Ramachandra Furniture Guntur - Shop Furniture using Insta EMI Card

Ramachandra Furniture Guntur - Know how to shop furniture using Insta EMI Card at zero down payment, Low Cost EMI, and without credit card.
Ramachandra Furniture Guntur - Shop Furniture using Insta EMI Card
3 min
27-Aug-2024

When it comes to furnishing your home, the choices you make reflect your personal style and comfort needs. Ramachandra Furniture Guntur offers a unique shopping experience, where you can explore a wide array of furniture that combines quality craftsmanship with modern design. From elegant sofas to sturdy dining tables, this furniture store in Guntur is a one-stop destination for all your home furnishing needs.

But what makes shopping at Ramachandra Furniture Guntur truly special is the Bajaj Finserv Insta EMI Card, which allows you to buy the furniture you’ve always wanted and pay for it in easy, low-interest instalments.

Ramachandra Furniture Guntur overview

Ramachandra Furniture Guntur stands out among furniture retailers for its commitment to quality and customer satisfaction. The store boasts an extensive collection of furniture, ranging from classic wooden pieces to contemporary designs that cater to diverse tastes. Each item in their collection is carefully selected to meet high standards of durability and aesthetic appeal. Whether you're looking to furnish a new home or upgrade your existing décor, you’ll find options that suit your style and budget.

Beyond the product range, Ramachandra Furniture Guntur is known for its exceptional customer service. The knowledgeable staff is always ready to assist you in making the right choice, ensuring that your shopping experience is both enjoyable and hassle-free. Their focus on customer satisfaction means that you’re not just buying furniture; you’re investing in pieces that will enhance your home for years to come.

List of Ramachandra Furniture Guntur stores

Here are the Ramachandra Furniture Guntur stores where you can use your Bajaj Finserv Insta EMI Card to shop:

Location Address
Andhra Pradesh Ramachandra Brothers, 7/1, Arundelpet, Guntur, Andhra Pradesh–522002.
Andhra Pradesh Ramachandra Brothers, 10/2 Arundelpet, Guntur, Andhra Pradesh–522002.
Andhra Pradesh Ramachandra Brothers, Lakshmipuram Main Road, Guntur, Andhra Pradesh–522007.
Andhra Pradesh Ramachandra Brothers, Old Bus Stand Center, Guntur, Andhra Pradesh - 522001.



List of available products at Ramachandra Furniture

Ramachandra Furniture Guntur stocks a wide range of products from a variety of categories that will leave you spoiled for choice. The table below outlines some of the popular categories and products you can shop for at Ramachandra Furniture Guntur.

Category Products
Living room Sofas, recliners, seating arrangements, living room tables, entertainment units, shoe racks, chair pads, decor items
Bedroom Beds, wardrobes, double cots, dressing tables, chest of drawers, nightstands, mattresses, bed linen, cushions, pillows, covers, mats, curtains, flooring, wardrobes
Dining room Dining tables, chairs, sideboards, buffets, bar cabinets
Office and study Office chairs, desks, study tables, bookcases, storage units
Brands Nilkamal, Kurl-on, Duroflex, Sleepwell, Peps



How to use Insta EMI Card at Ramachandra Furniture Guntur

Shopping at Ramachandra Furniture Guntur becomes even more accessible when you use the Bajaj Finserv Insta EMI Card. Here’s how you can use your card to bring home the furniture you love:

Visit Ramachandra Furniture Guntur and browse through their wide range of furniture. Choose the items that best fit your home’s style and your personal preferences.

Let the sales representative know that you would like to use your Bajaj Finserv Insta EMI Card for the purchase. They will guide you through the next steps.

Share your Insta EMI Card details with the store representative to process the transaction.

Next, select a repayment tenure that suits you. Options typically range from 1 to 60 months, allowing you to spread the cost of your purchase over a period that’s convenient for you.

Once everything is set, the total amount will be converted into easy EMIs. You can now take your new furniture home and enjoy it without worrying about paying the full amount upfront.

