Washing Machine on EMI: Buy Washing Machine on EMI without Credit Card

Buy your dream washing machine on EMI without a credit card! Explore flexible payment plans, zero down payment options, and instant approvals. Bring home your new washing machine today!
Washing Machine on EMI
3 min
17-Dec-2024
Washing machines have revolutionised household chores, making laundry easier, quicker, and more efficient. With advanced features and varying capacities, these appliances cater to diverse family needs. In India, the availability of EMI options and financial tools like the Insta EMI Card has made premium washing machines more accessible to a broader audience.

What is a washing machine?

A washing machine is a household appliance designed to wash clothes, linens, and other textiles efficiently. It eliminates the need for manual scrubbing, using automated processes like washing, rinsing, and spinning. Washing machines come in various types, including top-load, front-load, and semi-automatic models, offering advanced features like quick wash cycles, energy efficiency, and fabric-specific settings.

Overview

Washing machines simplify laundry by automating the cleaning process. Available in multiple designs, including fully automatic and semi-automatic, they cater to different budgets and needs. With features like smart controls, energy efficiency, and varying load capacities, these appliances have become indispensable in Indian households. EMI options further enhance affordability, enabling consumers to own premium models.

List of available washing machines on EMI

Purchasing washing machines on EMI is an excellent way to afford premium models. The table below highlights popular options:

ModelFeaturesPrice range (Rs.)EMI starting from (Rs.)
LG 6.5 kg Top LoadSmart Inverter Technology, Turbo Drum18,000 - 22,000900
Samsung 7 kg Front LoadEco Bubble, Digital Inverter30,000 - 35,0001,500
Whirlpool 6 kg Semi-Automatic3 Wash Programs, High Spin Speed12,000 - 15,000700
Bosch 8 kg Front LoadActiveWater Plus, AntiVibration Design40,000 - 50,0002,000
IFB 7.5 kg Fully AutomaticAqua Energie, Express Wash28,000 - 33,0001,400


Advantages of washing machine

Buying washing machines online offers numerous benefits, as detailed below:

AdvantagesDescription
ConvenienceShop from home without visiting physical stores.
Wide selectionAccess to a broader range of brands, models, and features online.
Price comparisonEasily compare prices, discounts, and offers across multiple platforms.
Customer reviewsRead user feedback and ratings to make informed decisions.
Easy financingEMI options ensure affordability for premium washing machines.
Exclusive offersAvail discounts, cashback, and other online-only deals.


How to buy a washing machine using an Insta EMI Card?

Purchasing a washing machine with the Insta EMI Card is a simple and convenient process. Follow these steps:

Visit an authorised retailer or online store offering washing machines.

Browse through available models and select the one that meets your needs.

Choose EMI as the payment method and select Insta EMI Card at checkout.

Enter your card details and choose a suitable repayment tenure.

Confirm the transaction to complete the purchase.

The washing machine will be delivered to your home, and EMI payments will commence as per your chosen plan.

Enjoy benefits like easy EMIs, instant approval, and exclusive deals.

Benefits of using the Insta EMI Card for buying washing machine

The Insta EMI Card provides significant advantages when purchasing a washing machine. Below are the key benefits:

Easy EMIs: Spread the cost of your washing machine into instalments with minimal interest.

Flexible repayment terms: Choose tenures ranging from 1 month to 60 months based on your budget.

High spending limits: Pre-approved limits of up to Rs. 3 lakh enable big-ticket purchases.

Exclusive offers: Avail cashback, discounts, and special deals available to Insta EMI Cardholders.

Minimal paperwork: Simplified process requiring only basic documentation.

Instant approval: Quick eligibility checks ensure no delays in purchasing.

Wide acceptance: Use the card across various online and offline partner stores in India.

Transparency: No hidden charges ensure a hassle-free shopping experience.

Eligibility criteria for the Insta EMI Card

To apply for the Insta EMI Card, ensure you meet the following criteria:

Age: Applicants must be between 21 and 65 years old.

Income proof: Submit bank statements, salary slips, or income tax returns.

Employment: Salaried or self-employed individuals with a stable income.

Address proof: Provide valid documents like Aadhaar card, PAN card, or passport.

Credit score: Maintain a good credit score.

Existing Bajaj customers: Pre-approved customers enjoy faster approvals.

Bank account: Ensure an active Indian bank account for EMI repayments.

How to apply for an Insta EMI Card?

Applying for the Insta EMI Card is quick and straightforward. Follow these steps:

Visit the Bajaj Finance website or mobile app.

Navigate to the Insta EMI Card application page.

Fill in your personal and financial details accurately.

Upload necessary documents such as ID proof and income proof.

Submit the application for verification.

Receive approval and pay the one-time joining fee to activate your card.

Complete the e-mandate registration.

Use the card to purchase washing machines or other appliances on EMI with ease.

Washing machines are indispensable in modern households, ensuring efficient and hassle-free laundry management. Online shopping and EMI options have made premium appliances accessible to Indian consumers. The Insta EMI Card enhances this experience by offering easy EMIs, flexible repayment terms, and exclusive deals. With an easy application process, upgrading your home with a new washing machine is now simpler than ever.

Frequently asked questions

How to buy a washing machine on EMI using an Insta EMI Card?
Choose your washing machine from an authorised retailer or online platform. At checkout, select EMI as the payment option and use your Insta EMI Card. Confirm the repayment tenure, complete the transaction, and enjoy easy EMI benefits. The washing machine will be delivered to your doorstep promptly.

Can I buy a washing machine in EMI without a credit card?
Yes, you can buy a washing machine on EMI without a credit card using the Insta EMI Card. It offers easy EMI options, flexible repayment plans, and instant approval with minimal documentation, ensuring a seamless and affordable shopping experience for Indian buyers.

What are the 10 uses of a washing machine?
Washing clothes automatically

Gentle washing for delicate fabrics

Quick wash cycles for small loads

Stain removal with advanced settings

Rinsing and spinning clothes

Energy-efficient washing

Maintaining hygiene with hot washes

Saving water and time

Washing heavy items like blankets

Customisable wash settings for various fabrics

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