Keeping our homes clean and tidy is a task that requires regular attention and effort. In this fast-paced world, investing in smart cleaning solutions becomes essential. One such modern marvel is the vacuum cleaner, a device that has revolutionised the way we clean our living spaces. However, the cost of high-quality vacuum cleaners can sometimes be a deterrent for many. This is where the concept of purchasing a vacuum cleaner on EMI (Equated Monthly Instalments) comes to the rescue. In this article, we will explore the benefits of acquiring a vacuum cleaner on EMI and guide you on how to make this convenient purchase.
List of latest vacuum cleaners to avail on EMIs
Before delving into the advantages of buying a vacuum cleaner on EMI, let us take a quick look at some of the latest and highly rated vacuum cleaners available in the market:
Vacuum cleaner type |
Vacuum cleaner features |
Dyson V11 Absolute Pro Cord-Free Vacuum Cleaner |
|
iRobot Roomba i7+ (7550) Robot Vacuum |
|
Shark Rotator Professional Lift-Away Upright Vacuum |
|
Eureka PowerSpeed Bagless Upright Vacuum Cleaner |
|
Benefits of getting vacuum cleaner on EMI
- Affordability: Purchasing a high-quality vacuum cleaner outright can be a significant financial commitment. Opting for EMI allows you to spread the cost over several months, making it more budget-friendly.
- No credit card requirement: Traditional financing options often require a credit card, which may be a hurdle for some consumers. With EMI options, you can buy a vacuum cleaner without the need for a credit card.
- Flexible repayment: EMI plans provide flexibility in choosing the repayment tenure. You can opt for a plan that suits your financial situation, whether it's a short-term or long-term commitment.
- Easy EMIs: Some retailers and financing providers offer Easy EMI options, meaning you only pay minimal interest. This makes the purchase even more cost-effective.
Check features and benefits of the Insta EMI Card
How to buy a vacuum cleaner on EMI with Bajaj Finserv Insta EMI Card
Bajaj Finserv Insta EMI Card is a popular choice for purchasing appliances on EMI, including vacuum cleaners. Follow these steps to acquire a vacuum cleaner on EMI using the Bajaj Finserv Insta EMI Card:
- Check eligibility: Before applying for the Insta EMI Card, ensure you meet the eligibility criteria.
- Visit Bajaj Finserv Partner Store: Choose an online shopping partner or a retail outlet that is a partner of Bajaj Finserv that offers the option to purchase appliances on EMI.
- Select the vacuum cleaner: Browse through the available vacuum cleaners and choose the one that fits your requirements and budget.
- Use the Insta EMI Card: Provide your Insta EMI Card details during the checkout/ billing process.
- Choose an EMI plan: Select the EMI plan that suits you. You will know the tenure and monthly instalment amount.
- Complete the purchase: After finalising the EMI plan, complete the purchase of the vacuum cleaner. The cost will be divided into manageable monthly instalments.
Eligibility criteria for getting the Insta EMI Card
Eligibility for obtaining the Bajaj Finserv Insta EMI Card is very simple. Here are the following parameters that you need to meet, to be eligible to get the Insta EMI Card.
- You should be an Indian citizen
- You must be between 21 years to 65 years
- You must have a regular source of income
- Your credit score should be per Bajaj Finserv risk policies
You also need the following documents handy, during the application process.
- PAN card
- Aadhaar card number for KYC confirmation
- Address proof
- Bank account number and IFSC code for e-mandate registration
Meeting these criteria facilitates a smooth application process for the Insta EMI Card.
Check documents required for the Insta EMI Card
Acquiring a vacuum cleaner on EMI has never been more convenient, thanks to financing options like the Bajaj Finserv Insta EMI Card. The benefits of spreading the cost, the flexibility of repayment, and the possibility of low-interest EMIs make this an attractive proposition for those looking to upgrade their cleaning arsenal without straining their finances. With the latest vacuum cleaners offering advanced features, the prospect of owning one has become not just a necessity but an affordable and accessible reality for many households.
