How to check UPI reference number details
To access UPI reference number details, follow these straightforward steps:
- Open your UPI app: Launch the UPI-enabled app on your smartphone, such as Bajaj Pay UPI or Bajaj Pay Wallet.
- Access transaction history: Navigate to the transaction history section within the app.
- Select the transaction: Identify the specific transaction for which you need the reference number.
- View transaction details: Click on the transaction to view its detailed information, including the UPI reference number.
- Note down the reference number: Take note of the UPI reference number displayed on the transaction details screen.
Remember, UPI reference numbers are unique identifiers for each transaction, allowing you to track and verify payments efficiently.
What is UPI reference number
A UPI reference number is a distinctive code assigned to each transaction conducted through the Unified Payments Interface (UPI) system. This number serves as a crucial identifier for tracking payments and resolving any transaction-related issues.
When you initiate a UPI transaction, whether it's a fund transfer or bill payment, a unique reference number is generated. This reference number helps in identifying and differentiating individual transactions among the vast volume processed daily by UPI.
The UPI reference number plays a vital role in confirming the success or failure of a transaction. It also facilitates customer support inquiries, allowing users to provide precise details for quicker issue resolution.
How to make payments using Bajaj Pay UPI
Bajaj Pay UPI allows you to make instant fund transfers directly from your smartphone. Here is how to use it:
- Open the Bajaj Pay UPI app
- Locate the ‘PAY’ section within the app
- Initiate a payment by entering the recipient's VPA (Virtual Payment Address) or bank account details (account number and IFSC code). Alternatively, scan their QR code if available
- Enter the payment amount and add a reference note (optional)
- Double-check all details and confirm the payment
- Enter your secure UPI PIN to authorise the transaction
- Upon successful payment, you will see a confirmation message and might receive an SMS notification from your bank
Conclusion
By accessing your chosen UPI app (like Bajaj Pay UPI) and navigating to the transaction history section, you can easily locate the UPI reference number for any specific payment. This unique 12-digit code acts like a fingerprint for your transaction, allowing you to verify its success, track its status, or even resolve any discrepancies. Remember to note down the reference number for important transactions, as it can be crucial for future reference or communication with customer support.
