Having a safe and permanent home is a dream for many families in rural Bihar. The Pradhan Mantri Awas Yojana Gramin Bihar scheme helps make this dream come true. This housing plan gives money to poor rural families to build proper houses. Started by the central government, this scheme is changing lives across Bihar's countryside.
Many families in rural Bihar still live in houses made of mud, straw, or other weak materials. These houses often break during heavy rain or storms. The Pradhan Mantri Awas Yojana Gramin Bihar plan helps these families build stronger homes that last longer. The government has been updating the list of people who can get help through this plan.
This article will explain all about the PMAY Gramin Bihar List 2025, how to check if your name is on the list, and what benefits you can get. We will also look at who can apply for this scheme and what papers you need to submit.
What is Pradhan Mantri Awas Yojana Gramin Bihar (PMAY-G)
The Pradhan Mantri Awas Yojana Gramin Bihar is a special housing programme for rural areas in Bihar. It aims to give all poor rural families a proper house by 2024. Here are the key points about this scheme:
- The Pradhan Mantri Awas Yojana Gramin Bihar programme helps families who do not have a house or live in a house that is not safe.
- It gives money to build a new house with basic things like a toilet, clean water, and electricity.
- The scheme started in 2016 as a better version of the old Indira Awaas Yojana.
- In Bihar, the central and state governments work together to run this programme.
- The Pradhan Mantri Awas Yojana Gramin Bihar plan uses a method to pick families who need help the most.
- A list of people who can get help is made based on a survey of how poor they are.
The main goal of Pradhan Mantri Awas Yojana Gramin Bihar is to make sure everyone in rural Bihar has a proper house to live in. The government checks which families need houses the most and puts their names on a list. This list is updated each year to include more families.
Steps to verify your name in PMAY Bihar Gramin List
Finding your name in the Pradhan Mantri Awas Yojana Gramin Bihar list is now easy to do online. Just follow these simple steps:
- Go to the official website at pmayg.nic.in.
- Look for the 'Stakeholder' section and click on it.
- Select 'Beneficiary' from the options shown.
- Choose 'Bihar' from the state list.
- Pick your district, block, and village from the drop-down menus.
- Click on 'Search' to see the list of names for your area.
- Check if your name appears in the list that shows up.
- You can also search using your mobile number if you gave it during registration.
If you do not have internet access, you can also check the list at your Gram Panchayat office. The list is put up on notice boards there. You can ask the village head or secretary to help you find your name in the Pradhan Mantri Awas Yojana Gramin Bihar list.
The government also sends SMS alerts to people whose names are on the list. Make sure your mobile number is correct in your application.
Key features of PMAY-G Bihar 2025
The Pradhan Mantri Awas Yojana Gramin Bihar plan for 2025 has many important features. These make it a strong programme to help rural families get proper houses. Here are the main features:
- Financial help: Each family gets Rs. 1.20 lakh to build a house. The money is sent directly to their bank account in three parts.
- Bigger houses: The houses must be at least 25 square metres in size. This includes a separate kitchen space.
- Quality homes: All houses must be strong and able to handle storms, floods, and earthquakes common in Bihar.
- Basic needs: Each house gets a toilet through the Swachh Bharat Mission. They also get electricity and water connections.
- Extra work days: Families can get up to 90 days of paid work under MGNREGA to help build their house.
- Technical support: Trained people help families plan and build their houses correctly.
- Online tracking: The AwaasSoft and AwaasApp systems let officials check how the house building is going.
- Clear selection: Families are picked based on how poor they are, not on who they know or other unfair reasons.
The Pradhan Mantri Awas Yojana Gramin Bihar programme for 2025 aims to finish all the houses that were started earlier. It also adds new names to the list. The government wants all rural families in Bihar to have proper houses by the end of 2025.
Eligibility criteria for PMAY Bihar Gramin List
To get help from the Pradhan Mantri Awas Yojana Gramin Bihar scheme, you must meet these rules:
- You must live in a rural area of Bihar.
- Your family should not already own a proper house.
- You should be living in a house made of mud, straw, or other weak materials.
- Priority goes to families headed by women with no adult male members.
- Families with disabled members and no other earning adults get special attention.
- People from Scheduled Castes and Scheduled Tribes get first preference.
- You should not earn more than Rs. 10,000 per month.
- You should not be paying income tax or professional tax.
- Your name must appear in the Socio-Economic Caste Census (SECC) data from 2011.
