Bajaj Finance in your city
Vadodara or Baroda is the third-largest city of Gujarat and is one of the fastest-growing cities in India. Residents of this city are keen on their personal financial growth and actively seek lucrative investment options. One smart option you should consider is a fixed deposit as it is safe, reliable, and offers high returns.
Invest online from the comfort of your home or visit any of our branches.
Features and benefits of fixed deposit
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Bajaj Finance is a lucrative investment option that offers assured returns with attractive FD rates without any effect of market fluctuations.
Attractive returns up to 8.85% p.a.
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Get started on your investment journey with an amount of just Rs. 15,000 and make your savings grow.
Low minimum deposit
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Choose to stay invested for 12 to 60 months, as per your investment goals.
Tenors up to 60 months
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Senior citizen perks
With Bajaj Finance FD for Senior Citizens, investors can avail of additional interest rates up to 0.40% p.a. over and above the base rate.
Grow your savings with a fixed deposit in Vadodara
Bajaj Finance FD is a smart investment option that provides investors with unmatched investment security. These returns are backed by ICRA’s MAAA rating and CRISIL’s FAAA rating, ensuring maximum safety.
You can choose to invest online from the comfort of your home with our end-to-end online process. You can also choose to renew your deposit(s) to stay invested for longer, seamlessly and with minimal effort on your part.
FD Max rates for customers below the age of 60
Bajaj Finance FD Max annualised rate of interest for customers below the age of 60 is valid for deposit up to Rs. 25,000 (w.e.f 14 November, 2024)
*Experience higher interest rate of up to 8.60% p.a. on a 42-month Digital FD Max, available on website and app.
Bajaj Finance Digital FD Max
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 42* | 8.60% | 8.28% | 8.34% | 8.42% | 8.60% |
Special Period (FD MAX)
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 18* | 8.00% | 7.72% | 7.77% | 7.85% | 8.00% |
| 22* | 8.10% | 7.81% | 7.87% | 7.94% | 8.10% |
| 33* | 8.30% | 8.00% | 8.05% | 8.13% | 8.30% |
| 44* | 8.45% | 8.14% | 8.20% | 8.28% | 8.45% |
Regular Period (FD MAX)
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 12 - 14 | 7.60% | 7.35% | 7.39% | 7.46% | 7.60% |
| 15 - 23 | 7.70% | 7.44% | 7.49% | 7.56% | 7.70% |
| 24 - 35 | 8.00% | 7.72% | 7.77% | 7.85% | 8.00% |
| 36 - 60 | 8.30% | 8.00% | 8.05% | 8.13% | 8.30% |
FD rates for customers below the age of 60
Fixed Deposit annualised rate of interest for customers below the age of 60 is valid for deposit Rs. 25,001 and up to Rs. 3 crore (w.e.f 14 November, 2024)
*Experience higher interest rate of up to 8.40% p.a. on a 42-month Digital FD, available exclusively on website and app.
Bajaj Finance Digital FD
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 42* | 8.40% | 8.09% | 8.15% | 8.23% | 8.40% |
Customers below the age of 60 – Special Period
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 18* | 7.80% | 7.53% | 7.58% | 7.65% | 7.80% |
| 22* | 7.90% | 7.63% | 7.68% | 7.75% | 7.90% |
| 33* | 8.10% | 7.81% | 7.87% | 7.94% | 8.10% |
| 44* | 8.25% | 7.95% | 8.01% | 8.09% | 8.25% |
Customers below the age of 60 – Regular Period
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 12 - 14 | 7.40% | 7.16% | 7.20% | 7.27% | 7.40% |
| 15 - 23 | 7.50% | 7.25% | 7.30% | 7.36% | 7.50% |
| 24 - 35 | 7.80% | 7.53% | 7.58% | 7.65% | 7.80% |
| 36 - 60 | 8.10% | 7.81% | 7.87% | 7.94% | 8.10% |
FD Max rates for customers above the age of 60
Bajaj Finance FD Max annualised rate of interest for senior citizens for deposit up to Rs. 25,000 (w.e.f 14 November, 2024)
*Experience higher interest rate of up to 8.85% p.a. on a 42-month Digital FD Max, available on website and app.
Bajaj Finance Digital FD Max
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 42* | 8.85% | 8.51% | 8.57% | 8.66% | 8.85% |
Senior Citizen – Special Period (FD Max)
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 18* | 8.25% | 7.95% | 8.01% | 8.09% | 8.25% |
| 22* | 8.35% | 8.05% | 8.10% | 8.18% | 8.35% |
| 33* | 8.55% | 8.23% | 8.29% | 8.37% | 8.55% |
| 44* | 8.70% | 8.37% | 8.43% | 8.52% | 8.70% |
Senior Citizen – Regular Period (FD Max)
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 12 - 14 | 7.85% | 7.58% | 7.63% | 7.70% | 7.85% |
| 15 - 23 | 7.95% | 7.67% | 7.72% | 7.80% | 7.95% |
| 24 - 35 | 8.40% | 8.09% | 8.15% | 8.23% | 8.40% |
| 36 - 60 | 8.55% | 8.23% | 8.29% | 8.37% | 8.55% |
FD rates for customers above the age of 60
Fixed Deposit annualised rate of interest for senior citizen is valid for deposit Rs. 25,001 and up to Rs. 3 crore (w.e.f 14 November, 2024)
*Experience higher interest rate of up to 8.65% p.a. on a 42-month Digital FD, available exclusively on website and app.
Bajaj Finance Digital FD
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 42* | 8.65% | 8.33% | 8.38% | 8.47% | 8.65% |
Senior Citizen – Special Period
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 18* | 8.05% | 7.77% | 7.82% | 7.89% | 8.05% |
| 22* | 8.15% | 7.86% | 7.91% | 7.99% | 8.15% |
| 33* | 8.35% | 8.05% | 8.10% | 8.18% | 8.35% |
| 44* | 8.50% | 8.19% | 8.24% | 8.33% | 8.50% |
FD Interest Rate for Senior Citizens
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 12 - 14 | 7.65% | 7.39% | 7.44% | 7.51% | 7.65% |
| 15 - 23 | 7.75% | 7.49% | 7.53% | 7.61% | 7.75% |
| 24 - 35 | 8.20% | 7.91% | 7.96% | 8.04% | 8.20% |
| 36 - 60 | 8.35% | 8.05% | 8.10% | 8.18% | 8.35% |
