Repay VFS Capital MSME Limited loan online on Bajaj Finserv

VFS Capital Ltd specialises in providing loans to MSME (Micro, Small, and Medium Enterprises). It is to support the growth and development of small businesses in India. Established to empower entrepreneurs, VFS Capital offers tailored financial solutions. These include working capital loans, equipment financing, and business expansion loans. The company facilitates easy access to credit, helping MSMEs overcome financial challenges and achieve their business goals.

In this article, we will guide how to makeloan repayments online on Bajaj Finserv using itsBajaj Payplatform. Bajaj Pay provides a safe and hassle-free payment experience. In addition to loan repayment, the platform acts as a one-stop for all your monthly payments and recharges.

Steps to repay VFS Capital MSME loan online on the Bajaj Finserv website

You can repay VFS Capital MSME loan on the Bajaj Finserv website by following these steps:

1. Visit the Bajaj Finserv website or click on https://www.bajajfinserv.in/

2. Go to the ‘LOAN REPAYMENT’ under the ‘PAYMENTS’ section

3. Click on ‘PAY NOW’

4. Select your biller from the drop-down menu

5. Enter your ‘LOAN NUMBER’ and click on ‘PROCEED’

6. Select a payment method from the list of available payment options such as credit card, debit card, UPI, e-wallet, and net banking

7. After choosing your preferred payment mode, enter the requested payment details

8. Check the details that you entered and click on 'PAY NOW’

Fees and charges

A convenience fee of up to 2% will be charged depending on the transaction amount and payment mode (inclusive of applicable taxes). For more information on fees and charges, click here.

Note: For failed transactions, the total amount including charges except taxes are reversed.

Benefits of making VFS Capital MSME loan repayment on Bajaj Finserv

  • Here are the benefits of repaying VFS Capital MSME loan on Bajaj Finserv:

    Quick and hassle-free: Using the Bajaj Pay platform, you can repay VFS Capital MSME loan quickly and effortlessly.

    Safe and secure: The Bajaj Finserv BBPS provides a safe and secure payment platform. Your payment details are secure with the platform’s robust security measures.

    Multiple payment options: Bajaj Finserv offers multiple payment options, including debit card, credit card, net banking, e-wallet, and UPI. This allows you to choose the payment method that suits you best.

    Instant confirmation: After making the payment, the platform immediately confirms the payment through an email and SMS.

    Mode of payment

    The Bajaj Pay platform offers a range of convenient payment options to repay your VFS Capital MSME loan online. Let us explore the available modes:

    Credit card/debit card: This is a widely accepted and convenient option. You can make payments using your Visa, Mastercard, or Maestro card issued by any bank in India.


    Net banking: If you prefer online bank transfers, Bajaj Finserv integrates with major banks across India. Simply select your bank from the list and utilise your existing net banking credentials for secure payments.


    Bajaj Pay UPI: This option leverages the Unified Payments Interface (UPI) for instant fund transfers. It is a secure and fast way to pay directly from your bank account using a UPI app.

    Bajaj Pay Wallet: Bajaj Finserv also offers its own digital wallet - Bajaj Pay Wallet. If you have a Bajaj Pay account, you can easily make payments using the balance stored in your wallet.

Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.
Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Frequently asked questions

What types of MSME loans does VFS Capital Ltd offer?
VFS Capital provides working capital loans, equipment financing, and business expansion loans for MSMEs.

What documents are required to apply for a loan?
Typically, you will need identity proof, address proof, income proof, and bank statements. The exact documentation may vary depending on the type of loan.

What is the usual approval time for MSME loans?
Loan approvals are typically processed quickly, often within a few days of application submission.

Are there flexible repayment options available for MSME loans?
Yes, VFS Capital offers flexible repayment plans tailored to meet the financial needs of MSMEs.

Does VFS Capital charge processing fees for MSME loans?
Yes, VFS Capital may charge processing fees, which will be clearly communicated during the application process.

Show More Show Less