Chandigarh road tax

Read our handy guide to know about Chandigarh road tax, how it is calculated and how our new car loan can help in covering these expenses.
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3 min
25 March 2025
When buying a new car, what factors do you consider the most? Is it the ex-showroom price, features, or the road tax? Road tax is an important cost that affects the overall price of your car. While the car price varies from model to model, road tax differs from state to state, making it an essential consideration in your budget.

In Chandigarh, road tax can add a significant amount to your car’s total cost. The higher the road tax, the more you need to account for when planning your budget. But what if you could ease this financial burden and make the cost of road tax more manageable?

This is where Bajaj Finserv New Car Loans can help! Our new car loans cover up to 100% of your new car’s on-road price. With easy eligibility criteria and flexible repayment options, our new car loans are designed to make financing your car hassle-free. The best part? You might already have a pre-approved new car loan offer from us. Check your offer and get one step closer to owning your dream car.

Keep reading to discover how road tax in Chandigarh impacts your car purchase and how Bajaj Finserv’s new car loans can make this expense more affordable.

Chandigarh road tax

Road tax in Chandigarh is a mandatory fee paid by car owners for using public roads within the city and its surrounding areas. The road tax is calculated based on factors such as the vehicle’s price, engine capacity, age, type, and fuel type. The tax is collected by the Chandigarh government and is used to maintain and develop road infrastructure.

When buying a new car in Chandigarh, it is important to factor in this tax along with the car’s price. Understanding how road tax is calculated and the amount you’ll need to pay can help you better plan your budget for the new car.

Chandigarh road tax calculation

So, how is road tax in Chandigarh calculated? The calculation is based on multiple factors, such as the car’s engine size, weight, and its purpose of use. Personal vehicles are taxed at lower rates compared to commercial vehicles, which typically incur higher taxes. Additionally, factors like the vehicle’s fuel type, seating capacity, and dimensions also play a role in determining the road tax.

For example, if you buy a new car that costs Rs. 15 lakh, the road tax will be 6% of the car's price. This means you would end up paying around Rs. 90,000 as road tax alone.

Does this seem like an unexpected cost? Don’t worry! Bajaj Finserv New Car Loans can cover the road tax along with the car’s on-road price, helping to ease the financial burden. Wondering how much you can borrow? Check your new car loan eligibility now and discover how easy it is to finance the entire cost of your new car.

Road tax in Chandigarh for new cars

When you buy a new car in Chandigarh, road tax can contribute significantly to the overall cost. The tax is calculated based on several factors, including the vehicle’s price, engine capacity, and type. Smaller vehicles usually attract lower tax rates, while larger ones, like SUVs or luxury cars, incur higher taxes.

If you are planning to buy a new car in Chandigarh, make sure you factor in the road tax before finalizing the purchase. Understanding this tax can help you avoid any surprises after the deal is done. Bajaj Finserv New Car Loans are an ideal option if you need assistance covering these expenses.

Here is a breakdown of road tax rates for new private four-wheelers in Chandigarh:

Cost of vehicleRoad tax
Up to ₹20 Lakh6%
Above ₹20 Lakh8%
People with disabilities0% (Exempt)
NGO and Social Welfare workers (registered with Social Welfare Department) who work for people with disabilities0% (Exempt)


How to pay Chandigarh road tax online?

Paying road tax in Chandigarh is quick and convenient with online payment options. The Chandigarh Transport Department provides an online portal where you can pay your tax without leaving your home. Here is how to do it:

Visit the official Parivahan website at https://parivahan.gov.in and choose Chandigarh as your state.

Go to the 'Online Services' section and click on 'Pay Vehicle Tax'.

Enter your vehicle registration number and any required details.

The portal will display your vehicle’s details and the road tax due.

Proceed with payment using your debit card, credit card, or net banking option.

After completing the payment, you’ll receive an electronic receipt for your records.

With the online payment option, road tax payment in Chandigarh has never been easier.

So, how do you plan to cover the road tax for your new car in Chandigarh? Road tax can be a large part of the total car price, but with Bajaj Finserv New Car Loans, you can finance the up to 100% of your car's on-road price, including road tax. Check your pre-approved offer now and get closer to purchasing your new car.

Frequently asked questions

Where can I pay my vehicle tax?
You can pay your road tax online through the official Chandigarh Transport Department website or the Parivahan portal. Alternatively, you can visit the nearest transport office for offline payment.

Can I drive other state vehicles in Chandigarh?
Yes, you can drive vehicles registered in other states in Chandigarh. However, ensure that the vehicle complies with legal requirements, including road tax and registration.

Within how many days should the road tax be paid?
Road tax must be paid within 15 days of vehicle registration to avoid penalties and fines. If you are financing your new car with a Bajaj Finserv New Car Loan, you won’t need to worry about upfront costs. The loan can cover the road tax and finance the entire on-road price. Apply now and make your car purchase hassle-free.

How can I check my road tax in Chandigarh?
You can check your road tax status in Chandigarh using the Parivahan portal by entering your vehicle details.

What is the minimum salary requirement to get a new car loan in Chandigarh?
Bajaj Finance offers new car loans with easy eligibility criteria. To qualify, your monthly salary should be at least Rs. 25,000. Other factors, such as age and CIBIL score, also influence eligibility. Curious to know how much you qualify for? Check your eligibility and take the first step toward owning your new car.

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