Kolkata, the city of joy, resonates with history, art, and culture. From its iconic Howrah Bridge to the bustling markets, the city encapsulates a unique blend of tradition and modernity. As the capital of West Bengal, Kolkata's vibrant streets echo the spirit of a city that cherishes its rich heritage.
Explore used car loans in Kolkata
In the labyrinth of Kolkata's busy streets, the demand for personal transportation is met by the convenience of used car loans. These financial tools offer Kolkata residents a viable path to owning reliable vehicles without the hefty price tags associated with brand-new cars.
Bajaj Finance offers a high-value used car loan to fund the purchase of your second-hand vehicle. With Bajaj Finserv Used Car Loan, you can get funds within 48 hours* of approval and purchase your desired car without any delay. Our used car loans come with a host of attractive features.
Features and benefits of used car loans in Kolkata
- High-value finance: With Bajaj Finserv Used Car Loan, get asset-based financing of up to 115% of the car’s value at competitive interest rates.
- Funds in 48 hours*: Purchase the car of your choice easily with our quick disbursal facility. Get the funds that you need within 48 hours* of approval.
- Loan up to Rs. 1.02 crore: Get a high-value loan of up to Rs. 1.02 crore and fund your second-hand car purchase with ease.
- Flexible tenures: Repay your used car loan easily over a period of up to 84 months.
- Doorstep assistance: Submit your documents to our representative at your doorstep for a hassle-free application process.
- Flexi Loan variants: Choose our Flexi Loan variants for additional features. Withdraw multiple times from your sanctioned limit and part-prepay when you can at no extra cost.
Eligibility criteria for used car loans in Kolkata
You can qualify for a used car loan from Bajaj Finance by fulfilling the simple eligibility criteria and submitting just a few documents. If you are looking to secure a used car loan in Kolkata, follow these simple parameters for a seamless application process.
Nationality: Indian
Age: 18 to 80*
CIBIL Score: 700 or higher
Salaried: Individuals should have at least 1 year of experience and a minimum monthly salary of Rs. Rs. 20,000.
Self-employed: Applicant must submit an ITR proof of the last 2 years.
*Higher age limit is applicable at the time of loan maturity.
Additional read: How to calculate your used car loan eligibility
Used car loan interest rates in Kolkata
Interest rates for used car loans in Kolkata might differ across different lenders. Bajaj Finance offers competitive interest rates on their used car loans. For detailed information on interest rates, please refer to our used car loan fees and charges page.
How to apply for used car loans in Kolkata
With our easy online process, applying for Bajaj Finserv Used Car Loans is simple and hassle-free. You can follow these simple steps to apply for a used car loan in Kolkata.
- Head to the used car loan page and click on the 'APPLY' button.
- Enter your 10-digit mobile number and verify it with the received OTP.
- Provide your personal details, including your full name, mobile number, email ID, and more.
- If you have already selected a car, furnish its details.
- Verify or update your KYC details and proceed to schedule an appointment for additional verification.
Our dedicated representative will promptly reach out to guide you through the subsequent steps, ensuring a seamless and efficient process. Used car loans in Kolkata pave the way for affordable and convenient vehicle ownership. Bajaj Finserv Used Car Loans simplify borrowing with a host of features such as competitive interest rates, and an uncomplicated application process.
