudulent activities. After the block period, you can attempt to enter your PIN again or reset it.

What should I do if my UPI transaction fails but my account is debited?
If your transaction fails but the amount has been debited from your account, wait 24-48 hours for the amount to be reversed automatically. If it isn't refunded, contact your bank's customer support to resolve the issue.

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