Using the Bajaj Finserv Insta EMI Card at Ramachandra Furniture Guntur makes high-quality furniture more affordable, allowing you to furnish your home without financial strain.

Benefits of using the Insta EMI Card at Ramachandra Furniture Guntur

Shopping with the Bajaj Finserv Insta EMI Card offers a range of benefits, making it an ideal choice for purchasing furniture at Ramachandra Furniture Guntur:

You pay the price of the product with minimal interest. This feature helps you manage your finances better by avoiding hefty interest charges.

With a pre-qualified card loan limit of up to Rs. 3 lakh, you can buy multiple pieces of furniture without worrying about exceeding your budget.

The Insta EMI Card is accepted at over 1.5 lakh partner stores across more than 4,000 cities in India and all major e-commerce platforms, including Ramachandra Furniture Guntur. This wide acceptance ensures that you can shop with ease, knowing your card will be accepted.

Choose a repayment period that aligns with your financial planning. Whether it’s a short-term 1-month plan or a longer 60-month plan, the flexibility is yours.

Take advantage of special zero down payment offers during festive seasons, allowing you to bring home new furniture without paying anything upfront.

If you wish to pay off your EMI plan early, you won’t be penalised with foreclosure charges. This feature gives you the freedom to clear your debt as soon as possible, without extra costs.

Timely repayment of your EMIs helps in building a strong credit score, which is crucial for future financial needs.

Eligibility criteria for Insta EMI Card

Indian national aged 21 years to 65 years.

Regular income.

Credit score per Bajaj Finserv risk policies.

Required documents: PAN and Aadhaar card, address proof, bank account information and IFSC code for e-mandate registration.

How to apply for Insta EMI Card

Online application process:

Visit the official Bajaj Finserv website.

Enter your mobile phone number and complete OTP verification.

Fill out the application form to know your credit limit.

Complete KYC verification using your Aadhaar card or DigiLocker.

Pay the one-time joining fee of Rs. 530/-.

Finish the e-mandate registration to activate your card for immediate use.




Offline application process:

Visit any Bajaj Finserv partner store.

Provide the necessary documents for verification, including your PAN and Aadhaar card.

Once your application is approved, pay the one-time joining fee to receive your card.

Shopping for furniture at Ramachandra Furniture Guntur is not just about bringing home stylish and durable pieces; it’s about doing so in a financially savvy way. By using the Bajaj Finserv Insta EMI Card, you can manage your budget more effectively and enhance your credit score as well. With this card, furnishing your home with the best from Ramachandra Furniture Guntur becomes a more affordable and stress-free experience.

Check also:

EMI full form BNPL POS full form



Frequently asked questions

Does Ramachandra Furniture Guntur accept the Bajaj Finserv Insta EMI Card?
Yes, Ramachandra Furniture in Guntur does accept the Bajaj Finserv Insta EMI Card. This allows customers to shop for furniture while enjoying the flexibility of paying in instalments.

How to buy products on EMI at Ramachandra Furniture Guntur?
To purchase furniture on EMI at Ramachandra Furniture Guntur, simply let the staff know you want to use your Bajaj Finserv Insta EMI Card. They will assist you in choosing an instalment plan that suits your budget and help you finalise the payment.

What are the benefits of using the Insta EMI Card for shopping at Ramachandra Furniture Guntur?
Using the Bajaj Finserv Insta EMI Card at Ramachandra Furniture Guntur provides several advantages, including the option for Low Cost EMIs, which makes your purchase less financially straining. Additionally, you can access special promotions exclusive to Insta EMI Card users.

What are the eligibility criteria for using the Insta EMI Card for shopping at Ramachandra Furniture Guntur?

To qualify for the Bajaj Finserv Insta EMI Card at Ramachandra Furniture Guntur, you need to be between 21 years and 65 years old, have a consistent income, and have a credit score good. You must also provide your PAN and Aadhaar card, address proof, bank account information and IFSC code for e-mandate registration. Meeting these requirements allows you to take advantage of this easy payment method.

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Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

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