In times of financial emergencies, having access to quick funds can be a lifesaver. Whether it's a medical emergency, a sudden repair, or any other urgent expense, an instant personal loan can provide the necessary financial support. With the advent of technology, applying for a personal loan has become easier than ever, thanks to urgent personal loan apps. You can easily use the Bajaj Finserv mobile app to get our Insta Personal Loan, which credits the loan amount in your account within as little as 30 minutes* to 4 hours.
Eligibility criteria for urgent personal loans
While eligibility criteria for online loans may vary, some common requirements include an alternative identification document, stable income proof, and valid address proof. Lenders may also consider credit history and employment details. Research lenders with flexible criteria and inquire about specific requirements for PAN card alternatives. With Insta Personal Loan, you do not have to check eligibility criteria separately since it provides pre-approved offers.
Documents required for a personal loan
Typically, you need the below documents to apply for a personal loan:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Utility bill of electricity and piped gas
However, since Insta Personal Loan provides pre-approved offers, select customers can get the funds without needing to submit any documents.
How to apply for a personal loan through the app when you need money urgently
A step-by-step guide to using the Bajaj Finserv personal loan app:
- Install the Bajaj Finserv App
Download the Bajaj Finserv app from the Google Play Store for Android users or the Apple App Store for iOS users. - Access the personal loan section
Locate the personal loan section within the app interface. - Select loan amount and tenure
After confirming your eligibility, the quick loan app will guide you through choosing the loan amount and repayment period that aligns with your requirements. Use our Insta Personal Loan EMI Calculator to determine your EMI amount and assess whether it fits your repayment budget. - Provide necessary documents
The app may prompt you to upload essential documents such as proof of income, identification, and address. Depending on your profile, select customers may not be required to submit any paperwork. - Review and submit your application
Carefully review all the provided information and proceed to submit your application. A representative will then reach out to you to help you with the further process.
Start your application by downloading our urgent loan app now
In conclusion, when you need money quickly, an urgent personal loan app can provide the financial assistance you need. By meeting the eligibility criteria, gathering the required documents, and applying online, you can get access to quick funds to meet your urgent financial needs.
Download the Bajaj Finserv app from the App Store
*Terms and conditions apply.
