Confused between prepaid and postpaid? Get a detailed comparison of plans, benefits, and features here.

Difference between prepaid and postpaid connections

  • Prepaid and postpaid plans are two popular types of mobile network services. Prepaid plans require users to pay for services upfront, offering flexibility with no long-term commitments or bills. On the other hand, postpaid plans allow users to enjoy services and pay for them at the end of the billing cycle. These plans often come with additional benefits like higher data limits, free calls, and discounts. The mobile recharge can be conveniently completed through Bajaj Pay, the BBPS platform on Bajaj Finserv, offering users a seamless and secure payment experience.

    Benefits of prepaid connections

    • Flexibility: Users can recharge as needed without long-term commitments.
    • Cost control: Easy management of expenses by selecting plans based on usage.
    • Variety of plans: Multiple options available for data, talk time, and validity.
    • Promotions: Frequent offers and discounts on recharges.

    Benefits of postpaid connection

    • Convenience: Monthly billing simplifies payment processes.
    • Additional features: Options for family plans and international calling.
    • Credit facility: Users can enjoy services without immediate payment.
    • Consistent Connectivity: Reliable services with fewer disruptions.

    Key differences between prepaid and postpaid plans

    FeaturePrepaid plansPostpaid plans
    Payment methodPay in advanceMonthly billing
    FlexibilityHigh; recharge as neededLower; fixed monthly charges
    CommitmentNo long-term contractsMay require a contract
    Usage controlUsers manage their expensesFixed charges regardless of usage


    Prepaid vs postpaid

    Choosing between prepaid and postpaid depends on individual preferences. If you prefer flexibility and control over your spending, prepaid might be the better option. Conversely, a postpaid plan could be more suitable if you value convenience with consistent billing and additional features.

    Prepaid features

    • No monthly commitment.
    • Variety of recharge options
    • Promotions available regularly
    Postpaid features

    • Monthly billing cycles
    • Family plan options
    • Additional services like international calling

    Steps to make mobile recharges on Bajaj Finserv website

    1. Open the Bajaj Finserv website.

    2. Log in using your account credentials.

    3. Navigate to the ‘PAYMENTS’ section and choose the ‘MOBILE RECHARGE’ option.

    4. Select your service provider.

    5. Enter your mobile number and choose the recharge plan.

    6. Select your preferred payment method (Bajaj Pay, credit card, UPI, net banking, etc.).

    7. Confirm the transaction by entering the OTP sent to your registered number.

    8. The recharge will be processed, and you will receive a confirmation SMS from both Bajaj Finserv and .

    Fees and charges

    Depending on the transaction amount and payment mode, a nominal fee of up to Rs.5 (inclusive of applicable taxes) will be charged. For more information on fees and charges, click here.

    Note: For failed transactions, the total amount, including charges except taxes, is reversed.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 200+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.
Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

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Frequently asked questions

What is the difference between prepaid and postpaid mobile plans?
Prepaid: You pay in advance for talk time, data, and SMS by recharging your account.

Postpaid: You use the services first and pay at the end of the billing cycle.

Can I recharge my prepaid number while an active plan is running?
Yes, you can recharge anytime. Depending on the operator's policy, the new plan will either queue to start after the current plan expires or overwrite it.

How can I pay my postpaid mobile bill online?
You can pay your bill using mobile apps like Bajaj Finserv or your operator’s website. You can also use UPI, credit/debit cards, wallets, or net banking.

What happens if I don’t recharge my prepaid number?
Your outgoing service will be deactivated first, followed by incoming calls and messages. Eventually, the number may be deactivated if no recharge is made within the operator’s grace period.

Can I switch from prepaid to postpaid or vice versa?
Yes, most operators allow you to switch between prepaid and postpaid plans. You’ll need to sit a store or apply online to change your plan.

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