Where can you shop with the Bajaj Finserv Insta EMI Card

Shop using Insta EMI Card on e-commerce, travel websites, lifestyle stores, Bajaj Mall, and more.
APPLY
Where can you shop with the Bajaj Finserv Insta EMI Card
APPLY
5 mins
30th December 2023

The Bajaj Finserv Insta EMI Card is your ticket to a world of convenience and flexibility when it comes to shopping. With this powerful financial tool, you can shop for a wide range of products and services at various destinations, making your shopping experience truly seamless. Here we will explore the diverse places where you can use the Insta EMI Card, from e-commerce websites to lifestyle stores and more. Before finding out where to use our Insta EMI Card, let us explore more things you must know about the card.

What is the Bajaj Finserv Insta EMI Card?

Having the Bajaj Finserv Insta EMI Card is like having a personal shopping loan that makes your life simpler and more affordable. Want to buy the latest TV or a high-end smartphone? Consider it done. From electronics and furniture to groceries and healthcare, you can purchase over one million products and services on EMI without putting any immediate burden on your finances. Plus, you can enjoy exclusive offers and discounts that are only available to Bajaj Finserv Insta EMI Card holders.

If you have been bit by the travel bug but cannot pay for the flight ticket immediately, you do not have to postpone your plans. The Insta EMI Card also lets you pay for your flight, and you can repay the amount later.

Features of the Insta EMI Card

The Bajaj Finserv Insta EMI Card boasts several features that make it a convenient option for customers looking to finance their purchases. Here are some of its key features:

Easy application process

You can apply for the Bajaj Finserv Insta EMI Card online or offline. The application process is simple and hassle-free, and you can get the approval within minutes.

Flexible repayment tenure

You can choose a flexible repayment tenure that suits your needs, ranging from 1 month to 60 months. This allows you to repay the loan at your own pace, without worrying about the immediate financial obligation.

No hidden charges

The Bajaj Finserv Insta EMI Card comes with no hidden charges. You only have to pay the joining and processing fees.

Wide partner network

The Bajaj Finserv EMI Network is a hub of 1.5 lakh partner stores across various categories, such as electronics, furniture, fashion, and healthcare. This makes it easy to find the products you need, and pay for them using the Insta EMI Card.

Zero documentation

This digital card requires no documentation while applying online, making the application process quick and hassle-free.

No down payment

You do not have to make any down payment to avail of the EMI facility on select products.

Where can you use Bajaj Insta EMI Card online?

The Bajaj Finserv Insta EMI Card lets you make purchases on EMI on various online platforms. Here are some of the places where you can use the Bajaj Finserv Insta EMI Card:

E-commerce platforms

You can use the Bajaj Finserv Insta EMI Card to shop on e-commerce platforms such as Amazon, Flipkart, and Myntra.

Travel websites

You can use the Bajaj Finserv Insta EMI Card to book flight tickets and hotel rooms on travel websites such as MakeMyTrip, Cleartrip, and Yatra.

Lifecare brand websites

The digital card can be used to avail of healthcare services on websites like Medlife, PharmEasy, and more.

Bajaj Mall

You can shop for a wide range of products on Bajaj Mall, an EMI-only platform that extends numerous benefits, such as Easy EMIs and zero down payment offers.

What are the places where you can use the Insta EMI Card offline?

Apart from online platforms, the Bajaj Finserv Insta EMI Card can also be used to make purchases offline at various partner stores. It can be used in 1.5 lakh+ stores across 4,000 cities.

To shop offline, visit the nearest partner store, select a product, and at the billing counter, request the representative to put the purchase on the Insta EMI Card. The bill is converted into EMIs, and you can use the digital card for future purchases.

Here are some popular partner stores where you can use the digital card:

Croma

Croma is a popular electronics store, and you can use the digital card to purchase laptops, smartphones, and other gadgets.

Reliance Digital

Reliance Digital is another popular electronics store, and you can use the Bajaj Finserv Insta EMI Card to buy items on EMIs.

Vijay Sales

You can purchase home appliances, TVs, laptops, and more using the EMI Card from Vijay Sales.

Other partner stores

Apart from the above-mentioned stores, the Bajaj Finserv Insta EMI Card is also accepted at various partner stores across India. You can check the list of partner stores on the Bajaj Finserv website.

Shopping made convenient

The Bajaj Finserv Insta EMI Card makes shopping convenient and hassle-free. You can apply for the digital card offline or online and use it to make purchases on Easy EMIs. Moreover, with the wide network of partner stores and online platforms, you can use the Insta EMI Card to purchase a wide range of products and services. Applying for the digital card is easy, and can be done online without any documentation requirement, or at partner stores. So, get your Bajaj Finserv Insta EMI Card today and enjoy a seamless shopping experience.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

GET THE APP

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Can I use my Bajaj Finserv Insta EMI Card for online shopping?

Yes, you can use your Insta EMI Card for online shopping, making convenient purchases on various e-commerce platforms.

Can I use my Bajaj Finserv Insta EMI Card for offline shopping?

Absolutely, your Insta EMI Card can be used for offline shopping as well, offering flexibility for in-store purchases.

Where is the Bajaj Finserv Insta EMI Card accepted?

The Bajaj EMI Card is widely accepted across a wide network of over 1.5 lakh partner stores, including electronics, appliances, fashion, travel, and more.

What kind of limit will the Insta EMI Card give me?

While the pre-qualified card loan limit offered by the card is up to Rs. 3 lakh, your credit limit on your Bajaj Insta EMI Card varies based on your creditworthiness and financial profile, offering a suitable limit for your needs.

Can I use my Bajaj Finserv Insta EMI Card anywhere to shop?

The Bajaj Finserv Insta EMI Card is widely accepted at various partner stores and online retailers across India, offering flexibility in shopping for a wide range of products. However, it is essential to check with the specific store or website to ensure they accept the card before making a purchase.

How do I use my Bajaj Finserv Insta EMI Card for a purchase?

To use your Bajaj Finserv Insta EMI Card, simply select your desired product at a partner store or online platform within the Bajaj Finserv EMI Network. During checkout, inform the cashier or follow the online instructions to choose the EMI payment option. You will need to provide your card details or card number to complete the transaction.

Can I use the Insta EMI Card for multiple purchases at once?

Yes, you can use the Insta EMI Card to make multiple purchases simultaneously, provided that the total cost of the items does not exceed your approved credit limit. Each purchase will be converted into an EMI, and you will receive separate billing for each transaction.

Can I use the Insta EMI Card to make purchases for others, such as friends or family members?

Generally, the Insta EMI Card is intended for personal use. However, some stores may allow you to make purchases on behalf of others, like friends or family members. It is essential to inquire about the specific store's policy and ensure compliance with Bajaj Finserv terms and conditions before proceeding with such transactions. If you want your family members to use the card, you can purchase an add-on card which will give your family member the access to your Insta EMI Card. The add-on card comes at a nominal cost of ₹199.

Show More Show Less

Related videos