Ways to identify Bajaj Finserv app

Key Takeaway

• The Bajaj Experia app is a one-stop solution for all investment services and post-loan solutions that are provided by Bajaj Finserv
• Beware of fake apps – lookout for stretched logos, fake publisher names, unflattering reviews
• Uninstall and report fake apps if you install them
  

Earlier this year, Google removed nearly 40 fake loan apps from its official Play Store after these were flagged up by the Reserve Bank of India (RBI). In a world that is increasingly going digital and with most trusted banks and NBFCs launching their own apps, this can be quite confusing for the average mobile user. How do you tell the real apps from the fake ones? How do you stay protected from online fraud? Let us know what to look out for if you want to safely install and use the Bajaj Finserv app.

Bajaj Finserv is one of the largest non-banking financial companies in Indiatrusted by millions. To make financial services available across the country, Bajaj Finserv has launched a large-scale tech integration drive. One of the key features of this drive is making a reliable mobile application available.
The Bajaj Experia application is a one-stop solution for all investment services and post-loan solutions that are provided by Bajaj Finserv. It allows you to -

• Access information about your active and past loans and investments
• Make payments for your EMI or loan foreclosure
• Receive reminders and notifications
• View and download financial statements
• Get support for all your queries

How to Identify Fake Apps in Google Play Store

• If you are a mobile user, the only reliable way to download the Bajaj Finserv e-wallet app or Experia app is to download it from the Google Play store (if you use an Android phone) or the Apple iOS store (if you use an iPhone).
• Check the app developer or publisher's name. Most fake apps are developed and published by third parties that cannot be trusted. Before downloading the Bajaj Experia app, ensure that the app is developed by Bajaj Finance Limited.
• Another tell-tale sign of a fake app is subtle discrepancies in the spelling of the name, the app logo, the company name, and description, etc. Look up the logo, app description, etc. carefully before downloading. Fake apps tend to have stretched or pixelated logos.
• Read reviews and check screenshots. Reviews are a good way of learning what people who have already downloaded the app think of the experience. If an app is fake, there is a good chance you will read about it in the reviews. Look at the screenshots to get a good idea of all the services offered by the app that you are planning to download.
• Look at the download count. The Bajaj Experia app has nearly 10,000,000+ downloads as of November 2021. Fake apps tend to have low download counts (usually less than 5000).

What to do if you have downloaded a fake app?

What do you do when you download a fake app instead of the Bajaj Finserv Experia app?

1. Uninstall the app and restart the phone.
2. Report the app on the Play Store or iOS store
3. Report the fake app on the Bajaj Finserv website support.
   

Savdhaan Rahein. Safe Rahein.