What is a washing machine?
A washing machine is a household appliance designed to wash clothes, linens, and other textiles efficiently. It eliminates the need for manual scrubbing, using automated processes like washing, rinsing, and spinning. Washing machines come in various types, including top-load, front-load, and semi-automatic models, offering advanced features like quick wash cycles, energy efficiency, and fabric-specific settings.
Overview
Washing machines simplify laundry by automating the cleaning process. Available in multiple designs, including fully automatic and semi-automatic, they cater to different budgets and needs. With features like smart controls, energy efficiency, and varying load capacities, these appliances have become indispensable in Indian households. EMI options further enhance affordability, enabling consumers to own premium models.
List of available washing machines on EMI
Purchasing washing machines on EMI is an excellent way to afford premium models. The table below highlights popular options:
Model | Features | Price range (Rs.) | EMI starting from (Rs.) |
LG 6.5 kg Top Load | Smart Inverter Technology, Turbo Drum | 18,000 - 22,000 | 900 |
Samsung 7 kg Front Load | Eco Bubble, Digital Inverter | 30,000 - 35,000 | 1,500 |
Whirlpool 6 kg Semi-Automatic | 3 Wash Programs, High Spin Speed | 12,000 - 15,000 | 700 |
Bosch 8 kg Front Load | ActiveWater Plus, AntiVibration Design | 40,000 - 50,000 | 2,000 |
IFB 7.5 kg Fully Automatic | Aqua Energie, Express Wash | 28,000 - 33,000 | 1,400 |
Advantages of washing machine
Buying washing machines online offers numerous benefits, as detailed below:
Advantages | Description |
Convenience | Shop from home without visiting physical stores. |
Wide selection | Access to a broader range of brands, models, and features online. |
Price comparison | Easily compare prices, discounts, and offers across multiple platforms. |
Customer reviews | Read user feedback and ratings to make informed decisions. |
Easy financing | EMI options ensure affordability for premium washing machines. |
Exclusive offers | Avail discounts, cashback, and other online-only deals. |
How to buy a washing machine using an Insta EMI Card?
Purchasing a washing machine with the Insta EMI Card is a simple and convenient process. Follow these steps:
Visit an authorised retailer or online store offering washing machines.
Browse through available models and select the one that meets your needs.
Choose EMI as the payment method and select Insta EMI Card at checkout.
Enter your card details and choose a suitable repayment tenure.
Confirm the transaction to complete the purchase.
The washing machine will be delivered to your home, and EMI payments will commence as per your chosen plan.
Enjoy benefits like easy EMIs, instant approval, and exclusive deals.
Benefits of using the Insta EMI Card for buying washing machine
The Insta EMI Card provides significant advantages when purchasing a washing machine. Below are the key benefits:
Easy EMIs: Spread the cost of your washing machine into instalments with minimal interest.
Flexible repayment terms: Choose tenures ranging from 1 month to 60 months based on your budget.
High spending limits: Pre-approved limits of up to Rs. 3 lakh enable big-ticket purchases.
Exclusive offers: Avail cashback, discounts, and special deals available to Insta EMI Cardholders.
Minimal paperwork: Simplified process requiring only basic documentation.
Instant approval: Quick eligibility checks ensure no delays in purchasing.
Wide acceptance: Use the card across various online and offline partner stores in India.
Transparency: No hidden charges ensure a hassle-free shopping experience.
Eligibility criteria for the Insta EMI Card
To apply for the Insta EMI Card, ensure you meet the following criteria:
Age: Applicants must be between 21 and 65 years old.
Income proof: Submit bank statements, salary slips, or income tax returns.
Employment: Salaried or self-employed individuals with a stable income.
Address proof: Provide valid documents like Aadhaar card, PAN card, or passport.
Credit score: Maintain a good credit score.
Existing Bajaj customers: Pre-approved customers enjoy faster approvals.
Bank account: Ensure an active Indian bank account for EMI repayments.
How to apply for an Insta EMI Card?
Applying for the Insta EMI Card is quick and straightforward. Follow these steps:
Visit the Bajaj Finance website or mobile app.
Navigate to the Insta EMI Card application page.
Fill in your personal and financial details accurately.
Upload necessary documents such as ID proof and income proof.
Submit the application for verification.
Receive approval and pay the one-time joining fee to activate your card.
Complete the e-mandate registration.
Use the card to purchase washing machines or other appliances on EMI with ease.
Washing machines are indispensable in modern households, ensuring efficient and hassle-free laundry management. Online shopping and EMI options have made premium appliances accessible to Indian consumers. The Insta EMI Card enhances this experience by offering easy EMIs, flexible repayment terms, and exclusive deals. With an easy application process, upgrading your home with a new washing machine is now simpler than ever.