These rules help make sure that only the families who truly need help get it through the Pradhan Mantri Awas Yojana Gramin Bihar programme.
Documents required for PMAY-G Bihar application
When applying for the Pradhan Mantri Awas Yojana Gramin Bihar scheme, you need to submit these papers:
- Aadhaar Card of the family head and all adult members.
- A signed form giving permission to use your Aadhaar details.
- Your job card number if you are registered under MGNREGA.
- Land ownership papers or proof that you have a place to build the house.
- Bank account details where the money will be sent.
- Passport-size photographs of the family head.
- Mobile number for getting updates about your application.
- A signed statement that you do not own any other proper house.
All these papers must be given to your Gram Panchayat office. They will check the papers and help you fill out the application form for the Pradhan Mantri Awas Yojana Gramin Bihar programme.
Benefits of Pradhan Mantri Awas Yojana Gramin in Bihar
The Pradhan Mantri Awas Yojana Gramin Bihar plan brings many good things to rural families. Here are the main benefits:
- Safe housing: Families get strong houses that protect them from rain, storms, and other weather problems.
- Better health: Living in a proper house reduces illness from damp conditions and poor shelter.
- Clean living: Each house comes with a toilet, which improves health and gives women more privacy and safety.
- Pride of ownership: Having your own proper house gives a sense of pride and security to families.
- Money in bank accounts: The funds go directly to the family's bank account, which means less chance of money being taken by others.
- Increased property value: A proper house is worth more than a makeshift one, giving families a valuable asset.
- Better social status: Owning a good house improves a family's standing in the village community.
- Economic growth: The house building creates jobs for local workers and boosts the village economy.
- Gender equality: Women-headed households get special attention, helping to make society more equal.
- Protection for vulnerable people: The scheme helps those who need it most, like disabled people and poor families.
The Pradhan Mantri Awas Yojana Gramin Bihar programme does more than just build houses. It helps improve the overall quality of life in rural Bihar.
Eligibility criteria to get home loan from Bajaj Finserv
If you need extra money to finish your house or want a better home than what the Pradhan Mantri Awas Yojana Gramin Bihar scheme offers, a Bajaj Finserv Home Loan can help. Here is who can apply:
- You must be an Indian citizen living in India.
- Age requirement: 23-67 years for salaried people and 23-70 years for self-employed.
- A CIBIL Score of 725 or higher improves your chances.
- You should have a steady income as a salaried employee or self-employed person.
- Documents required for home loan include identity proof, address proof, income proof, and property papers.
- You can get a loan of up to Rs. 15 crore* based on your income and property value.
- Home loan interest rate starts from as low as 8.25%* p.a.
- The loan can be repaid over a long period of up to 32 years.
Bajaj Finserv offers special home loan options that can work alongside government schemes like Pradhan Mantri Awas Yojana Gramin Bihar.
Building futures with PMAY-G and Bajaj Finserv
The Pradhan Mantri Awas Yojana Gramin Bihar scheme is changing lives across rural Bihar. It helps poor families move from weak houses to strong, permanent homes. This government programme is a big step toward making sure everyone has a proper place to live.
For those who need more funds or want to build a bigger house, Bajaj Finserv offers excellent home loan options with these benefits:
tenures up to 32 years, and substantial tax benefits, home loans are an excellent financial tool for property buyers.
- Low interest rates starting at just 8.25%* p.a.
- Loan of up to Rs. 15 crore*.
- Fast disbursal within 48 Hours*.
- Long repayment periods of up to 32 years.
- EMIs as low as Rs. 741/lakh*.
- No foreclosure fees for floating rate loans.
- Balance transfer facility to move existing loans.
- Top-up loan facility of up to Rs. 1 crore
- For other needs.
Additionally, Bajaj Finserv offers three types of home loans to suit different needs:
- Fresh home loans with competitive interest rates
- Home loan balance transfer options to help you save money
- Home loan top-up options for additional financing needs
The combination of the Pradhan Mantri Awas Yojana Gramin Bihar scheme and a Bajaj Finserv home loan can help you build your dream home. The government programme gives basic support, while the home loan provides extra money for better quality materials, more space, or extra features.
Take action today to secure your housing future. Check if your name is on the Pradhan Mantri Awas Yojana Gramin Bihar list, and explore how a Bajaj Finserv home loan can help you create the perfect home for your family. Visit the Bajaj Finserv website or call their customer care to learn more about their home loan options.
