upi activation

Activate, Transact, Thrive: Seamlessly unlock UPI for effortless financial management. Empower your transactions, amplify your convenience
SET UP UPI
3 mins
18 May 2024

How to Activate UPI

Activating UPI (Unified Payments Interface) is straightforward and can be done using apps like Bajaj Pay UPI. UPI allows instant fund transfers between bank accounts through mobile phones. First, download a UPI-enabled app such as Bajaj Pay Wallet. Ensure your mobile number is linked to your bank account. UPI provides a hassle-free way to manage transactions and payments. This system simplifies online payments, making it essential for those looking to streamline their financial activities. The process is user-friendly and designed to cater to users with basic digital knowledge.

Steps to follow to activate UPI ID

To activate your UPI ID, follow these simple steps. First, download a UPI app like Bajaj Pay UPI. Open the app and enter your registered mobile number. Verify the number using the OTP sent to your phone. Next, select your bank from the list provided. The app will fetch your account details linked to your mobile number. Create a unique UPI ID and set a secure PIN. Confirm the PIN by entering it again. Your UPI ID is now active. Using Bajaj Pay Wallet makes this process seamless and efficient. The app ensures a secure setup and smooth user experience.

Documents required to activate UPI ID

To activate a UPI ID, ensure you have the necessary documents. You need a valid mobile number linked to your bank account. Keep your bank account details handy for verification. No physical documents are required, as the process is entirely digital. The Bajaj Pay UPI app will verify your mobile number and bank details electronically. Ensure your mobile number is active to receive OTPs for verification. This straightforward process requires minimal documentation, making it accessible to everyone. Using Bajaj Pay Wallet simplifies this, ensuring quick and secure activation.

How to make a payment using Bajaj Pay UPI

Bajaj Pay UPI allows you to make instant fund transfers directly from your smartphone. Here is how to use it:

  1. Open the Bajaj Pay UPI app.
  2. Locate the ‘PAY’ section within the app.
  3. Initiate a payment by entering the recipient's VPA (Virtual Payment Address) or bank account details (account number and IFSC code). Alternatively, scan their QR code if available.
  4. Enter the payment amount and add a reference note (optional).
  5. Double-check all details and confirm the payment.
  6. Enter your secure UPI PIN to authorise the transaction.
  7. Upon successful payment, you will see a confirmation message and might receive an SMS notification from your bank.

Conclusion

In conclusion, activating a UPI ID is a convenient and secure way to manage your finances digitally. With just your smartphone and a UPI app like Bajaj Pay UPI, you can enjoy instant fund transfers and streamlined online payments. The activation process is user-friendly and requires minimal information: a valid mobile number linked to your bank account. No physical documents are needed, making it accessible to everyone. So, if you are looking to simplify your financial transactions, consider activating a UPI ID today. By using a secure app like Bajaj Pay UPI, you can ensure a smooth and efficient experience.

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

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  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
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  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

How do I activate UPI in my bank account?

To activate UPI in your bank account, download a UPI app like Bajaj Pay UPI. Enter your registered mobile number and verify it with the OTP sent to you. Select your bank and create a UPI ID.

How can I activate my mobile number in UPI ID?

Activate your mobile number in UPI ID by using an app like Bajaj Pay UPI. Enter your mobile number, receive the OTP, and verify it. The app will link your number to your bank account.

Do I need to register for UPI?
Yes, you need to register for UPI through a UPI-enabled app. Download an app like Bajaj Pay Wallet, verify your mobile number, and link your bank account to create a UPI ID.
Can I use UPI without linking a bank account?
No, you cannot use UPI without linking a bank account. UPI requires a bank account to facilitate transactions. Use the Bajaj Pay UPI app to link your bank account and start using UPI services.
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